Medical aids that cost R6,000 – R6,999 pm for main member:

Table of Contents:

Below are open medical aid plans that cost R6,000 – R6,999 per month for principal members. To see other price points, click here.

Momentum Incentive (Any provider for chronic):

Main Adult Child
2025 cost: R 5,457 R 4,434 R 2,128
Day-to-Day Benefit:
Savings: R 6,552 R 5,316 R 2,556
Main Adult Child
2026 cost: R 6,030 R 4,900 R 2,351
Day-to-Day Benefit:
Savings: R 7,236 R 5,880 R 2,820
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
View all benefits for this plan
.

Fedhealth FlexiFed 4 Any:

Main Adult Child
2025 cost: R 5,782 R 5,277 R 1,739
Day-to-Day Benefit:
Savings: R0, but Flexible Flexible Flexible
SPG*:
  • Main= R21,200
  • Main+1= R36,800
  • Main+2= R41,700
  • Main+3= R46,600
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Main Adult Child
2026 cost: R 6,620 R 6,042 R 1,991
Day-to-Day Benefit:
Savings: R0, but Flexible Flexible Flexible
SPG*: 22,308
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Hospital Choice: Most hospitals
Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once a threshold is reached. More info .
View all benefits for this plan
.

Discovery Classic Priority:

Main Adult Child
2025 cost: R 5,796 R 4,571 R 2,318
Day-to-Day Benefit:
Savings: R 17,376 R 13,704 R 6,948
SPG*: R 8,024 R 5,386 R 1,512
ATB*: R19,370 R13,820 R6,770
Main Adult Child
2026 cost: R 6,198 R 4,889 R 2,478
Day-to-Day Benefit:
Savings: R 17,376 R 13,704 R 6,948
SPG*: R 9,784 R 6,706 R 2,102
ATB*: R20,080 R14,330 R7,020
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Profmed ProSecure Premium:

Main Adult Child
2025 cost: R 5,874 R 5,439 R 2,296
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R12,588
  • Main+1= R19,146
  • Max per family= R24,647
Main Adult Child
2026 cost: R 6,314 R 5,847 R 2,468
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R13,200
  • Main+1= R20,000
  • Max per family= R25,800
Hospital Choice: Unlimited
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Only pay for 3 children
View all benefits for this plan
.

Bonitas BonComplete:

Main Adult Child
2025 cost: R 6,040 R 4,838 R 1,639
Day-to-Day Benefit:
Savings: R 10,848 R 8,688 R 2,940
SPG*: R 2,260 R 1,910 R 495
ATB*: 6,010 3,520 1,540
Main Adult Child
2026 cost: R 6,614 R 5,298 R 1,794
Day-to-Day Benefit:
Savings: R 11,880 R 9,516 R 3,216
SPG*: R 2,350 R 1,990 R 510
ATB*: 6,250 3,660 1,600
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Profmed ProSecure Plus Savvy:

Main Adult Child
2025 cost: R 6,453 R 5,972 R 2,516
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R12,588
  • Main+1= R19,146
  • Max per family= R24,647
Main Adult Child
2026 cost: R 7,002 R 6,479 R 2,730
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R13,200
  • Main+1= R20,000
  • Max per family= R25,800
Hospital Choice: Network
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Only pay for 3 children
View all benefits for this plan
.

Suremed Challenger:

Main Adult Child
2025 cost: R 6,865 R 5115 R 1355
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 6,865 R 5115 R 1355
Day-to-Day Benefit:
Savings: None None None
Hospital Choice:
Child rates: Child rates for ; Pay for all children
View all benefits for this plan
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What does a “PMBs only” restriction mean?
In this case, the scheme will only pay for diagnosis, treatment and management of a claim for one of 270 pre-defined conditions (PMBs). Read more, and see full list of PMB conditions. 

What does “From Risk” mean?
The scheme will pay for this claim from its own funds, not from your savings or other day-to-day benefits. 

What is a DSP?
A Designated Service Provider. The scheme has a network of providers, and will often only pay claims in full if you use a DSP. If you choose another provider, you might have a co-payment, or even no cover. 

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