Medshield:
All the 2025 medical aid plans

Table of Contents:

Hospital

Medshield MediCurve:

Main Adult Child
2025 cost: R 1,701 R 1,701 R 450
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,821 R 1,821 R 483
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Pay for all children
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Medshield MediCore:

Main Adult Child
2025 cost: R 3,891 R 3,291 R 897
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 4,278 R 3,618 R 987
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
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Saver or Fund

Medshield MediPhila:

Main Adult Child
2025 cost: R 2,004 R 2004 R 519
Day-to-Day Benefit:
Savings: None None None
Fund:
  • R4,500 per family
Main Adult Child
2026 cost: R 2,145 R 2145 R 558
Day-to-Day Benefit:
Savings: None None None
Fund:
  • R4,700 per family
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Pay for all children
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Medshield MediValue:

Main Adult Child
2025 cost: R 2,997 R 2,616 R 846
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R7,500
  • Main+1= R9,200
  • Main+2= R9,600
  • Main+3= R11,000
  • Main+4+= R12,000
Main Adult Child
2026 cost: R 3,207 R 2,802 R 906
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R8,500
  • Main+1= R10,200
  • Main+2= R10,600
  • Main+3= R12,000
  • Main+4+= R13,000
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
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Medshield MediValue Compact:

Main Adult Child
2025 cost: R 2,715 R 2,373 R 762
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R7,500
  • Main+1= R9,200
  • Main+2= R9,600
  • Main+3= R11,000
  • Main+4+= R12,000
Main Adult Child
2026 cost: R 2,907 R 2,541 R 816
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R8,500
  • Main+1= R10,200
  • Main+2= R10,600
  • Main+3= R12,000
  • Main+4+= R13,000
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
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.

Medshield MediPlus:

Main Adult Child
2025 cost: R 4,989 R 3,561 R 1,116
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R11,000
  • Main+1= R15,000
  • Main+2= R17,000
  • Main+3= R18,500
  • Main+4+= R20,000
Main Adult Child
2026 cost: R 5,436 R 3,879 R 1,218
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R12,000
  • Main+1= R16,000
  • Main+2= R18,600
  • Main+3= R20,300
  • Main+4+= R22,000
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
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Medshield MediPlus Compact:

Main Adult Child
2025 cost: R 4,533 R 3,234 R 1020
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R11,000
  • Main+1= R15,000
  • Main+2= R17,000
  • Main+3= R18,500
  • Main+4+= R20,000
Main Adult Child
2026 cost: R 4,938 R 3,522 R 1113
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R12,000
  • Main+1= R16,000
  • Main+2= R18,600
  • Main+3= R20,300
  • Main+4+= R22,000
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
View all benefits for this plan
.

Medshield MediSaver:

Main Adult Child
2025 cost: R 4,977 R 4,122 R 1,212
Day-to-Day Benefit:
Savings: R 8,964 R 7,416 R 2,184
Main Adult Child
2026 cost: R 5,376 R 4,452 R 1,311
Day-to-Day Benefit:
Savings: R 9,672 R 8,016 R 2,364
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
View all benefits for this plan
.

Medshield MediBonus:

Main Adult Child
2025 cost: R 8,346 R 5,859 R 1,737
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R15,000
  • Main+1= R21,000
  • Main+2= R22,000
  • Main+3= R24,500
  • Main+4+= R26,000
Main Adult Child
2026 cost: R 9,015 R 6,330 R 1,878
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R15,700
  • Main+1= R22,000
  • Main+2= R23,000
  • Main+3= R25,600
  • Main+4+= R27,200
Hospital Choice: Any Hospital
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
View all benefits for this plan
.

Comprehensive

Medshield Premium Plus:

Main Adult Child
2025 cost: R 8,784 R 8,046 R 1,680
Day-to-Day Benefit:
Savings: R 21,084 R 19,308 R 4,032
SPG*: R 2,766 R 2,742 R 418
ATB*: 7,000 5,000 3,500
Main Adult Child
2026 cost: R 9,489 R 8,691 R 1,815
Day-to-Day Benefit:
Savings: R 28,464 R 26,076 R 5,448
SPG*: R 5,036 R 5,924 R 552
ATB*: 7,500 5,500 3,700
Hospital Choice: Any hospital
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
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What does a “PMBs only” restriction mean?
In this case, the scheme will only pay for diagnosis, treatment and management of a claim for one of 270 pre-defined conditions (PMBs). Read more, and see full list of PMB conditions. 

What does “From Risk” mean?
The scheme will pay for this claim from its own funds, not from your savings or other day-to-day benefits. 

What is a DSP?
A Designated Service Provider. The scheme has a network of providers, and will often only pay claims in full if you use a DSP. If you choose another provider, you might have a co-payment, or even no cover. 

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