Medical aid plans that cost R3,001-R4,000pm for main member

Below are open medical aid plans that R3,000 – R4,000 per month for principal members. To see other price points, click here.

Main Adult Child Savings? Fund? Threshold? Hospitals
Incentive (Any provider for chronic)
Momentum
R 3,052 pm R 2,480 R 1,189 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonComplete
Bonitas
R 3,212 pm R 2,572 R 873 Yes No Limited Unlimited
Out-of-hospital, scheme pays for some: specialised radiology, mental health, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings, or from above threshold benefit or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Priority
Discovery
R 3,214 pm R 2,534 R 1,286 Yes No Limited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits) with limited above threshold benefit.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Silver
Keyhealth
R 3,216 pm R 1,730 R 670 No Yes No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), dentistry, medicine, optometry, maternity, medical appliances, preventative benefits. Limits apply. All else paid from fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Standard
Bonitas
R 3,265 pm R 2,831 R 958 No Yes No Unlimited
Out-of-hospital, scheme pays for some: GPs, specialised radiology, mental health, medical appliances, hearing aids, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Standard
Fedhealth
R 3,310 pm R 2,890 R 998 Yes No Unlimited Unlimited
Comprehensive plan with extended fund and threshold benefits (with 20% co-payment) that can be used for most out-of-hospital claims.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pace 1
Bestmed
R 3,312 pm R 2,325 R 836 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Advanced
Fedhealth
R 3,607 pm R 3,138 R 1,082 Yes No No Unlimited
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Co-payments for certain procedures.Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), some dentistry, optometry, some GP visits, specialised radiology (with co-payment), contraceptives, some medicine, preventative benefits. Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Comprehensive Zero MSA
Discovery
R 3,662 pm R 3,464 R 731 No No Unlimited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Delta Comprehensive
Discovery
R 3,694 pm R 3,490 R 742 Yes No Unlimited Network
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Affordable Care C
Sizwe
R 3,767 pm R 3,349 R 752 No Yes No Unlimited


Only available for income level:
R32,500+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 4
Bestmed
R 3,922 pm R 3,239 R 970 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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