Medshield:
All the 2025 medical aid plans

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Hospital

Medshield MediCurve:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,701 R 1,701 R 450 No No No Network
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Child rates: Under 21yrs, or students under 28 yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediCore:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,891 R 3,291 R 897 No No No Network
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Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Saver or Fund

Medshield MediPhila:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 2,004 R 2004 R 519 No R 4,500 No Network
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Child rates: Under 21yrs, or students under 28 yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediValue:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 2,997 R 2,616 R 846 No R 7,500 No Network
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Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediValue Compact:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 2,715 R 2,373 R 762 No R 7,500 No Network
View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediPlus:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,989 R 3,561 R 1,116 No R 11,000 No Network
View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediPlus Compact:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,533 R 3,234 R 1020 No R 11,000 No Network
View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediSaver:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,977 R 4,122 R 1,212 R 8,964 No No Network
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Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediBonus:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 8,346 R 5,859 R 1,737 No R 15,000 No Any Hospital
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Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Comprehensive

Medshield Premium Plus:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 8,784 R 8,046 R 1,680 R 21,084 No R 7,000 Any hospital
View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.


What does a “PMBs only” restriction mean?
In this case, the scheme will only pay for diagnosis, treatment and management of a claim for one of 270 pre-defined conditions (PMBs). Read more, and see full list of PMB conditions. 

What does “From Risk” mean?
The scheme will pay for this claim from its own funds, not from your savings or other day-to-day benefits. 

What is a DSP?
A Designated Service Provider. The scheme has a network of providers, and will often only pay claims in full if you use a DSP. If you choose another provider, you might have a co-payment, or even no cover.