Medical aid that costs R4,000 – R5,000pm for main member:

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Below are open medical aid plans that cost R4,000-R4,999 per month for principal members. To see other price points, click here.

Momentum Custom (Any provider for chronic):

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,047 R 3,248 R 1,444 No No No Unlimited
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe E:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,117 R 4,117 R 1,195 No No No Unlimited
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe F:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,134 R 4134 R 1199 No No No
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Beat 3:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,199 R 2,995 R 1,482 R 7,560 No No Unlimited
View Full Plan
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medisave Max A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,200 R 4,200 R 770 R 12,600 R 7,500 No Any hospital
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Navigator:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,270 R 3,340 R 1270 R 6900 R 14,394 No
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Incentive Network (and Network provider for chronic):

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,306 R 3,424 R 1,636 R 5,172 No No Network
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 3 Any:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,320 R 3,957 R 1,531 No Most hospitals
View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 4 Elect:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,330 R 4,035 R 1,328 No Network
View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medihelp MedPrime Elect:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,344 R 3,666 R 1,266 R 5,184 R 7,200 No Network
View Full Plan
Child rates: Up to age 26yrs. Only pay for 2 children under 18yrs.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediPlus Compact:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,533 R 3,234 R 1020 No R 11,000 No Network
View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Classic Saver:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,535 R 3,577 R 1,817 R 10,872 No No Unlimited
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medisave Max B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,600 R 4,600 R 800 R 13,800 R 7,500 No Any hospital
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Incentive (Network provider for chronic):

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,686 R 3,757 R 1,841 R 5,628 No No Unlimited
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Incentive Network (and any provider for chronic):

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,827 R 3,884 R 1,803 R 5,796 No No Network
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Beat 3 Plus:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,848 R 3,485 R 5,642 R 14,544 No No Unlimited
View Full Plan
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas Standard Select:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,915 R 4,253 R 1,439 No R 13,440 No Network
View Full Plan
Child rates: Up to 24yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medisave Max C:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,920 R 4,920 R 860 R 14,760 R 7,500 No Any hospital
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediSaver:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,977 R 4,122 R 1,212 R 8,964 No No Network
View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Essential Priority:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,981 R 3,917 R 1,989 R 8,964 No R R19,370 Unlimited
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediPlus:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 4,989 R 3,561 R 1,116 No R 11,000 No Network
View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.