Keyhealth:
All the 2026 medical aid plans

Contents:

A quick list of all the Keyhealth medical aid plans, including costs for members and families

Keyhealth Essence:

Main Adult Child
Per month: R 2,393 R 1,918 R 862
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates.
Pay for all children
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Keyhealth Origin:

Main Adult Child
Per month: R 2,633 R 1,876 R 859
Savings: None None None
Fund: R3,295 R1,915 R1,010
Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates.
Pay for all children
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Keyhealth Equilibrium:

Main Adult Child
Per month: R 3,296 R 2,035 R 1014
Savings: R 2,880 R 1,776 R 888
Fund: R3,615 R2,490 R1,105
Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates.
Only pay for 3 children
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Keyhealth Silver:

Main Adult Child
Per month: R 5,857 R 3,152 R 1,224
Savings: None None None
Fund: R9,300 R6,760 R1,880
Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates.
Only pay for 3 children
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Keyhealth Gold:

Main Adult Child
Per month: R 8,675 R 5,867 R 1,705
Savings: R 9,156 R 6,192 R 1,800
Fund: R6,020 R4,480 R1,440
Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates.
Only pay for 3 children
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Keyhealth Platinum:

Main Adult Child
Per month: R 13,840 R 9,704 R 2,924
Savings: None None None
Fund: R13,665 R13,260 R3,245
SPG*: R 4,970 R 4,420 R 1,630
ATB*: R19,170 R18,195 R5,000
Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates.
Pay for all children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
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