Dread Disease benefit

  • Provides a once off dread disease benefit, limited to first diagnosis of cancer.
  • The benefit will be excluded for any current member who has been diagnosed prior to inception or during the period of cover.
  • Limited to R50,000 per insured person on diagnosis.
  • Benefit terminates when person turns 65
  • Excludes:
    • All tumours, which are histologically described as pre-malignant, as non-invasive or as cancer in situ.
    • All forms of lymphoma in the presence of any Human Immunodeficiency Virus.
    • Kaposi’s sarcoma in the presence of any Human Immunodeficiency Virus.
    • Any skin cancer other than malignant melanoma.
    • Cancerous cells that have not invaded the surrounding or underlying tissue.
    • Early cancer of the prostate gland or breast.(Stage1described as T1a, N0, M0, G1)

Premium Waiver benefit

  • This benefit covers the actual medical scheme contributions following the death or the total and permanent disability of the Principal Member of the Medical Scheme.
  • Limited to a benefit equal to the total value of Medical Aid Scheme Contribution calculated for 6 months.
  • Benefit terminates when person turns 65
Another worthwhile read:
Askadam gap plans: Red, Yellow and Blue

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