Medical aid that costs R4,000 – R5,000pm for main member:

Momentum Custom Network(and any provider for chronic):

2026	Main	Adult	Child
Per month:	R 3,749	R 2,958	R 1,322
Savings:	None	None	None

2027	Main	Adult	Child
Per month:	R 4,068	R 3,210	R 1,434
Savings:	None	None	None

Hospital Choice:	Network
Child rates:	Under 21yrs Only pay for 3 children

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Discovery KeyCare Start D:

2026	Main	Adult	Child
Per month:	R 3,765	R 3,765	R 1,024
Savings:	None	None	None

2027	Main	Adult	Child
Per month:	R 4,101	R 4,101	R 1,115
Savings:	None	None	None

Hospital Choice:	Network
Child rates:	Under 21yrs Only pay for 3 children
Income Criteria:	This plan is only available if household income is R24,251+/m.

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Discovery Classic Delta Saver:

2026	Main	Adult	Child
Per month:	R 3,875	R 3,062	R 1,556
Savings:	R 8,688	R 6,864	R 3,492

2027	Main	Adult	Child
Per month:	R 4,182	R 3,306	R 1,680
Savings:	R 10,032	R 7,932	R 4,032

Hospital Choice:	Network
Child rates:	Under 21yrs Only pay for 3 children

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Discovery Essential Saver:

2026	Main	Adult	Child
Per month:	R 3,886	R 2,914	R 1,556
Savings:	R 4,356	R 3,264	R 1,740

2027	Main	Adult	Child
Per month:	R 4,194	R 3,145	R 1,680
Savings:	R 5,028	R 3,768	R 2,016

Hospital Choice:	Unlimited
Child rates:	Under 21yrs Only pay for 3 children

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Discovery Classic Core:

2026	Main	Adult	Child
Per month:	R 3,985	R 3,083	R 1,562
Savings:	None	None	None

2027	Main	Adult	Child
Per month:	R 4,215	R 3,328	R 1,686
Savings:	None	None	None

Hospital Choice:	Unlimited
Child rates:	Under 21yrs Only pay for 3 children

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Discovery KeyCare Plus C:

2026	Main	Adult	Child
Per month:	R 3,980	R 3,980	R 1,064
Savings:	None	None	None

2027	Main	Adult	Child
Per month:	R 4,336	R 4,336	R 1,159
Savings:	None	None	None

Hospital Choice:	Network
Child rates:	Under 21yrs Only pay for 3 children
Income Criteria:	This plan is only available if household income is R15,991+/m.

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Medihelp MedAdd:

2026	Main	Adult	Child
Per month:	R 4,038	R 3,402	R 1,368
Savings:	R 7,272	R 3,402	R 1,368

2027	Main	Adult	Child
Per month:	R 4,320	R 3,642	R 1,464
Savings:	R 7,776	R 6,552	R 2,684

Hospital Choice:	Any hospital
Child rates:	Up to age 26yrs Only pay for 2 children under 18yrs

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Bonitas BonCap D:

2026	Main	Adult	Child
Per month:	R 4,177	R 4,177	R 1,585
Savings:	None	None	None

2027	Main	Adult	Child
Per month:	R 4,657	R 4,657	R 1,767
Savings:	None	None	None

Hospital Choice:	Network
Child rates:	Up to 24yrs Pay for all children
Income Criteria:	This plan is only available if household income is R23,741+/m.

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Bestmed Beat 3 Network:

2026	Main	Adult	Child
Per month:	R 4,062	R 2,898	R 1,434
Savings:	R 7,308	R 5,220	R 2,580

2027	Main	Adult	Child
Per month:	R 4,367	R 3,115	R 1,542
Savings:	R 7,860	R 5,604	R 2,772

Hospital Choice:	Network
Child rates:	Under 24yrs. Only pay for 3 children

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Bonitas BonSave:

2026	Main	Adult	Child
Per month:	R 4,047	R 3,059	R 1211
Savings:	R 12,144	R 9,180	R 3,636

2027	Main	Adult	Child
Per month:	R 4,343	R 3,282	R 1,299
Savings:	R 13,032	R 9,852	R 3,900

Hospital Choice:	Network
Child rates:	Up to 24yrs Only pay for 3 children

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Fedhealth FlexiFed 2 Any:

2026	Main	Adult	Child
Per month:	R 4,147	R 3,690	R 1,224
Savings:	R0, but Flexible	Flexible	Flexible
SPG*:	8,724
ATB*:	Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap

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Discovery Coastal Saver:

2026	Main	Adult	Child
Per month:	R 4,098	R 3,082	R 1,648
Savings:	R 6,828	R 5,136	R 2,760

2027	Main	Adult	Child
Per month:	R 4,441	R 3,330	R 1,778
Savings:	R 7,992	R 5,988	R 3,192

Hospital Choice:	Coastal
Child rates:	Under 21yrs Only pay for 3 children

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Momentum Incentive (State provider for chronic):

2026	Main	Adult	Child
Per month:	R 4,179	R 3,292	R 1652
Savings:	R 5,016	R 3,948	R 1,980

2027	Main	Adult	Child
Per month:	R 5,412	R 4,260	R 2,136
Savings:	R 5,412	R 4,260	R 2,136

Hospital Choice:	Unlimited
Child rates:	Under 21yrs Only pay for 3 children

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Fedhealth FlexiFed 3 Grid:

2026	Main	Adult	Child
Per month:	R 4,436	R 4,068	R 1,573
Savings:	R0, but Flexible	Flexible	Flexible
SPG*:	14,436
ATB*:	Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap

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Medshield MediCore:

2026	Main	Adult	Child
Per month:	R 4,278	R 3,618	R 987
Savings:	None	None	None

2027	Main	Adult	Child
Per month:	R 4,701	R 3,975	R 1,086
Savings:	None	None	None

Hospital Choice:	Network
Child rates:	Under 24yrs, or students under 28 yrs Only pay for 3 children (excl students)

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Medihelp MedSaver:

2026	Main	Adult	Child
Per month:	R 4,260	R 3,504	R 1,302
Savings:	R 12,744	R 3,504	R 1,302

2027	Main	Adult	Child
Per month:	R 4,620	R 3,798	R 1,422
Savings:	R 13,824	R 11,376	R 4,248

Hospital Choice:	Any hospital
Child rates:	Up to age 26yrs Pay for all children

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Momentum Custom (Any provider for chronic):

2026	Main	Adult	Child
Per month:	R 4,472	R 3,589	R 1,596
Savings:	None	None	None

2027	Main	Adult	Child
Per month:	R 4,852	R 3,894	R 1,732
Savings:	None	None	None

Hospital Choice:	Unlimited
Child rates:	Under 21yrs Only pay for 3 children

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Momentum Ingwe E:

2026	Main	Adult	Child
Per month:	R 4,527	R 4,527	R 1,314
Savings:	None	None	None

2027	Main	Adult	Child
Per month:	R 4,884	R 4,884	R 1,418
Savings:	None	None	None

Hospital Choice:	Unlimited
Child rates:	Under 21yrs Pay for all children
Income Criteria:	This plan is only available if household income is R17,001-R22,400/m.

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Momentum Ingwe F:

2026	Main	Adult	Child
Per month:	R 4,546	R 4546	R 1318
Savings:	None	None	None

2027	Main	Adult	Child
Per month:	R 4,905	R 4,905	R 1,422
Savings:	None	None	None

Hospital Choice:
Child rates:	Under 21yrs Pay for all children
Income Criteria:	This plan is only available if household income is R22,402+/m.

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Bestmed Beat 3:

2026	Main	Adult	Child
Per month:	R 4,514	R 3,220	R 1,593
Savings:	R 8,124	R 5,796	R 2,868

2027	Main	Adult	Child
Per month:	R 4,853	R 3,462	R 1,712
Savings:	R 8,736	R 6,228	R 3,084

Hospital Choice:	Unlimited
Child rates:	Under 24yrs. Only pay for 3 children

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Medisave Max A:

2025	Main	Adult	Child
Per month:	R 4,200	R 4,200	R 770
Savings:	R 12,600	R 12,600	R 2,310
Fund:	Main= R7,500 Main+1= R15,000

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Compcare HospiCare:

2025	Main	Adult	Child
Per month:	R 4,260	R 4,260	R 1,491
Savings:	None	None	None

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Suremed Navigator:

2025	Main	Adult	Child
Per month:	R 4,270	R 3,340	R 1270
Savings:	R 6900	R 5340	R 2280
Fund:	Main= R14,394 Main+1= R28,238

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Momentum Incentive Network (and Network provider for chronic):

2026	Main	Adult	Child
Per month:	R 4,731	R 3,762	R 1,797
Savings:	R 5,676	R 4,512	R 2,160

2027	Main	Adult	Child
Per month:	R 6,120	R 4,860	R 2,328
Savings:	R 6,120	R 4,860	R 2,328

Hospital Choice:	Network
Child rates:	Under 21yrs Only pay for 3 children

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Fedhealth FlexiFed 3 Any:

2026	Main	Adult	Child
Per month:	R 4,946	R 4,531	R 1,753
Savings:	R0, but Flexible	Flexible	Flexible
SPG*:	14,400
ATB*:	Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap

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Fedhealth FlexiFed 4 Elect:

2026	Main	Adult	Child
Per month:	R 4,958	R 4,620	R 1,521
Savings:	R0, but Flexible	Flexible	Flexible
SPG*:	22,308
ATB*:	Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap

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Medisave Max B:

2025	Main	Adult	Child
Per month:	R 4,600	R 4,600	R 800
Savings:	R 13,800	R 13,800	R 2,400
Fund:	Main= R7,500 Main+1= R15,000

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Medisave Max C:

2025	Main	Adult	Child
Per month:	R 4,920	R 4,920	R 860
Savings:	R 14,760	R 14,760	R 2,580
Fund:	Main= R7,500 Main+1= R15,000

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