Medical aid plans that cost R5,001+ pm for main member

Below are open medical aid plans that R2,000 – R3,000 per month for principal members. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Main Adult Child Savings? Fund? Threshold? Hospitals
Ultimax
Fedhealth
R 10,306 pm R 8,761 R 3,150 Yes No Unlimited Unlimited
Comprehensive plan with extended fund and threshold benefits (with 20% co-payment) that can be used for most out-of-hospital claims.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Full Benefit B
Sizwe
R 5,032 pm R 4,574 R 989 No Yes No Unlimited


Only available for income level:
R32,500+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Extender Network hospital (and any provider for chronic)
Momentum
R 5,113 pm R 4,081 R 1,535 Yes No Unlimited Network
Out-of-hospital, scheme pays for some: comprehensive plan, with out of hospital benefits paid by scheme from threshold (with sub-limits), once savings run out and self payment gap has been paid.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Extender (Network provider for chronic)
Momentum
R 5,232 pm R 4,177 R 1,569 Yes No Unlimited Unlimited
Out-of-hospital, scheme pays for some: comprehensive plan, with out of hospital benefits paid by scheme from threshold (with sub-limits), once savings run out and self payment gap has been paid.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pace 3 A
Bestmed
R 5,370 pm R 4,322 R 923 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, medicine, trauma rehab and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonComprehensive
Bonitas
R 5,774 pm R 5,446 R 1,175 Yes No Unlimited Unlimited
Out-of-hospital, scheme pays for some: specialised radiology, mental health, refractive surgery, medical appliances, hearing aids, optometry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings, above threshold or from out of pocket.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Extender (Any provider for chronic)
Momentum
R 5,816 pm R 4,640 R 1,745 Yes No Unlimited Unlimited
Out-of-hospital, scheme pays for some: comprehensive plan, with out of hospital benefits paid by scheme from threshold (with sub-limits), once savings run out and self payment gap has been paid.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Executive
Discovery
R 5,950 pm R 5,950 R 1,134 Yes No Unlimited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pace 4
Bestmed
R 6,608 pm R 6,608 R 1,548 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: Optometry, maternity, specialised radiology, trauma rehab, medication, contraceptives and preventative benefits. Limits apply. All else paid from extended fund, from savings or out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Platinum
Keyhealth
R 7,408 pm R 5,193 R 1,562 No Yes Unlimited Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), dentistry, medicine, optometry, maternity, medical appliances, sub-acute facilities, preventative benefits. Limits apply. All else paid from fund, from above threshold benefit or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Maxima Plus
Fedhealth
R 7,535 pm R 6,415 R 2,303 Yes Yes Unlimited Unlimited
Comprehensive plan with extended fund and threshold benefits that can be used for most out-of-hospital claims.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Summit
Momentum
R 8,342 pm R 6,672 R 1,916 No Yes No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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