Medical aid that costs R4,000 – R5,000pm for main member:

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Below are open medical aid plans that cost R4,000-R4,999 per month for principal members. To see other price points, click here.

Momentum Custom Network(and any provider for chronic):

Main Adult Child
Per month: R 3,749 R 2,958 R 1,322
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
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Medihelp MedAdd:

Main Adult Child
Per month: R 4,038 R 3,402 R 1,368
Savings: R 7,272 R 3,402 R 1,368
Hospital Choice: Any hospital
Child rates: Up to age 26yrs
Only pay for 2 children under 18yrs
View all benefits

Bonitas BonCap D:

Main Adult Child
Per month: R 4,177 R 4,177 R 1,585
Savings: None None None
Hospital Choice: Network
Child rates: Up to 24yrs
Pay for all children
Income Criteria: This plan is only available if household income is R23,741+/m.
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Bonitas BonSave:

Main Adult Child
Per month: R 4,047 R 3,059 R 1211
Savings: R 12,144 R 9,180 R 3,636
Hospital Choice: Network
Child rates: Up to 24yrs
Only pay for 3 children
View all benefits

Fedhealth FlexiFed 2 Any:

Main Adult Child
Per month: R 4,147 R 3,690 R 1,224
Savings: R0, but Flexible Flexible Flexible
SPG*: 8,724
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Hospital Choice: Most hospitals
Child rates: Up to 27yrs if student, otherwise up to 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Discovery Coastal Saver:

Main Adult Child
Per month: R 4,098 R 3,082 R 1,648
Savings: R 6,828 R 5,136 R 2,760
Hospital Choice: Coastal
Child rates: Under 21yrs
Only pay for 3 children
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Momentum Incentive (State provider for chronic):

Main Adult Child
Per month: R 4,179 R 3,292 R 1652
Savings: R 5,016 R 3,948 R 1,980
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Fedhealth FlexiFed 3 Grid:

Main Adult Child
Per month: R 4,436 R 4,068 R 1,573
Savings: R0, but Flexible Flexible Flexible
SPG*: 14,436
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Hospital Choice: Network
Child rates: Up to 27yrs if student, otherwise up to 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Medshield MediCore:

Main Adult Child
Per month: R 4,278 R 3,618 R 987
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs, or students under 28 yrs
Only pay for 3 children (excl students)
View all benefits

Medihelp MedSaver:

Main Adult Child
Per month: R 4,260 R 3,504 R 1,302
Savings: R 12,744 R 3,504 R 1,302
Hospital Choice: Any hospital
Child rates: Up to age 26yrs
Pay for all children
View all benefits

Momentum Custom (Any provider for chronic):

Main Adult Child
Per month: R 4,472 R 3,589 R 1,596
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Ingwe E:

Main Adult Child
Per month: R 4,527 R 4,527 R 1,314
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R22,400/m.
View all benefits

Momentum Ingwe F:

Main Adult Child
Per month: R 4,546 R 4546 R 1318
Savings: None None None
Hospital Choice:
Child rates: Under 21yrs
Pay for all children
Income Criteria: This plan is only available if household income is R22,402+/m.
View all benefits

Bestmed Beat 3:

Main Adult Child
Per month: R 4,514 R 3,220 R 1,593
Savings: R 8,124 R 5,796 R 2,868
Hospital Choice: Unlimited
Child rates: Under 24 unless registered student, then under 26
Only pay for 3 children
View all benefits

Medisave Max A:

Main Adult Child
Per month: R 4,200 R 4,200 R 770
Savings: R 12,600 R 12,600 R 2,310
Fund:
  • Main= R7,500
  • Main+1= R15,000
Hospital Choice: Any hospital
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R0-R11,000/m.
View all benefits

Compcare HospiCare:

Main Adult Child
Per month: R 4,260 R 4,260 R 1,491
Savings: None None None
Hospital Choice: Netcare
Child rates: Under 21yrs
Only pay for 3 children
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Suremed Navigator:

Main Adult Child
Per month: R 4,270 R 3,340 R 1270
Savings: R 6900 R 5340 R 2280
Fund:
  • Main= R14,394
  • Main+1= R28,238
Hospital Choice:
Child rates:
Pay for all children
View all benefits

Momentum Incentive Network (and Network provider for chronic):

Main Adult Child
Per month: R 4,731 R 3,762 R 1,797
Savings: R 5,676 R 4,512 R 2,160
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Fedhealth FlexiFed 3 Any:

Main Adult Child
Per month: R 4,946 R 4,531 R 1,753
Savings: R0, but Flexible Flexible Flexible
SPG*: 14,400
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Hospital Choice: Most hospitals
Child rates: Up to 27yrs if student, otherwise up to 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Fedhealth FlexiFed 4 Elect:

Main Adult Child
Per month: R 4,958 R 4,620 R 1,521
Savings: R0, but Flexible Flexible Flexible
SPG*: 22,308
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Hospital Choice: Network
Child rates: Up to 27yrs if student, otherwise up to 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Medihelp MedPrime Elect:

Main Adult Child
Per month: R 4,746 R 4,002 R 1,380
Savings: R 5,888 R 4,842 R 1,656
Fund:
  • Main= R7,550
  • Main+1= R13,900
Hospital Choice: Network
Child rates: Up to age 26yrs
Only pay for 2 children under 18yrs
View all benefits

Medshield MediPlus Compact:

Main Adult Child
Per month: R 4,938 R 3,522 R 1113
Savings: None None None
Fund:
  • Main= R12,000
  • Main+1= R16,000
  • Main+2= R18,600
  • Main+3= R20,300
  • Main+4+= R22,000
Hospital Choice: Network
Child rates: Under 21yrs, or students under 28 yrs
Only pay for 3 children (excl students)
View all benefits

Discovery Classic Saver:

Main Adult Child
Per month: R 4,850 R 3,825 R 1,943
Savings: R 10,872 R 8,580 R 4,344
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Medisave Max B:

Main Adult Child
Per month: R 4,600 R 4,600 R 800
Savings: R 13,800 R 13,800 R 2,400
Fund:
  • Main= R7,500
  • Main+1= R15,000
Hospital Choice: Any hospital
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R11,001-R23,000/m.
View all benefits

Medisave Max C:

Main Adult Child
Per month: R 4,920 R 4,920 R 860
Savings: R 14,760 R 14,760 R 2,580
Fund:
  • Main= R7,500
  • Main+1= R15,000
Hospital Choice: Any hospital
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R23,001+/m.
View all benefits
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