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Medical aids that cost under R4,000pm for main member:

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Below are open medical aid plans that R3,000 – R3,999 per month for principal members. To see other price points, click here.

Momentum Incentive Network hospital (and Network provider for chronic):

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,113 R 2,477 R 1,182 Yes No No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Fedhealth FlexiFed 4 Grid:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,326 R 3,025 R 1,027 Yes No Limited Network

(Only available if the highest monthly income in your household is: All income levels) .
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Momentum Incentive (Network provider for chronic):

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,388 R 2,718 R 1,331 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Momentum Incentive Network hospital (and any provider for chronic):

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,449 R 2,774 R 1,289 Yes No No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Fedhealth myFed E:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,455 R 3,147 R 1,317 No No No Network

(Only available if the highest monthly income in your household is: R14,427+) .
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Fedhealth FlexiFed 4 Any:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,747 R 3,399 R 1,153 Yes No Limited

(Only available if the highest monthly income in your household is: All income levels) .
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Momentum Incentive (Any provider for chronic):

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,899 R 3,168 R 1,520 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Health Squared Flex:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,106 R 2,790 R 966 No Yes No

(Only available if the highest monthly income in your household is: All income levels) .
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Bestmed Beat 3:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,117 R 2,215 R 1,203 Yes No No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Suremed Navigator:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,120 R 2,460 R 930 Yes Yes No
Out-of-hospital, scheme pays for some: medication, appliances, dentistry, GPs and specialists, maternity, non surgical procedures, optometry, supplementary services, pathology, radiology, specialised radiology, preventative care, alternative to hospitals. Limits apply. All else paid out of savings or out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Medihelp Prime 3 Network:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,138 R 2,652 R 912 Yes No No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, dentistry, optometry, some medical appliances. Limits apply. All else paid from allocated fund or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Hosmed Value Core:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,215 R 2,610 R 610 Network

(Only available if the highest monthly income in your household is: All income levels) .
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Medshield MediPlus Compact:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,324 R 2373 R 747 No Yes No Network

(Only available if the highest monthly income in your household is: ) .
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Sizwe Platinum Enhanced EDO:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,377 R 3,230 R 860 No Yes No Network

(Only available if the highest monthly income in your household is: All income levels) .
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Medimed Max A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,400 R 3,400 R 630 Yes Yes No
Out-of-hospital, scheme pays for some: specialised radiology, maternity, preventative benefits, some medication. Limits apply. All else paid from savings, extended fund (max R10,000 per family) or out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: R0-R10,000) .
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Discovery EssentialPriority:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,472 R 2,731 R 1,388 Yes No Limited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits) with limited above threshold benefit.
(Only available if the highest monthly income in your household is: All income levels) .
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.

Health Squared Foundation E:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,473 R 3,473 R 1191 No No No Network

(Only available if the highest monthly income in your household is: R18,701) .
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Discovery Classic Saver:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,485 R 2,750 R 1,397 Yes No No Unlimited
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Hosmed Value:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,495 R 2,835 R 660 No Yes No
Out-of-hospital, scheme pays for some: GPs, specialists, medicine, pathology, radiology, specialised radiology, optometry, dentistry, appliances, mental health, supplementary services, maternity benefits, preventative benefits. Limits apply. All else paid out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
.
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.

Compcare Mumed:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,496 R 2,725 R 983 No Yes No

(Only available if the highest monthly income in your household is: All income levels) .
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Sizwe Platinum Enhanced:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,555 R 3,400 R 905 No Yes No

(Only available if the highest monthly income in your household is: All income levels) .
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.

Bonita Standard Select:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,589 R 3,105 R 1,051 No Yes No Network
Out-of-hospital, scheme pays for some: GPs, specialised radiology, mental health, medical appliances, hearing aids, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from fund or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Compcare Selfsure:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,645 R 3,645 R 912 No Yes No

(Only available if the highest monthly income in your household is: All income levels) .
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Medshield MediPlus:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,657 R 2,610 R 822 No Yes No Network
Out-of-hospital, scheme pays for some: specialised radiology, maternity, alternative to hospitalisation, optometry, some non-surgical procedures including scopes,preventative benefits. Limits apply. All else paid from extended fund or out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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.

Medshield MediSaver:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,666 R 3,036 R 894 Yes No No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), alternatives to hospitalisation, some non-surgical procedures including scopes, maternity, preventative benefits, dentistry. Limits apply. All else paid from savings or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
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Profmed ProSecure Savvy B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,672 R 3,399 R 1,434 No Yes No Network

(Only available if the highest monthly income in your household is: R11,001+) .
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Medimed Max B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,680 R 3,680 R 650 Yes Yes No
Out-of-hospital, scheme pays for some: specialised radiology, maternity, preventative benefits, some medication. Limits apply. All else paid from savings, extended fund (max R10,000 per family) or out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: R10,001-R21,000) .
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.

Compcare Symmetry ED:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,707 R 2,885 R 1,040 Yes Yes No Network

(Only available if the highest monthly income in your household is: All income levels) .
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Health Squared Prosper:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,828 R 3,563 R 1339 Yes No No

(Only available if the highest monthly income in your household is: ) .
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Medihelp Prime 3:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,828 R 3,240 R 1,116 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, dentistry, optometry, some medical appliances. Limits apply. All else paid from allocated fund or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
.
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.

Medimed Max C:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,890 R 3,890 R 700 Yes Yes No
Out-of-hospital, scheme pays for some: specialised radiology, maternity, preventative benefits, some medication. Limits apply. All else paid from savings, extended fund (max R10,000 per family) or out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: R21,000+) .
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Keyhealth Silver:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 3,904 R 2,100 R 814 No Yes No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), dentistry, medicine, optometry, maternity, medical appliances, preventative benefits. Limits apply. All else paid from fund or from out of pocket, unless PMB.
(Only available if the highest monthly income in your household is: All income levels) .
.
View Full Plan
.

Discovery Classic Priority:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2021: R 4,041 R 3,186 R 1,617 Yes No Limited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits) with limited above threshold benefit.
(Only available if the highest monthly income in your household is: All income levels) .
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View Full Plan
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