Medical aids that cost R8,000+ pm for main member:

Table of Contents:

Below are open medical aid plans that cost R8,000+ per month for principal members. To see other price points, click here.

Bonitas BonClassic:

Main Adult Child
2025 cost: R 7,453 R 6,398 R 1,840
Day-to-Day Benefit:
Savings: R 12,636 R 10,848 R 3,120
Main Adult Child
2026 cost: R 8,238 R 7,071 R 2,034
Day-to-Day Benefit:
Savings: R 14,832 R 12,732 R 3,660
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Discovery Classic Smart Comprehensive:

Main Adult Child
2025 cost: R 7,945 R 7,337 R 1,855
Day-to-Day Benefit:
Savings: R 14,292 R 13,200 R 3,336
SPG*: R 17,958 R 19,050 R 2,824
ATB*: R30,000 R30,000 R7,500
Main Adult Child
2026 cost: R 8,576 R 7,920 R 2,002
Day-to-Day Benefit:
Savings: R 15,432 R 14,256 R 3,600
SPG*: R 19,378 R 20,554 R 3,050
ATB*: R31,100 R31,100 R7,770
Hospital Choice:
Child rates: Child rates for Under 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Keyhealth Gold:

Main Adult Child
2025 cost: R 7,951 R 5,377 R 1,562
Day-to-Day Benefit:
Savings: R 8,436 R 5,700 R 1,656
Fund: R6,020 R4,480 R1,440
Main Adult Child
2026 cost: R 8,675 R 5,867 R 1,705
Day-to-Day Benefit:
Savings: R 9,156 R 6,192 R 1,800
Fund: R6,020 R4,480 R1,440
Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Child rates for Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. ; Only pay for 3 children
View all benefits for this plan
.

Bestmed Pace 2:

Main Adult Child
2025 cost: R 8,132 R 7,974 R 1,793
Day-to-Day Benefit:
Savings: R 13,668 R 13,392 R 3,012
Fund:
  • Main= R16,475
  • Main+1= R32,949
Main Adult Child
2026 cost: R 8,766 R 8,596 R 1,933
Day-to-Day Benefit:
Savings: R 14,724 R 14,436 R 3,252
Fund:
  • Main= R17,233
  • Main+1= R34,465
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Medihelp MedElite:

Main Adult Child
2025 cost: R 8,172 R 7,650 R 2,214
Day-to-Day Benefit:
Savings: R 9,792 R 9,216 R 2,664
Fund:
  • Main= R14,500
  • Main+1= R16,900
  • Main+2= R19,300
  • Main+3= R21,700
Main Adult Child
2026 cost: R 8,922 R 8,352 R 2,418
Day-to-Day Benefit:
Savings: R 10,728 R 10,008 R 2,418
Fund:
  • Main= R15,200
  • Main+1= R17,700
  • Main+2= R20,200
  • Main+3= R22,700
Hospital Choice: Any hospital
Child rates: Child rates for Up to age 26yrs; Pay for all children
View all benefits for this plan
.

Momentum Extender (State provider for chronic):

Main Adult Child
2025 cost: R 8,196 R 6,727 R 2,405
Day-to-Day Benefit:
Savings: R 24,588 R 20,181 R 7,215
SPG*: R 8,812 R 8,819 R 2,385
Main Adult Child
2026 cost: R 9,017 R 7,401 R 2,647
Day-to-Day Benefit:
Savings: R 27,048 R 22,200 R 7,944
SPG*: R 9,852 R 9,800 R 2,656
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Momentum Extender Network (and Network provider for chronic):

Main Adult Child
2025 cost: R 8,253 R 6,643 R 2,373
Day-to-Day Benefit:
Savings: R 24,759 R 19,929 R 7,119
SPG*: R 8,641 R 9,071 R 2,481
Main Adult Child
2026 cost: R 9,081 R 7,309 R 2,612
Day-to-Day Benefit:
Savings: R 27,240 R 21,924 R 7,836
SPG*: R 9,660 R 10,076 R 2,764
Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Compcare UltraCare Plus:

Main Adult Child
2025 cost: R 9,056 R 8,150 R 3,170
Day-to-Day Benefit:
Savings: None None None
Fund: R16,000 R6,766 R2,631
SPG*: R 10,200 R 7,600 R 2,800
ATB*:
  • Main= R9,660
  • Main+1= R17,200
Main Adult Child
2025 cost: R 9,056 R 8,150 R 3,170
Day-to-Day Benefit:
Savings: None None None
Fund: R16,000 R6,766 R2,631
SPG*: R 10,200 R 7,600 R 2,800
ATB*:
  • Main= R9,660
  • Main+1= R17,200
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Momentum Extender Network (and any provider for chronic):

Main Adult Child
2025 cost: R 9,129 R 7,353 R 2,584
Day-to-Day Benefit:
Savings: R 27,387 R 22,059 R 7,752
SPG*: R 6,013 R 6,941 R 1,848
Main Adult Child
2026 cost: R 10,088 R 8,125 R 2,856
Day-to-Day Benefit:
Savings: R 30,264 R 24,372 R 8,568
SPG*: R 6,636 R 7,628 R 2,032
Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Momentum Extender (Network provider for chronic):

Main Adult Child
2025 cost: R 9,160 R 7,377 R 2,635
Day-to-Day Benefit:
Savings: R 27,480 R 22,131 R 7,905
SPG*: R 5,920 R 6,869 R 1,695
Main Adult Child
2026 cost: R 10,079 R 8,117 R 2,899
Day-to-Day Benefit:
Savings: R 30,240 R 24,348 R 8,700
SPG*: R 6,660 R 7,652 R 1,900
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Discovery Classic Comprehensive:

Main Adult Child
2025 cost: R 9,298 R 8,793 R 1,856
Day-to-Day Benefit:
Savings: R 27,876 R 26,364 R 5,568
SPG*: R 4,374 R 5,886 R 592
ATB*: R35,000 R35,000 R8,500
Main Adult Child
2026 cost: R 10,037 R 9,492 R 2,002
Day-to-Day Benefit:
Savings: R 30,108 R 28,476 R 6,000
SPG*: R 4,702 R 6,334 R 650
ATB*: R36,290 R36,290 R8,810
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Bestmed Pace 3:

Main Adult Child
2025 cost: R 9,336 R 7,515 R 1,606
Day-to-Day Benefit:
Savings: R 15,684 R 12,624 R 2,688
Fund:
  • Main= R22,015
  • Main+1= R45,497
Main Adult Child
2026 cost: R 10,064 R 8,101 R 1,731
Day-to-Day Benefit:
Savings: R 16,908 R 13,608 R 2,904
Fund:
  • Main= R23,028
  • Main+1= R47,590
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Compcare ExecuCare:

Main Adult Child
2025 cost: R 9,766 R 8,789 R 3,418
Day-to-Day Benefit:
Savings: None None None
Fund: R22,050 R16,800 R6,100
SPG*: R 5,000 R 3,000 R 1,000
ATB*:
  • Main= R11,250
  • Main+1= R23,000
Main Adult Child
2025 cost: R 9,766 R 8,789 R 3,418
Day-to-Day Benefit:
Savings: None None None
Fund: R22,050 R16,800 R6,100
SPG*: R 5,000 R 3,000 R 1,000
ATB*:
  • Main= R11,250
  • Main+1= R23,000
Hospital Choice: Netcare
Child rates: Child rates for Under 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Sizwe Titanium Executive:

Main Adult Child
2025 cost: R 9,788 R 8,661 R 2,000
Day-to-Day Benefit:
Savings: R 24432 R 21624 R 5004
SPG*: R 5335 R 4422 R 2023
Main Adult Child
2026 cost: R 11,737 R 10,385 R 2,399
Day-to-Day Benefit:
Savings: R 29296 R 25921 R 5988
SPG*: R 5602 R 4643 R 2124
Hospital Choice:
Child rates: Child rates for Up to age 26; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Momentum Extender (Any provider for chronic):

Main Adult Child
2025 cost: R 10,381 R 8,361 R 2,977
Day-to-Day Benefit:
Savings: R 31,143 R 25,083 R 8,931
SPG*: R 2,257 R 3,917 R 669
Main Adult Child
2026 cost: R 11,472 R 9,240 R 3,291
Day-to-Day Benefit:
Savings: R 34,416 R 27,720 R 9,873
SPG*: R 2,484 R 4,280 R 727
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Fedhealth Maxima Exec:

Main Adult Child
2025 cost: R 10,719 R 9,304 R 3,312
Day-to-Day Benefit:
Savings: R 12,156 R 10,548 R 3,744
SPG*: R 9,044 R 5,052 R 1,156
ATB*: Unlimited Unlimited Unlimited
Main Adult Child
2026 cost: R 12,273 R 10,653 R 3,792
Day-to-Day Benefit:
Savings: R 12,528 R 10,872 R 3,864
SPG*: R 9,322 R 5,208 R 1,186
ATB*: Unlimited Unlimited Unlimited
Hospital Choice: Any Hospital
Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Compcare ExecuCare Plus:

Main Adult Child
2025 cost: R 10,978 R 9,880 R 3,842
Day-to-Day Benefit:
Savings: None None None
Fund: R22,050 R16,800 R6,100
SPG*: R 5,000 R 3,000 R 1,000
ATB*:
  • Main= R11,250
  • Main+1= R23,000
Main Adult Child
2025 cost: R 10,978 R 9,880 R 3,842
Day-to-Day Benefit:
Savings: None None None
Fund: R22,050 R16,800 R6,100
SPG*: R 5,000 R 3,000 R 1,000
ATB*:
  • Main= R11,250
  • Main+1= R23,000
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Bonitas BonComprehensive:

Main Adult Child
2025 cost: R 11,321 R 10,676 R 2,306
Day-to-Day Benefit:
Savings: R 25,632 R 24,168 R 5,220
SPG*: R 5,210 R 4,320 R 1,970
ATB*: No limit No limit No limit
Main Adult Child
2026 cost: R 12,509 R 11,796 R 2,548
Day-to-Day Benefit:
Savings: R 22,512 R 21,228 R 4,584
SPG*: R 5,420 R 4,490 R 2,050
ATB*: No limit No limit No limit
Hospital Choice: Unlimited
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Discovery Executive:

Main Adult Child
2025 cost: R 11,430 R 11,430 R 2,185
Day-to-Day Benefit:
Savings: R 34,284 R 34,284 R 6,552
SPG*: R 5,156 R 5,156 R 928
ATB*: Unlimited Unlimited Unlimited
Main Adult Child
2026 cost: R 12,338 R 12,338 R 2,358
Day-to-Day Benefit:
Savings: R 37,008 R 37,008 R 7,068
SPG*: R 5,562 R 5,562 R 1,012
ATB*: Unlimited Unlimited Unlimited
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Bestmed Pace 4:

Main Adult Child
2025 cost: R 11,662 R 11,662 R 2,732
Day-to-Day Benefit:
Savings: R 4,200 R 4,200 R 984
Fund:
  • Main= R43,380
  • Main+1= R69,954
Main Adult Child
2026 cost: R 12,572 R 12,572 R 2,945
Day-to-Day Benefit:
Savings: R 4,524 R 4,524 R 1056
Fund:
  • Main= R45,375
  • Main+1= R73,172
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Profmed ProPinnacle Savvy:

Main Adult Child
2025 cost: R 12,192 R 11,310 R 3,658
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R20,203
  • Main+1= R29,830
  • Max per family= R38,820
Main Adult Child
2026 cost: R 13,534 R 12,554 R 4,061
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R21,100
  • Main+1= R31,200
  • Max per family= R40,600
Hospital Choice: Network
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Only pay for 3 children
View all benefits for this plan
.

Keyhealth Platinum:

Main Adult Child
2025 cost: R 12,779 R 8,960 R 2,699
Day-to-Day Benefit:
Savings: None None None
Fund: R13,665 R13,260 R3,245
SPG*: R 4,575 R 4,070 R 1,500
ATB*: Unlimited Unlimited Unlimited
Main Adult Child
2026 cost: R 13,840 R 9,704 R 2,924
Day-to-Day Benefit:
Savings: None None None
Fund: R13,665 R13,260 R3,245
SPG*: R 4,970 R 4,420 R 1,630
ATB*: R19,170 R18,195 R5,000
Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Child rates for Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. ; Pay for all children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.

Profmed ProPinnacle Premium:

Main Adult Child
2025 cost: R 13,309 R 12,346 R 3,992
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R20,203
  • Main+1= R29,830
  • Max per family= R38,820
Main Adult Child
2026 cost: R 14,634 R 13,574 R 4,390
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R21,100
  • Main+1= R31,200
  • Max per family= R40,600
Hospital Choice: Unlimited
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Only pay for 3 children
View all benefits for this plan
.

Medihelp MedPlus:

Main Adult Child
2025 cost: R 14,184 R 14,184 R 3,540
Day-to-Day Benefit:
Savings: None None None
Fund: R4,500 R4,500 R4,500
Main Adult Child
2026 cost: R 15,486 R 15,486 R 3,864
Day-to-Day Benefit:
Savings: None None None
Fund: R4,500 R4,500 R4,500
Hospital Choice: Any hospital
Child rates: Child rates for Up to age 26yrs; Pay for all children
View all benefits for this plan
.

Momentum Summit:

Main Adult Child
2025 cost: R 14,903 R 11,919 R 3,424
Day-to-Day Benefit:
Savings: None None None
Fund: R31,300 R31,300 R31,300
Main Adult Child
2026 cost: R 16,469 R 13,075 R 3,756
Day-to-Day Benefit:
Savings: None None None
Fund: R31,300 R31,300 R31,300
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
View all benefits for this plan
.

Fedhealth Maxima Plus:

Main Adult Child
2025 cost: R 16,937 R 14,619 R 5,233
Day-to-Day Benefit:
Savings: R 7,500 R 6,468 R 2,316
Fund: R10,310 R7,440 R2,290
SPG*: R 3,878 R 2,989 R 1,233
ATB*: Unlimited Unlimited Unlimited
Main Adult Child
2026 cost: R 19,393 R 16,739 R 5,992
Day-to-Day Benefit:
Savings: R 7,728 R 6,672 R 2,388
Fund: R10,310 R7,440 R2,290
SPG*: R 5,042 R 3,898 R 1,632
ATB*: Unlimited Unlimited Unlimited
Hospital Choice: Any Hospital
Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info .
View all benefits for this plan
.
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What does a “PMBs only” restriction mean?
In this case, the scheme will only pay for diagnosis, treatment and management of a claim for one of 270 pre-defined conditions (PMBs). Read more, and see full list of PMB conditions. 

What does “From Risk” mean?
The scheme will pay for this claim from its own funds, not from your savings or other day-to-day benefits. 

What is a DSP?
A Designated Service Provider. The scheme has a network of providers, and will often only pay claims in full if you use a DSP. If you choose another provider, you might have a co-payment, or even no cover. 

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