Medical aid plans that cost R2,001-R3,000pm for main member

Below are open medical aid plans that R2,000 – R3,000 per month for principal members. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Saver Grid
Fedhealth
R 2,003 pm R 1,673 R 534 Yes No No Network
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Network hospitals only. Co-payments for certain procedures.Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), dentistry, some GP visits, specialised radiology (with co-payment), contraceptives, preventative benefits. Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Access D
Discovery
R 2,018 pm R 2,018 R 546 No No No Network and State
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R12,201+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Access B
Momentum
R 2,025 pm R 2,025 R 605 No No No Network
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R8,501-R11,700

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Core
Discovery
R 2,064 pm R 1,626 R 826 No No No Unlimited
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Plus C
Discovery
R 2,064 pm R 2,064 R 553 No No No Network
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R12,201+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Custom (Network for chronic)
Momentum
R 2,074 pm R 1,620 R 753 No No No Unlimited
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Primary
Bonitas
R 2,076 pm R 1,624 R 661 No Yes No Unlimited
Out-of-hospital, scheme pays for some: GPs, mental health, specialised radiology, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Necesse E
Medihelp
R 2,076 pm R 1,620 R 900 No No No Network
Out-of-hospital, scheme pays for some: specialised radiology, maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances, radiology and pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R11,001+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Core
Fedhealth
R 2,082 pm R 1,806 R 732 No No No Unlimited
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Co-payments for certain procedures. Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), specialised radiology (with co-payment), contraceptives, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Unify
Medihelp
R 2,088 pm R 1,716 R 624 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment). Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Coastal Saver
Discovery
R 2,160 pm R 1,621 R 870 Yes No No Coastal
Out-of-hospital, scheme pays for some: GP consults if savings run out and maternity consults and scans. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Saver
Discovery
R 2,203 pm R 1,652 R 883 Yes No No Unlimited
Out-of-hospital, scheme pays for some: GP consults if savings run out and maternity consults and scans. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Capri
Spectramed
R 2,213 pm R 1,802 R 1,005 Yes No No Unlimited
Out-of-hospital, scheme pays for some:maternity consults and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Delta Saver
Discovery
R 2,214 pm R 1,749 R 890 Yes No No Network
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonCap D
Bonitas
R 2,235 pm R 1,990 R 847 No No No Network
Out-of-hospital, scheme pays for some:GP and specialist consults, medicine, radiology and pathology, medical appliances, optometry, basic denistry, maternity and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R16,660+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Custom (Any provider for chronic)
Momentum
R 2,249 pm R 1,806 R 803 No No No Unlimited
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Incentive (State provider for chronic)
Momentum
R 2,249 pm R 1,772 R 889 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Saver
Fedhealth
R 2,259 pm R 1,867 R 657 Yes No No Unlimited
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Co-payments for certain procedures.Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), dentistry, some GP visits, specialised radiology (with co-payment), contraceptives, preventative benefits. Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 3 Network
Bestmed
R 2,301 pm R 1,636 R 889 Yes No No Network
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonSave
Bonitas
R 2,304 pm R 1,785 R 690 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology, mental health, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Dimension Prime 2
Medihelp
R 2,310 pm R 1,890 R 690 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, infant paediatrics, medical appliances and preventative/wellness benefits. Limits apply. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Dimension Prime 3 Network
Medihelp
R 2,352 pm R 1,986 R 684 No Yes No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Primary Care C
Sizwe
R 2,396 pm R 1,565 R 494 No Yes No Unlimited


Only available for income level:
R9,293+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Basis Grid
Fedhealth
R 2,407 pm R 2,106 R 732 Yes No No Network
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Network hospitals only. Co-payments for certain procedures.Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), some dentistry, optometry, some GP visits, maternity, specialised radiology (with co-payment), contraceptives, preventative benefits. Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe E
Momentum
R 2,409 pm R 2,409 R 699 No No No Unlimited
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R11,701+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Incentive Network hospital (and Network provider for chronic)
Momentum
R 2,514 pm R 2,000 R 956 Yes No No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Standard Elect
Fedhealth
R 2,527 pm R 2,210 R 763 Yes No Unlimited Network
Comprehensive plan with extended fund and threshold benefits (with 20% co-payment) that can be used for most out-of-hospital claims. Network hospitals only.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 3
Bestmed
R 2,558 pm R 1,817 R 987 Yes No No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Blue Door E
Fedhealth
R 2,585 pm R 2,284 R 973 No No No Network
Out-of-hospital, scheme pays for some: prescribed medication, GP consults, pathology, radiology, dentistry, optometry. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R12,841+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Cyan B
Spectramed
R 2,647 pm R 2,572 R 1,061 Yes No No Unlimited
Out-of-hospital, scheme pays for some: preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
R8,001+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Basis
Fedhealth
R 2,722 pm R 2,374 R 826 Yes No No Unlimited
100% scheme rate for in-hospital specialists. Fedhealth specialists covered in full. Co-payments for certain procedures.Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty trauma visits (with co-payment), some dentistry, optometry, some GP visits, maternity, specialised radiology (with co-payment), contraceptives, preventative benefits. Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Incentive (Network provider for chronic)
Momentum
R 2,737 pm R 2,196 R 1,076 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Incentive Network hospital (and any provider for chronic)
Momentum
R 2,737 pm R 2,202 R 1,022 Yes No No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Priority
Discovery
R 2,763 pm R 2,172 R 1,103 Yes No Limited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits) with limited above threshold benefit.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Saver
Discovery
R 2,773 pm R 2,186 R 1,110 Yes No No Unlimited
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Affordable Care A
Sizwe
R 2,815 pm R 2,586 R 649 No Yes No Unlimited


Only available for income level:
R0-R15,955

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Main Adult Child Savings? Fund? Threshold? Hospitals
Standard Select
Bonitas
R 2,828 pm R 2,447 R 828 No Yes No Network
Out-of-hospital, scheme pays for some: GPs, specialised radiology, mental health, medical appliances, hearing aids, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Hospital Plus
Bonitas
R 2,897 pm R 2,607 R 937 No No No Unlimited
Out-of-hospital, scheme pays for some:maternity and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Affordable Care B
Sizwe
R 2,928 pm R 2,688 R 680 No Yes No Unlimited


Only available for income level:
R15,956-R32,499

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Main Adult Child Savings? Fund? Threshold? Hospitals
Dimension Prime 3
Medihelp
R 2,940 pm R 2,490 R 858 No Yes No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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