Medical aid plans that cost R1,501-R2,000pm for main member

Below are open medical aid plans that R1,500 – R2,000 per month for principal members. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Main Adult Child Savings? Fund? Threshold? Hospitals
Blue Door C
Fedhealth
R 1,500 pm R 1,269 R 568 No No No Network
Out-of-hospital, scheme pays for some: prescribed medication, GP consults, pathology, radiology, dentistry, optometry. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R9,096-R11,235

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Main Adult Child Savings? Fund? Threshold? Hospitals
Necesse B
Medihelp
R 1,512 pm R 1,194 R 648 No No No Network
Out-of-hospital, scheme pays for some: specialised radiology, maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances, radiology and pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R401-R5,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 2 Network
Bestmed
R 1,517 pm R 1,178 R 639 Yes No No Network
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Core C
Discovery
R 1,525 pm R 1,525 R 345 No No No Network
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R12,201+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Dynamic Saver C
Fedhealth
R 1,569 pm R 1,441 R 528 Yes No No Network
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Network hospitals only. PMB only level of care for certain procedures.Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), specialised radiology (with co-payment), contraceptives, preventative benefits. Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Only available for income level:
R10,701-R16,050

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Main Adult Child Savings? Fund? Threshold? Hospitals
Necesse C
Medihelp
R 1,578 pm R 1,260 R 708 No No No Network
Out-of-hospital, scheme pays for some: specialised radiology, maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances, radiology and pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R5,001 - R7,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential
Bonitas
R 1,604 pm R 1,227 R 470 No No No Unlimited
Out-of-hospital, scheme pays for some: maternity and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Coastal Core
Discovery
R 1,610 pm R 1,209 R 641 No No No Coastal
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Core Grid
Fedhealth
R 1,638 pm R 1,596 R 646 No No No Network
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Network hospitals only. Co-payments for certain procedures. Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), specialised radiology (with co-payment), contraceptives, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pulse 1 B
Bestmed
R 1,645 pm R 1,565 R 987 No No No Network
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R5,501-R8,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Smart
Discovery
R 1,647 pm R 1,298 R 658 No No No Network
Out-of-hospital, scheme pays for some: GP consults, acute meds, eye and dental check up and sport related injuries, specialised radiology, maternity consults and scans. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 2
Bestmed
R 1,685 pm R 1,310 R 710 Yes No No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Dynamic Saver D
Fedhealth
R 1,714 pm R 1,575 R 576 Yes No No Network
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Network hospitals only. PMB only level of care for certain procedures.Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), specialised radiology (with co-payment), contraceptives, preventative benefits. Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Only available for income level:
R16,051+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Dimension Prime 1
Medihelp
R 1,728 pm R 1,422 R 522 No Yes No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), GP, specialists, physio, medication, maternity, infant paediatrics, medical appliances. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Custom (State for chronic)
Momentum
R 1,743 pm R 1,315 R 639 No No No Unlimited
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Custom Associate (and Network provider for chronic)
Momentum
R 1,750 pm R 1,356 R 618 No No No Network
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Delta Saver
Discovery
R 1,758 pm R 1,325 R 705 Yes No No Network
Out-of-hospital, scheme pays for some: GP consults if savings run out and maternity consults and scans. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima EntrySaver
Fedhealth
R 1,759 pm R 1,298 R 585 Yes No No Network
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Network hospitals only. Co-payments or PMB level of care for certain procedures.Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), dentistry, some GP visits, specialised radiology (with co-payment), contraceptives, preventative benefits. Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Core
Discovery
R 1,773 pm R 1,329 R 712 No No No Unlimited
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Necesse D
Medihelp
R 1,782 pm R 1,386 R 780 No No No Network
Out-of-hospital, scheme pays for some: specialised radiology, maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances, radiology and pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R7,001 - R11,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Dimension Prime 2 Network
Medihelp
R 1,800 pm R 1,476 R 534 Yes No No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, infant paediatrics, medical appliances and preventative/wellness benefits. Limits apply. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonCap C
Bonitas
R 1,820 pm R 1,620 R 689 No No No Network
Out-of-hospital, scheme pays for some:GP and specialist consults, medicine, radiology and pathology, medical appliances, optometry, basic denistry, maternity and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R12,195-R16,659

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Main Adult Child Savings? Fund? Threshold? Hospitals
Hospital Standard
Bonitas
R 1,830 pm R 1,543 R 696 No No No Unlimited
Out-of-hospital, scheme pays for some:maternity and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Incentive Network hospital (and State provider for chronic)
Momentum
R 1,834 pm R 1,439 R 711 Yes No No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Custom Associate (and any provider for chronic)
Momentum
R 1,855 pm R 1,487 R 665 No No No Network
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe D
Momentum
R 1,877 pm R 1,877 R 439 No No No Unlimited
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R8,501-R11,700

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe Network E
Momentum
R 1,903 pm R 1,903 R 561 No No No Network
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R11,701+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Blue Door D
Fedhealth
R 1,907 pm R 1,524 R 736 No No No Network
Out-of-hospital, scheme pays for some: prescribed medication, GP consults, pathology, radiology, dentistry, optometry. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R11,236-R12,840

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Main Adult Child Savings? Fund? Threshold? Hospitals
Cyan A
Spectramed
R 1,928 pm R 1,887 R 771 Yes No No Unlimited
Out-of-hospital, scheme pays for some:maternity consults and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
R0-R8,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonFit
Bonitas
R 1,930 pm R 1,495 R 578 Yes No No Unlimited
Out-of-hospital, scheme pays for some: maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Equilibrium
Keyhealth
R 1,936 pm R 1,195 R 593 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, medical appliances, preventative benefits. Limits apply. All else paid from savings, from fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Primary Care B
Sizwe
R 1,964 pm R 1,533 R 494 No Yes No Unlimited


Only available for income level:
R563-R9,292

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pulse 1 C
Bestmed
R 1,976 pm R 1,777 R 987 No No No Network
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R8,501+

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