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Medical aids that cost R3,000 – R4,000pm for main member:

Contents:

Below are open medical aid plans that cost R3,000 – R3,999 per month for principal members. To see other price points, click here.

Bestmed Rhythm2 A:

2026 Main Adult Child
Per month: R 2,747 R 2,610 R 1653
Savings: None None None
2027 Main Adult Child
Per month: R 3,214 R 3,054 R 1882
Savings: None None None
Hospital Choice: Network
Child rates: Under 24yrs.
Only pay for 3 children
Income Criteria: This plan is only available if household income is R0-R5,500/m.
View all benefits

Bonitas BonEssential:

2026 Main Adult Child
Per month: R 2,747 R 2,030 R 888
Savings: None None None
2027 Main Adult Child
Per month: R 3,000 R 2,217 R 970
Savings: None None None
Hospital Choice: Unlimited
Child rates: Up to 24yrs
Only pay for 3 children
View all benefits

Discovery KeyCare Core C:

2026 Main Adult Child
Per month: R 2,845 R 2,845 R 645
Savings: None None None
2027 Main Adult Child
Per month: R 3,099 R 3,099 R 702
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,991+/m.
View all benefits

Medshield MediValue Compact:

2026 Main Adult Child
Per month: R 2,907 R 2,541 R 816
Savings: None None None
Fund:
  • Main= R8,500
  • Main+1= R10,200
  • Main+2= R10,600
  • Main+3= R12,000
  • Main+4+= R13,000
2027 Main Adult Child
Per month: R 3,141 R 2,745 R 882
Savings: None None None
Fund:
  • Main= R8,800
  • Main+1= R10,600
  • Main+2= R12,000
  • Main+3= R13,000
Hospital Choice: Network
Child rates: Under 24yrs, or students under 28 yrs
Only pay for 3 children (excl students)
View all benefits

Discovery KeyCare Start Regional C:

2026 Main Adult Child
Per month: R 3,011 R 3,100 R 922
Savings: None None None
2027 Main Adult Child
Per month: R 3,280 R 3,280 R 1,004
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,251+/m.
View all benefits

Discovery Classic Smart:

2026 Main Adult Child
Per month: R 3,018 R 2,381 R 1,205
Savings: None None None
2027 Main Adult Child
Per month: R 3,257 R 2,571 R 1,301
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Fedhealth FlexiFed 2 Elect:

2026 Main Adult Child
Per month: R 3,104 R 2,775 R 922
Savings: R0, but Flexible Flexible Flexible
SPG*: 8,724
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
View all benefits

Bestmed Rhythm2 B:

2026 Main Adult Child
Per month: R 3,300 R 3,000 R 1759
Savings: None None None
2027 Main Adult Child
Per month: R 3,762 R 3,387 R 1882
Savings: None None None
Hospital Choice: Network
Child rates: Under 24yrs.
Only pay for 3 children
Income Criteria: This plan is only available if household income is R5,501-R8,500/m.
View all benefits

Bestmed Beat 2:

2026 Main Adult Child
Per month: R 3,084 R 2,395 R 1299
Savings: R 5,916 R 4,596 R 2,496
2027 Main Adult Child
Per month: R 3,315 R 2,575 R 1,357
Savings: R 6,360 R 4,944 R 1,736
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Medihelp MedVital:

2026 Main Adult Child
Per month: R 3,096 R 2,376 R 1,062
Savings: None None None
Fund:
  • Main= R1,575
  • Main+1= R3,045
2027 Main Adult Child
Per month: R 3,300 R 2,532 R 1,134
Savings: None None None
Fund:
  • Main= R1,650
  • Main+1= R3,200
Hospital Choice: Any hospital
Child rates: Up to age 26yrs
Only pay for 2 children under 18yrs
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Discovery Essential Delta Saver:

2026 Main Adult Child
Per month: R 3,099 R 2,339 R 1,243
Savings: R 3,468 R 2,616 R 1,392
2027 Main Adult Child
Per month: R 3,345 R 2,525 R 1,342
Savings: R 4,008 R 3,024 R 1,608
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Discovery Classic Delta Core:

2026 Main Adult Child
Per month: R 3,126 R 2,465 R 1,250
Savings: None None None
2027 Main Adult Child
Per month: R 3,374 R 2,662 R 1,349
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Profmed ProActive Plus Savvy:

2026 Main Adult Child
Per month: R 3,164 R 2,914 R 1,235
Savings: None None None
Fund:
  • Main= R4,800
  • Main+1= R6,700
  • Max per family= R8,400
View all benefits

Medihelp MedAdd Elect:

2026 Main Adult Child
Per month: R 3,186 R 2,496 R 1,100
Savings: R 5,780 R 4,496 R 2,016
2027 Main Adult Child
Per month: R 3,408 R 2,670 R 1,188
Savings: R 6,120 R 4,824 R 2,160
Hospital Choice: Network
Child rates: Up to age 26yrs
Only pay for 2 children under 18yrs
View all benefits

Medshield MediValue:

2026 Main Adult Child
Per month: R 3,207 R 2,802 R 906
Savings: None None None
Fund:
  • Main= R8,500
  • Main+1= R10,200
  • Main+2= R10,600
  • Main+3= R12,000
  • Main+4+= R13,000
2027 Main Adult Child
Per month: R 3,465 R 3,027 R 978
Savings: None None None
Fund:
  • Main= R8,800
  • Main+1= R10,600
  • Main+2= R12,000
  • Main+3= R13,000
Hospital Choice: Network
Child rates: Under 24yrs, or students under 28 yrs
Only pay for 3 children (excl students)
View all benefits

Momentum Custom (State provider for chronic):

2026 Main Adult Child
Per month: R 3,295 R 2,487 R 1207
Savings: None None None
2027 Main Adult Child
Per month: R 3,556 R 2,684 R 1,303
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Discovery Coastal Core:

2026 Main Adult Child
Per month: R 3,250 R 2,438 R 1,291
Savings: None None None
2027 Main Adult Child
Per month: R 3,540 R 2,657 R 1,406
Savings: None None None
Hospital Choice: Coastal
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Ingwe Connect F:

2026 Main Adult Child
Per month: R 3,302 R 3,302 R 750
Savings: None None None
2027 Main Adult Child
Per month: R 3,543 R 3,543 R 805
Savings: None None None
Hospital Choice: State
Child rates: Under 21yrs
Pay for all children
Income Criteria: This plan is only available if household income is R22,402+/m.
View all benefits

Sizwe Essential Copper:

2026 Main Adult Child
Per month: R 3,625 R 3625 R 1255
Savings: None None None
2027 Main Adult Child
Per month: R 3,934 R 1,362 R
Savings: None None None
Hospital Choice: Network
Child rates: Up to age 26
Only pay for 3 children
View all benefits

Momentum Custom Network (and Network provider for chronic):

2026 Main Adult Child
Per month: R 3,334 R 2,586 R 1178
Savings: None None None
2027 Main Adult Child
Per month: R 3,591 R 2,785 R 1,269
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Keyhealth Equilibrium:

2026 Main Adult Child
Per month: R 3,296 R 2,035 R 1014
Savings: R 2,880 R 1,776 R 888
Fund: R3,615 R2,490 R1,105
View all benefits

Bonitas BonCap C:

2026 Main Adult Child
Per month: R 3,404 R 3,404 R 1288
Savings: None None None
2027 Main Adult Child
Per month: R 3,795 R 3,795 R 1,436
Savings: None None None
Hospital Choice: Network
Child rates: Up to 24yrs
Pay for all children
Income Criteria: This plan is only available if household income is R18,251-R23,740/m.
View all benefits

Momentum Incentive Network (and State provider for chronic):

2026 Main Adult Child
Per month: R 3,362 R 2,653 R 1,290
Savings: R 4,032 R 3,180 R 1,548
2027 Main Adult Child
Per month: R 4,356 R 3,432 R 1,668
Savings: R 4,356 R 3,432 R 1,668
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Discovery KeyCare Start C:

2026 Main Adult Child
Per month: R 3,306 R 3,306 R 992
Savings: None None None
2027 Main Adult Child
Per month: R 3,601 R 3,601 R 1,081
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,951-R24,250/m.
View all benefits

Suremed Explorer C:

2025 Main Adult Child
Per month: R 3,095 R 3095 R 901
Savings: None None None
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Medihelp MedReach:

2026 Main Adult Child
Per month: R 3,360 R 2,634 R 1,092
Savings: None None None
Fund:
  • Main= R6,700
  • Main+1= R9,950
  • Main+2= R12,100
  • Main+3= R123,300
2027 Main Adult Child
Per month: R 3,612 R 2,832 R 1,176
Savings: None None None
Fund:
  • Main= R7,000
  • Main+1= R10,400
  • Main+2= R12,700
  • Main+3= R13,900
Hospital Choice: Network
Child rates: Up to age 26yrs
Pay for all children
View all benefits

Discovery Essential Core:

2026 Main Adult Child
Per month: R 3,356 R 2,517 R 1,347
Savings: None None None
2027 Main Adult Child
Per month: R 3,622 R 2,718 R 1,454
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Discovery KeyCare Start Regional D:

2026 Main Adult Child
Per month: R 3,430 R 3,430 R 961
2027 Main Adult Child
Per month: R 3,736 R 3,736 R 1,047
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
Income Criteria: This plan is only available if household income is /m.
View all benefits

Genesis Med 200 Plus:

2026 Main Adult Child
Per month: R 3,400 R 3,400 R 675
Savings: None None None
Fund: R9,900 R9,900 0
View all benefits

Momentum Ingwe D:

2026 Main Adult Child
Per month: R 3,527 R 3,527 R 822
Savings: None None None
2027 Main Adult Child
Per month: R 3,805 R 3,805 R 887
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Pay for all children
Income Criteria: This plan is only available if household income is R11,951-R17,000/m.
View all benefits

Fedhealth FlexiFed 3 Elect:

2026 Main Adult Child
Per month: R 3,705 R 3,398 R 1,314
Savings: R0, but Flexible Flexible Flexible
SPG*: 14,472
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
View all benefits

Bonitas Hospital Standard:

2026 Main Adult Child
Per month: R 3,561 R 2,999 R 1,353
Savings: None None None
2027 Main Adult Child
Per month: R 3,942 R 3,320 R 1,498
Savings: None None None
Hospital Choice: Network
Child rates: Up to 24yrs
Only pay for 3 children
View all benefits

Momentum Ingwe Network E:

2026 Main Adult Child
Per month: R 3,576 R 3,576 R 1053
Savings: None None None
2027 Main Adult Child
Per month: R 3,858 R 3,858 R 1,136
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R22,400/m.
View all benefits

Momentum Ingwe Network F:

2026 Main Adult Child
Per month: R 3,590 R 3590 R 1058
Savings: None None None
2027 Main Adult Child
Per month: R 3,873 R 3,873 R 1,141
Savings: None None None
Hospital Choice:
Child rates: Under 21yrs
Pay for all children
Income Criteria: This plan is only available if household income is R22,402+/m.
View all benefits

Medimed Standard D:

2025 Main Adult Child
Per month: R 3,280 R 3,280 R 700
Savings: R 9,840 R 9,840 R 2,100
Fund:
  • Main= R6,000
  • Main+1= R12,000
View all benefits

Profmed ProActive Plus Premium:

2026 Main Adult Child
Per month: R 3,516 R 3,239 R 1,370
Savings: None None None
Fund:
  • Main= R4,800
  • Main+1= R6,700
  • Max per family= R8,400
View all benefits

Bonitas Primary:

2026 Main Adult Child
Per month: R 3,588 R 2,807 R 1141
Savings: None None None
Fund:
  • Main= R5,540
  • Main+1= R8,860
  • Main+2= R11,080
  • Main+3= R12,190
2027 Main Adult Child
Per month: R 3,875 R 3,032 R 1,232
Savings: None None None
Fund:
  • Main= R5,780
  • Main+1= R9,240
  • Main+2= R11,560
  • Main+3= R12,710
Hospital Choice: Network
Child rates: Up to 24yrs
Only pay for 3 children
View all benefits

Bestmed Rhythm1 C:

2026 Main Adult Child
Per month: R 3,615 R 3,615 R 1873
Savings: None None None
2027 Main Adult Child
Per month: R 3,886 R 3,886 R 2013
Savings: None None None
Hospital Choice: Network
Child rates: Under 24yrs.
Pay for all children
Income Criteria: This plan is only available if household income is R14,001+/m.
View all benefits

Sizwe Access Saver 25%:

2026 Main Adult Child
Per month: R 3,911 R 3,378 R 785
Savings: R 11733 R 10134 R 2355
2027 Main Adult Child
Per month: R 3,632 R 254 R
Savings: R 10092 R 8712 R 2028
Hospital Choice: Network
Child rates: Up to age 26
Only pay for 3 children
View all benefits

Fedhealth FlexiFed 2 Grid:

2026 Main Adult Child
Per month: R 3,719 R 3,315 R 1,098
Savings: R0, but Flexible Flexible Flexible
SPG*: 8,724
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
View all benefits

Bestmed Rhythm2 C:

2026 Main Adult Child
Per month: R 3,516 R 3,165 R 1759
Savings: None None None
View all benefits

Cape Medical 100 Saver:

2025 Main Adult Child
Per month: R 3,447 R 3,447 R 520
Savings: R 4,200 R 4,200 R 660
View all benefits

Sizwe Gold Ascend EDO:

2026 Main Adult Child
Per month: R 4,249 R 4,077 R 1171
Savings: None None None
Fund:
  • Main= R7,589
  • Main+1= R11,239
  • Main+2= R13,152
  • Main+3= R15,041
  • Main+4= R16,953
  • Main+5= R18,854
  • Main+6+= R20,743
2027 Main Adult Child
Per month: R 4,400 R 1,264 R
Savings: None None None
Fund:
  • Main= R7,969
  • Main+1= R11,801
  • Main+2= R13,809
  • Main+3= R15,793
  • Main+4= R17,801
  • Main+5= R19,796
  • Main+6+= R21,780
Hospital Choice: Network
Child rates: Up to age 26
Only pay for 3 children
View all benefits

Cape Medical 200:

2025 Main Adult Child
Per month: R 3,577 R 3,577 R 631
Savings: None None None
View all benefits

Momentum Custom (Network provider for chronic):

2026 Main Adult Child
Per month: R 3,953 R 3,089 R 1,437
Savings: None None None
2027 Main Adult Child
Per month: R 4,258 R 3,327 R 1,548
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Sizwe Gold Ascend:

2026 Main Adult Child
Per month: R 4,468 R 4,291 R 1234
Savings: None None None
Fund:
  • Main= R7,589
  • Main+1= R11,239
  • Main+2= R13,152
  • Main+3= R15,041
  • Main+4= R16,953
  • Main+5= R18,854
  • Main+6+= R20,743
2027 Main Adult Child
Per month: R 4,630 R 1,332 R
Savings: None None None
Fund:
  • Main= R7,969
  • Main+1= R11,801
  • Main+2= R13,809
  • Main+3= R15,793
  • Main+4= R17,801
  • Main+5= R19,796
  • Main+6+= R21,780
Hospital Choice:
Child rates: Up to age 26
Only pay for 3 children
View all benefits

Profmed ProSecure Savvy A:

2025 Main Adult Child
Per month: R 3,803 R 3,803 R 1,724
Savings: None None None
Fund:
  • Main= R12,588
  • Main+1= R19,146
  • Max per family= R24,647
View all benefits

Suremed Explorer D:

2025 Main Adult Child
Per month: R 3,860 R 3860 R 1200
Savings: None None None
View all benefits

Compcare SaverCare Plus:

2025 Main Adult Child
Per month: R 3,999 R 3,340 R 1,198
Savings: R 7,188 R 6,000 R 2,148
Fund: R4,809 R4,020 R1,446
View all benefits
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