Bonitas:
All the 2025 medical aid plans

Table of Contents:

// BonStart

Bonitas BonStart:

Main Adult Child
2025 cost: R 1,498 R 1,498 R 1,498
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,603 R 1,603 R 1,603
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Pay for all children
View all benefits for this plan
.

Bonitas BonStart Plus:

Main Adult Child
2025 cost: R 1,907 R 1,813 R 840
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,040 R 1,940 R 899
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Under 21yrs
View all benefits for this plan
.

// Traditional Plans

Bonitas Primary:

Main Adult Child
2025 cost: R 3,307 R 2,587 R 1052
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R5,330
  • Main+1= R8,520
  • Main+2= R10,650
  • Main+3= R11,720
Main Adult Child
2026 cost: R 3,588 R 2,807 R 1141
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R5,540
  • Main+1= R8,860
  • Main+2= R11,080
  • Main+3= R12,190
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Bonitas Standard:

Main Adult Child
2025 cost: R 5,439 R 4,715 R 1,596
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R13,440
  • Main+1= R20,170
  • Main+2= R22,410
  • Main+3= R24,650
Main Adult Child
2026 cost: R 5,929 R 5,139 R 1,740
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R13,980
  • Main+1= R20,980
  • Main+2= R23,310
  • Main+3= R25,640
Hospital Choice: Unlimited
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Bonitas Standard Select:

Main Adult Child
2025 cost: R 4,915 R 4,253 R 1,439
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R13,440
  • Main+1= R20,170
  • Main+2= R22,410
  • Main+3= R24,650
Main Adult Child
2026 cost: R 5,431 R 4,700 R 1,590
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R13,980
  • Main+1= R20,980
  • Main+2= R23,310
  • Main+3= R25,640
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

// Saving Plans

Bonitas BonClassic:

Main Adult Child
2025 cost: R 7,453 R 6,398 R 1,840
Day-to-Day Benefit:
Savings: R 12,636 R 10,848 R 3,120
Main Adult Child
2026 cost: R 8,238 R 7,071 R 2,034
Day-to-Day Benefit:
Savings: R 14,832 R 12,732 R 3,660
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Bonitas BonComplete:

Main Adult Child
2025 cost: R 6,040 R 4,838 R 1,639
Day-to-Day Benefit:
Savings: R 10,848 R 8,688 R 2,940
SPG*: R 2,260 R 1,910 R 495
ATB*: 6,010 3,520 1,540
Main Adult Child
2026 cost: R 6,614 R 5,298 R 1,794
Day-to-Day Benefit:
Savings: R 11,880 R 9,516 R 3,216
SPG*: R 2,350 R 1,990 R 510
ATB*: 6,250 3,660 1,600
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Bonitas BonComprehensive:

Main Adult Child
2025 cost: R 11,321 R 10,676 R 2,306
Day-to-Day Benefit:
Savings: R 25,632 R 24,168 R 5,220
SPG*: R 5,210 R 4,320 R 1,970
ATB*: No limit No limit No limit
Main Adult Child
2026 cost: R 12,509 R 11,796 R 2,548
Day-to-Day Benefit:
Savings: R 22,512 R 21,228 R 4,584
SPG*: R 5,420 R 4,490 R 2,050
ATB*: No limit No limit No limit
Hospital Choice: Unlimited
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Bonitas BonFit:

Main Adult Child
2025 cost: R 2,524 R 1,890 R 849
Day-to-Day Benefit:
Savings: R 4,536 R 3,396 R 1,524
Main Adult Child
2026 cost: R 2,698 R 2,021 R 908
Day-to-Day Benefit:
Savings: R 4,848 R 3,636 R 1,632
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Bonitas BonSave:

Main Adult Child
2025 cost: R 3,782 R 2,859 R 1132
Day-to-Day Benefit:
Savings: R 11,352 R 8,580 R 3,396
Main Adult Child
2026 cost: R 4,047 R 3,059 R 1211
Day-to-Day Benefit:
Savings: R 12,144 R 9,180 R 3,636
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

// Hospital Plans

Bonitas Hospital Standard:

Main Adult Child
2025 cost: R 3,252 R 2,739 R 1,236
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 3,561 R 2,999 R 1,353
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Bonitas BonEssential:

Main Adult Child
2025 cost: R 2,509 R 1,854 R 811
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,747 R 2,030 R 888
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Unlimited
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Bonitas BonEssential Select:

Main Adult Child
2025 cost: R 2,192 R 1,606 R 723
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,345 R 1,718 R 774
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Capitated Plans, by price

Below is a list of this scheme's capitated medical aid plans. With these plans, the less you make the less you pay for your medical aid. The benefits stay the same for all the income levels, only the price changes. We list all the capitated plans and explain them in more detail here.

Income Bracket: Main: Adult: Child:
BonCap A R0-R11,250 R 1,554 R 1,554 R 732
BonCap B R11,251-R18,250 R 1,897 R 1,897 R 872
BonCap C R18,251-R23,740 R 3,058 R 3,058 R 1157
BonCap D R23,741+ R 3,753 R 3,753 R 1,424
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What does a “PMBs only” restriction mean?
In this case, the scheme will only pay for diagnosis, treatment and management of a claim for one of 270 pre-defined conditions (PMBs). Read more, and see full list of PMB conditions. 

What does “From Risk” mean?
The scheme will pay for this claim from its own funds, not from your savings or other day-to-day benefits. 

What is a DSP?
A Designated Service Provider. The scheme has a network of providers, and will often only pay claims in full if you use a DSP. If you choose another provider, you might have a co-payment, or even no cover. 

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