Medical aid that costs R5,000 – R6,000pm for main member:

Medihelp MedPrime Elect:

2026	Main	Adult	Child
Per month:	R 4,746	R 4,002	R 1,380
Savings:	R 5,888	R 4,842	R 1,656
Fund:	Main= R7,550 Main+1= R13,900

2027	Main	Adult	Child
Per month:	R 5,100	R 4,302	R 1,482
Savings:	R 6,120	R 5,184	R 1,800
Fund:	Main= R7,900 Main+1= R14,500

Hospital Choice:	Network
Child rates:	Up to age 26yrs Only pay for 2 children under 18yrs

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Medshield MediPlus Compact:

2026	Main	Adult	Child
Per month:	R 4,938	R 3,522	R 1113
Savings:	None	None	None
Fund:	Main= R12,000 Main+1= R16,000 Main+2= R18,600 Main+3= R20,300 Main+4+= R22,000

2027	Main	Adult	Child
Per month:	R 5,382	R 3,840	R 1,212
Savings:	None	None	None
Fund:	Main= R12,480 Main+1= R17,200 Main+2= R19,350 Main+3= R21,100 Main+4+= R22,850

Hospital Choice:	Network
Child rates:	Under 24yrs, or students under 28 yrs Only pay for 3 children (excl students)

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Discovery Classic Saver:

2026	Main	Adult	Child
Per month:	R 4,850	R 3,825	R 1,943
Savings:	R 10,872	R 8,580	R 4,344

2027	Main	Adult	Child
Per month:	R 5,235	R 4,128	R 2,098
Savings:	R 12,564	R 9,900	R 5,028

Hospital Choice:	Unlimited
Child rates:	Under 21yrs Only pay for 3 children

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Momentum Incentive (Network provider for chronic):

2026	Main	Adult	Child
Per month:	R 5,149	R 4,128	R 2,023
Savings:	R 6,180	R 4,956	R 2,424

2027	Main	Adult	Child
Per month:	R 6,660	R 5,340	R 2,616
Savings:	R 6,660	R 5,340	R 2,616

Hospital Choice:	Unlimited
Child rates:	Under 21yrs Only pay for 3 children

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Momentum Incentive Network (and any provider for chronic):

2026	Main	Adult	Child
Per month:	R 5,333	R 4,292	R 1,993
Savings:	R 6,396	R 5,148	R 2,388

2027	Main	Adult	Child
Per month:	R 6,948	R 5,592	R 2,592
Savings:	R 6,948	R 5,592	R 2,592

Hospital Choice:	Network
Child rates:	Under 21yrs Only pay for 3 children

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Bestmed Beat 3 Plus:

2026	Main	Adult	Child
Per month:	R 5,042	R 3,746	R 1,902
Savings:	R 15,132	R 11,244	R 5,712

2027	Main	Adult	Child
Per month:	R 5,370	R 3,989	R 1,988
Savings:	R 16,116	R 11,964	R 5,964

Hospital Choice:	Unlimited
Child rates:	Under 24yrs. Only pay for 3 children

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Bonitas Standard Select:

2026	Main	Adult	Child
Per month:	R 5,431	R 4,700	R 1,590
Savings:	None	None	None
Fund:	Main= R13,980 Main+1= R20,980 Main+2= R23,310 Main+3= R25,640

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Medshield MediSaver:

2026	Main	Adult	Child
Per month:	R 5,376	R 4,452	R 1,311
Savings:	R 9,672	R 8,016	R 2,364

2027	Main	Adult	Child
Per month:	R 5,907	R 4,893	R 1,440
Savings:	R 10,632	R 8,808	R 2,592

Hospital Choice:	Network
Child rates:	Under 24yrs, or students under 28 yrs Only pay for 3 children (excl students)

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Discovery Essential Priority:

2026	Main	Adult	Child
Per month:	R 5,327	R 4,189	R 2,127
Savings:	R 8,964	R 7,044	R 3,576
SPG*:	R 18,196	R 13,366	R 5,474
ATB*:	R20,080	R14,330	R7,020

2027	Main	Adult	Child
Per month:	R 5,803	R 4,564	R 2,317
Savings:	R 10,440	R 8,208	R 4,164
SPG*:	R 19,150	R 14,032	R 5,696
ATB*:	20,830	14,870	7,280

Hospital Choice:	Unlimited
Child rates:	Under 21yrs Only pay for 3 children
SPG*:	Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*:	Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.

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Medshield MediPlus:

2026	Main	Adult	Child
Per month:	R 5,436	R 3,879	R 1,218
Savings:	None	None	None
Fund:	Main= R12,000 Main+1= R16,000 Main+2= R18,600 Main+3= R20,300 Main+4+= R22,000

2027	Main	Adult	Child
Per month:	R 5,925	R 4,227	R 1,329
Savings:	None	None	None
Fund:	Main= R12,480 Main+1= R17,200 Main+2= R19,350 Main+3= R21,100 Main+4+= R22,850

Hospital Choice:	Network
Child rates:	Under 24yrs, or students under 28 yrs Only pay for 3 children (excl students)

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Fedhealth FlexiFed 4 Grid:

2026	Main	Adult	Child
Per month:	R 5,931	R 4,620	R 1,521
Savings:	R0, but Flexible	Flexible	Flexible
SPG*:	22,308
ATB*:	Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap

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Profmed ProSecure Savvy B:

2026	Main	Adult	Child
Per month:	R 5,684	R 5,262	R 2,220
Savings:	None	None	None
Fund:	Main= R13,200 Main+1= R20,000 Max per family= R25,800

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Sizwe Value Platinum Core:

2026	Main	Adult	Child
Per month:	R 6,363	R 6,094	R 1,624
SPG*:	R 2462	R 2085	R 538
ATB*:	6507	3827	1664

2027	Main	Adult	Child
Per month:	R 6,552	R 1,746	R
SPG*:	R 2462	R 2085	R 538
ATB*:	6507	3827	1664

Hospital Choice:	Network
Child rates:	Up to age 26 Only pay for 3 children
SPG*:	Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*:	Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.

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Keyhealth Silver:

2026	Main	Adult	Child
Per month:	R 5,857	R 3,152	R 1,224
Savings:	None	None	None
Fund:	R9,300	R6,760	R1,880

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Sizwe Value Platinum:

2026	Main	Adult	Child
Per month:	R 6,696	R 6,287	R 1,834
Savings:	R 15267	R 14334	R 4182
SPG*:	R 2462	R 2085	R 538
ATB*:	6507	3827	1664

2027	Main	Adult	Child
Per month:	R 6,759	R 1,972	R
Savings:	R 12084	R 11352	R 3312
SPG*:	R 2462	R 2085	R 538
ATB*:	6507	3827	1664

Hospital Choice:
Child rates:	Up to age 26 Only pay for 3 children
SPG*:	Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*:	Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.

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Compcare ExtraCare:

2025	Main	Adult	Child
Per month:	R 5,812	R 5,812	R 2,034
Savings:	None	None	None
Fund:	R6,700 (additional R6,700/p and R10,440/family for some treatments)	R4,700	R2,400

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