Medical aid plans that cost R1,001-R1,500 for main member

Below are open medical aid plans that R1,000 – R1,500 per month for principal members. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Main Adult Child Savings? Fund? Threshold? Hospitals
Network B
Topmed
R 1,530 pm R 1,530 R 428
Out-of-hospital, scheme pays for some: scopes, medicine, dentistry, optometry, supplementary services, radiology, pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R1,001-R11,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonCap B
Bonitas
R 1,226 pm R 1,159 R 563 No No No Network
Out-of-hospital, scheme pays for some:GP and specialist consults, medicine, radiology and pathology, medical appliances, optometry, basic denistry, maternity and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R8,031-R13,050

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Main Adult Child Savings? Fund? Threshold? Hospitals
Custom Associate (and State provider for chronic)
Momentum
R 1,515 pm R 1,146 R 537 No No No Network
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe C
Momentum
R 1,517 pm R 1,517 R 459 No No No Unlimited
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R6,801-R9,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe State E
Momentum
R 1,533 pm R 1,533 R 461 No No No State
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R12,501+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Delta Core
Discovery
R 1,543 pm R 1,161 R 620 No No No Network
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Necesse B
Medihelp
R 1,956 pm R 1,524 R 1782 No No No Network
Out-of-hospital, scheme pays for some: specialised radiology, maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances, radiology and pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R601-R11,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 2 Network
Bestmed
R 1,633 pm R 1,268 R 687 Yes No No Network
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Core C
Discovery
R 1,661 pm R 1,661 R 376 No No No Network
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R13,501+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Necesse C
Medihelp
R 2,280 pm R 1,784 R 990 No No No Network
Out-of-hospital, scheme pays for some: specialised radiology, maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances, radiology and pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R11,001+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential
Topmed
R 1,739 pm R 1,399 R 706 No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, scopes, alternatives to hospital, extended rehab benefits, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Active Saver
Topmed
R 1,830 pm R 1,598 R 595 Yes
Out-of-hospital, scheme pays for some: maternity, scopes, extended rehab benefits, birth control, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential
Bonitas
R 1,731 pm R 1,324 R 507 No No No Unlimited
Out-of-hospital, scheme pays for some: maternity and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Coastal Core
Discovery
R 1,770 pm R 1,330 R 704 No No No Coastal
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pulse 1 B
Bestmed
R 1,793 pm R 1,704 R 1076 No No No Network
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R5,501-R8,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Smart
Discovery
R 1,794 pm R 1,415 R 717 No No No Network
Out-of-hospital, scheme pays for some: GP consults, acute meds, eye and dental check up and sport related injuries, specialised radiology, maternity consults and scans. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Delta Core
Discovery
R 1,799 pm R 1,418 R 720 No No No Network
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 2
Bestmed
R 1,814 pm R 1,409 R 764 Yes No No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Prime 1
Medihelp
R 1,902 pm R 1,566 R 576 No Yes No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (with co-payment) maternity, infant paediatrics, hearing aids and wheelchairs. All else paid from fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Custom (State for chronic)
Momentum
R 1,938 pm R 1,462 R 710 No No No Unlimited
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Custom Associate (and Network provider for chronic)
Momentum
R 1,944 pm R 1,507 R 687 No No No Network
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
ProActive Plus Savvy
Profmed
R 1,750 pm R 1,626 R 682 No Yes No Network


Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Delta Saver
Discovery
R 1,915 pm R 1,444 R 768 Yes No No Network
Out-of-hospital, scheme pays for some: GP consults if savings run out and maternity consults and scans. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Core
Discovery
R 1,931 pm R 1,448 R 776 No No No Unlimited
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Prime 2 Network
Medihelp
R 1,974 pm R 1,626 R 594 Yes No No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, infant paediatrics, preventative/wellness benefits. All else paid from day-to-day benefits or from out of pocket, unless PMB.

Only available for income level:
All income levels

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