Discovery Health medical aid plans

Discovery medical aid has 9 different groups of plans (Executive, Comprehensive, Saver, Core, Priority, Smart, Keycare Plus, Keycare Access and Keycare Core). They are each dsigned to address a unique need and pocket.

Discovery Executive 2019

Main Adult Child Savings? Fund? Threshold? Hospitals
Executive
Discovery
R 6,541 pm R 6,541 R 1,248 Yes No Unlimited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Discovery Comprehensive Series

Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Comprehensive
Discovery
R 5,368 pm R 5,077 R 1070 Yes No Unlimited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). Thereis a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Delta Comprehensive
Discovery
R 4,834 pm R 4,577 R 962 Yes No Unlimited Network
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Comprehensive Zero MSA
Discovery
R 4,026 pm R 3,808 R 803 No No Unlimited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Comprehensive
Discovery
R 4,509 pm R 4,265 R 908 Yes No Unlimited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Delta Comprehensive
Discovery
R 4,062 pm R 3,837 R 815 Yes No Unlimited Network
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Discovery Saver Series 2019

Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Saver
Discovery
R 3,021 pm R 2,382 R 1,209 Yes No No Unlimited
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Delta Saver
Discovery
R 2,412 pm R 1,906 R 969 Yes No No Network
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Saver
Discovery
R 2,400 pm R 1,800 R 962 Yes No No Unlimited
Out-of-hospital, scheme pays for some: GP consults if savings run out and maternity consults and scans. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Delta Saver
Discovery
R 1,915 pm R 1,444 R 768 Yes No No Network
Out-of-hospital, scheme pays for some: GP consults if savings run out and maternity consults and scans. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Coastal Saver
Discovery
R 2,373 pm R 1,783 R 958 Yes No No Coastal
Out-of-hospital, scheme pays for some: GP consults if savings run out and maternity consults and scans. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Discovery Core Series 2019

Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Core
Discovery
R 2,248 pm R 1,772 R 900 No No No Unlimited
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Delta Core
Discovery
R 1,799 pm R 1,418 R 720 No No No Network
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Core
Discovery
R 1,931 pm R 1,448 R 776 No No No Unlimited
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Delta Core
Discovery
R 1,543 pm R 1,161 R 620 No No No Network
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Coastal Core
Discovery
R 1,770 pm R 1,330 R 704 No No No Coastal
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Discovery Priority Series 2019

Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Priority
Discovery
R 3,501 pm R 2,761 R 1,401 Yes No Limited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits) with limited above threshold benefit.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Priority
Discovery
R 3,010 pm R 2,365 R 1,202 Yes No Limited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits) with limited above threshold benefit.

Only available for income level:
All income levels

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Discovery Smart Series 2019

Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Smart
Discovery
R 1,794 pm R 1,415 R 717 No No No Network
Out-of-hospital, scheme pays for some: GP consults, acute meds, eye and dental check up and sport related injuries, specialised radiology, maternity consults and scans. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Smart
Discovery
R 1,285 pm R 1,285 R 1,285 No No No Network
Out-of-hospital, scheme pays for some: GP consults, eye and dental check up, maternity consults and scans. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Discovery KeyCare Plus Series – income based 2019

Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Your Income: Main: Adult: Child: Hospital Choice:
R0-R13,500
R1,456 pm

R1,456 pm

R463 pm

Network
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R13,501+
R2,249 pm

R2,249 pm

R602 pm

Network
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Discovery KeyCare Core Series – income based 2019

Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Your Income: Main: Adult: Child: Hospital Choice:
R0-R13,500
R1,038 pm

R1,038 pm

R255 pm

Network
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R13,501+
R1,661 pm

R1,661 pm

R376 pm

Network
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Discovery KeyCare Start Series – income based 2019

Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Your Income: Main: Adult: Child: Hospital Choice:
R0-R9,150
R839 pm

R839 pm

R505 pm


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R9,151-R13,050
R1,412 pm

R1412 pm

R551 pm


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R13,051+
R2,198 pm

R2198 pm

R596 pm


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Another worthwhile read:
Discovery "Smart Network"

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