Below are open medical aid plans that cost R4,000-R4,999 per month for principal members. To see other price points, click here.
Momentum Custom (Any provider for chronic):
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,047 | R 3,248 | R 1,444 | No | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe E:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,117 | R 4,117 | R 1,195 | No | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe F:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,134 | R 4134 | R 1199 | No | No | No | View Full Plan |
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Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bestmed Beat 3:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,199 | R 2,995 | R 1,482 | R 7,560 | No | No | Unlimited | View Full Plan |
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medisave Max A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,200 | R 4,200 | R 770 | R 12,600 | R 7,500 | No | Any hospital | View Full Plan |
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Suremed Navigator:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,270 | R 3,340 | R 1270 | R 6900 | R 14,394 | No | View Full Plan |
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Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Incentive Network (and Network provider for chronic):
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,306 | R 3,424 | R 1,636 | R 5,172 | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Fedhealth FlexiFed 3 Any:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,320 | R 3,957 | R 1,531 | No | Most hospitals | View Full Plan |
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Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Fedhealth FlexiFed 4 Elect:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,330 | R 4,035 | R 1,328 | No | Network | View Full Plan |
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Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medihelp MedPrime Elect:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,344 | R 3,666 | R 1,266 | R 5,184 | R 7,200 | No | Network | View Full Plan |
Child rates: Up to age 26yrs. Only pay for 2 children under 18yrs. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medshield MediPlus Compact:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,533 | R 3,234 | R 1020 | No | R 11,000 | No | Network | View Full Plan |
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students). ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery Classic Saver:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,535 | R 3,577 | R 1,817 | R 10,872 | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medisave Max B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,600 | R 4,600 | R 800 | R 13,800 | R 7,500 | No | Any hospital | View Full Plan |
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Incentive (Network provider for chronic):
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,686 | R 3,757 | R 1,841 | R 5,628 | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Incentive Network (and any provider for chronic):
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,827 | R 3,884 | R 1,803 | R 5,796 | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bestmed Beat 3 Plus:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,848 | R 3,485 | R 5,642 | R 14,544 | No | No | Unlimited | View Full Plan |
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas Standard Select:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,915 | R 4,253 | R 1,439 | No | R 13,440 | No | Network | View Full Plan |
Child rates: Up to 24yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medisave Max C:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,920 | R 4,920 | R 860 | R 14,760 | R 7,500 | No | Any hospital | View Full Plan |
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medshield MediSaver:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,977 | R 4,122 | R 1,212 | R 8,964 | No | No | Network | View Full Plan |
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students). ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery Essential Priority:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,981 | R 3,917 | R 1,989 | R 8,964 | No | R R19,370 | Unlimited | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medshield MediPlus:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 4,989 | R 3,561 | R 1,116 | No | R 11,000 | No | Network | View Full Plan |
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students). ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |