Bestmed Beat 2:prosthetic benefits (2026)

This page has information on: Costs and Prosthetics for Bestmed Beat 2

View all the Bestmed plans, with costs and brief summary.

Find all the open medical aid plans here.
Compare any two plans side by side, instantly.

Terminology:

• PMBs: Prescribed Minimum Benefits. You can read more about PMBs, see a list of all PMB conditions or read more what "PMB only" benefit means.
• DSPs: Designated Service Providers. Where stipulated, you must use specific providers to get full benefit.
• Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product.
• All schemes have extensive exclusions. We've tried to list the non-common ones here, but please consult your scheme or broker to get the full list.

Monthly Costs (2026)

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Prosthetics benefits (2026):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bestmed: Beat 2
Assume scheme pays all these costs, unless otherwise stated
Overall Limit:	Internal: R99,764 per family External: PMBs only Prosthetics required for PMB conditions are always paid in full by scheme, with no co-payment, if you follow the protocols. More info here	Gap Cover: Can cover most co-payments and increase sublimits (Plans coming soon)
Sub-limits:	(per person): Functional (treating or supporting a bodily function): R35,613 Vascular: R57,441 Pacemaker, dual chamber: R54,390 Spinal: R39,819 Mesh: R13,975 Gynaecology/Urology: R11,419 Drug eluting stents: PMBs and DSP products only Lens implants: R8,713 per lens Exclusions: Joint replacements, unless PMB PMB joint replacements - prosthesis limits: Hip replacement and other major joints: R41,918 Knee replacement: R51,686 Minor Joints: R16,078	Gap Cover: Can cover most co-payments and increase sublimits (Plans coming soon)
Note:	PMBs: Prescribed Minimum Benefits. PMBs cannot have sublimits or co-payments if protocols are followed. You can read more about PMBs here. DSPs: Designated Service Providers. Where stipulated, you must use specific providers to get full benefit. Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product.

Always consult with your broker before making final decisions regarding your healthcare cover.

Important!
• Unless specified, assume that all benefits are paid at 100% scheme rate.
• No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
• "Unlimited" benefits are still subject to authorisation, protocols and sublimits.
• Assume that all benefits need to be pre-authorised.