Medical aid that costs R2,000 – R3,000pm for main member:

Contents:

Below are open medical aid plans that cost R2,000 – R2,999 per month for principal members. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Momentum Evolve:

Main Adult Child
Per month: R 2,029 R 2,029 R 2,029
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
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Bestmed Rhythm1 B:

Main Adult Child
Per month: R 2,024 R 2,024 R 860
Savings: None None None
Hospital Choice: Network
Child rates: Under 24yrs.
Pay for all children
Income Criteria: This plan is only available if household income is R9,001-R14,000/m.
View all benefits

Bonitas BonCap B:

Main Adult Child
Per month: R 2,111 R 2,111 R 971
Savings: None None None
Hospital Choice: Network
Child rates: Up to 24yrs
Pay for all children
Income Criteria: This plan is only available if household income is R11,251-R18,250/m.
View all benefits

Bonitas BonStart Plus:

Main Adult Child
Per month: R 2,040 R 1,940 R 899
Savings: None None None
Hospital Choice: Network
Child rates: Up to 24yrs
Pay for all children
View all benefits

Discovery KeyCare Start B:

Main Adult Child
Per month: R 2,107 R 2,107 R 947
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
Income Criteria: This plan is only available if household income is R10,551-R15,950/m.
View all benefits

Fedhealth FlexiFed 1 Elect:

Main Adult Child
Per month: R 2,051 R 1,602 R 747
Savings: R0, but Flexible Flexible Flexible
SPG*: 5,508
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Hospital Choice: Network
Child rates: Up to 27yrs if student, otherwise up to 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Medshield MediPhila:

Main Adult Child
Per month: R 2,145 R 2145 R 558
Savings: None None None
Fund:
  • R4,700 per family
Hospital Choice: Network
Child rates: Under 21yrs, or students under 28 yrs
Pay for all children
View all benefits

Discovery Essential Smart:

Main Adult Child
Per month: R 2,161 R 2,161 R 2,161
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
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Medimed Essential B:

Main Adult Child
Per month: R 2,030 R 2,030 R 600
Savings: R 2,436 R 2,436 R 720
Hospital Choice: Network
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R11,001-R17,000/m.
View all benefits

Bestmed Beat 1 Network:

Main Adult Child
Per month: R 2,269 R 1,764 R 956
Savings: None None None
Hospital Choice: Network
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Keyhealth Essence:

Main Adult Child
Per month: R 2,393 R 1,918 R 862
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates.
Pay for all children
View all benefits

Bonitas BonEssential Select:

Main Adult Child
Per month: R 2,345 R 1,718 R 774
Savings: None None None
Hospital Choice: Network
Child rates: Up to 24yrs
Only pay for 3 children
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Medihelp MedVital Elect:

Main Adult Child
Per month: R 2,412 R 1,752 R 1,014
Savings: None None None
Fund:
  • Main= R1,575
  • Main+1= R3,045
Hospital Choice: Network
Child rates: Up to age 26yrs
Only pay for 2 children under 18yrs
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Genesis Med 200:

Main Adult Child
Per month: R 2,325 R 2,325 R 675
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21 yrs
Pay for all children
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Momentum Ingwe Network D:

Main Adult Child
Per month: R 2,492 R 2,492 R 733
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Pay for all children
Income Criteria: This plan is only available if household income is R11,951-R17,000/m.
View all benefits

Bestmed Beat 1:

Main Adult Child
Per month: R 2,523 R 1,959 R 1061
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
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Profmed ProSelect Savvy B:

Main Adult Child
Per month: R 2,477 R 2,290 R 965
Savings: None None None
Hospital Choice: Network
Child rates: Up to age 21yrs, unless student, then 28yrs
Pay for all children
Income Criteria: This plan is only available if household income is R11,001+/m.
View all benefits

Momentum Custom Network (and State provider for chronic):

Main Adult Child
Per month: R 2,585 R 1,956 R 916
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Ingwe C:

Main Adult Child
Per month: R 2,590 R 2,590 R 783
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Pay for all children
Income Criteria: This plan is only available if household income is R9,001-R11,950/m.
View all benefits

Bestmed Rhythm2 A:

Main Adult Child
Per month: R 2,747 R 2,610 R 1653
Savings: None None None
Hospital Choice: Network
Child rates: Under 24yrs.
Only pay for 3 children
Income Criteria: This plan is only available if household income is R0-R5,500/m.
View all benefits

Suremed Shuttle C:

Main Adult Child
Per month: R 2,390 R 2,390 R 1225
Savings: None None None
Hospital Choice:
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R13,001- R17,000/m.
View all benefits

Medimed Standard A:

Main Adult Child
Per month: R 2,450 R 2,450 R 550
Savings: R 7,350 R 7,350 R 1,650
Fund:
  • Main= R6,000
  • Main+1= R12,000
Hospital Choice: Any hospital
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R0-R11,000/m.
View all benefits

Keyhealth Origin:

Main Adult Child
Per month: R 2,633 R 1,876 R 859
Savings: None None None
Fund: R3,295 R1,915 R1,010
Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates.
Pay for all children
View all benefits

Medimed Essential C:

Main Adult Child
Per month: R 2,480 R 2,480 R 650
Savings: R 2,976 R 2,976 R 780
Hospital Choice: Network
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R23,000/m.
View all benefits

Discovery KeyCare Plus B:

Main Adult Child
Per month: R 2,695 R 2,695 R 760
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
Income Criteria: This plan is only available if household income is R9,901-R15,990/m.
View all benefits

Fedhealth FlexiFed 1 Main:

Main Adult Child
Per month: R 2,630 R 2,061 R 963
Savings: R0, but Flexible Flexible Flexible
SPG*: 5,508
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Hospital Choice: Network
Child rates: Up to 27yrs if student, otherwise up to 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Discovery Essential Delta Core:

Main Adult Child
Per month: R 2,681 R 2,018 R 1,076
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Bonitas BonEssential:

Main Adult Child
Per month: R 2,747 R 2,030 R 888
Savings: None None None
Hospital Choice: Unlimited
Child rates: Up to 24yrs
Only pay for 3 children
View all benefits

Bonitas BonFit:

Main Adult Child
Per month: R 2,698 R 2,021 R 908
Savings: R 4,848 R 3,636 R 1,632
Hospital Choice: Network
Child rates: Up to 24yrs
Only pay for 3 children
View all benefits

Suremed Shuttle D:

Main Adult Child
Per month: R 2,545 R 2,545 R 1290
Savings: None None None
Hospital Choice:
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R30,000/m.
View all benefits

Medimed Standard B:

Main Adult Child
Per month: R 2,560 R 2,560 R 600
Savings: R 7,680 R 7,680 R 1,800
Fund:
  • Main= R6,000
  • Main+1= R12,000
Hospital Choice: Any hospital
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R11,001-R17,000/m.
View all benefits

Compcare SelfCare Plus:

Main Adult Child
Per month: R 2,566 R 2,566 R 898
Savings: R 3,072 R 3,072 R 1,068
Hospital Choice: Netcare, Mediclinic
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Bestmed Beat 2 Network:

Main Adult Child
Per month: R 2,775 R 2,156 R 1167
Savings: R 5,328 R 4,140 R 2,244
Hospital Choice: Network
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Profmed ProSelect Premium:

Main Adult Child
Per month: R 2,754 R 2,700 R 1,138
Savings: None None None
Hospital Choice: Network
Child rates: Up to age 21yrs, unless student, then 28yrs
Pay for all children
View all benefits

Momentum Ingwe Connect E:

Main Adult Child
Per month: R 2,870 R 2,870 R 652
Savings: None None None
Hospital Choice: State
Child rates: Under 21yrs
Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R22,400/m.
View all benefits

Discovery KeyCare Core C:

Main Adult Child
Per month: R 2,845 R 2,845 R 645
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,991+/m.
View all benefits

Sizwe Access Core:

Main Adult Child
Per month: R 3,161 R 2,726 R 636
Savings: None None None
Hospital Choice: Network
Child rates: Up to age 26
Only pay for 3 children
View all benefits

Suremed Shuttle E:

Main Adult Child
Per month: R 2,710 R 2710 R 1390
Savings: None None None
Hospital Choice:
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R30,001+/m.
View all benefits

Medshield MediValue Compact:

Main Adult Child
Per month: R 2,907 R 2,541 R 816
Savings: None None None
Fund:
  • Main= R8,500
  • Main+1= R10,200
  • Main+2= R10,600
  • Main+3= R12,000
  • Main+4+= R13,000
Hospital Choice: Network
Child rates: Under 21yrs, or students under 28 yrs
Only pay for 3 children (excl students)
View all benefits

Discovery Essential Delta Saver:

Main Adult Child
Per month: R 3,099 R 2,339 R 1,243
Savings: R 3,468 R 2,616 R 1,392
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Medimed Essential D:

Main Adult Child
Per month: R 2,930 R 2,930 R 680
Savings: R 3,516 R 3,516 R 816
Hospital Choice: Network
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R23,001+/m.
View all benefits

Medimed Standard C:

Main Adult Child
Per month: R 2,980 R 2,980 R 660
Savings: R 8,940 R 8,940 R 1,980
Fund:
  • Main= R6,000
  • Main+1= R12,000
Hospital Choice: Any hospital
Child rates:
Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R23,000/m.
View all benefits
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