Momentum:
All the 2026 medical aid plans

Contents:

A quick guide to all the Momentum medical aid plans, including costs and links to benefits

Evolve

Momentum Evolve:

Main Adult Child
Per month: R 2,029 R 2,029 R 2,029
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Incentive

Momentum Incentive (Any provider for chronic):

Main Adult Child
Per month: R 6,030 R 4,900 R 2,351
Savings: R 7,236 R 5,880 R 2,820
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Incentive (Network provider for chronic):

Main Adult Child
Per month: R 5,149 R 4,128 R 2,023
Savings: R 6,180 R 4,956 R 2,424
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Incentive (State provider for chronic):

Main Adult Child
Per month: R 4,179 R 3,292 R 1652
Savings: R 5,016 R 3,948 R 1,980
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Incentive Network (and any provider for chronic):

Main Adult Child
Per month: R 5,333 R 4,292 R 1,993
Savings: R 6,396 R 5,148 R 2,388
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Incentive Network (and Network provider for chronic):

Main Adult Child
Per month: R 4,731 R 3,762 R 1,797
Savings: R 5,676 R 4,512 R 2,160
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Incentive Network (and State provider for chronic):

Main Adult Child
Per month: R 3,362 R 2,653 R 1,290
Savings: R 4,032 R 3,180 R 1,548
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Custom

Momentum Custom (Any provider for chronic):

Main Adult Child
Per month: R 4,472 R 3,589 R 1,596
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Custom (Network provider for chronic):

Main Adult Child
Per month: R 3,953 R 3,089 R 1,437
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Custom (State provider for chronic):

Main Adult Child
Per month: R 3,295 R 2,487 R 1207
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Custom Network(and any provider for chronic):

Main Adult Child
Per month: R 3,749 R 2,958 R 1,322
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Custom Network (and Network provider for chronic):

Main Adult Child
Per month: R 3,334 R 2,586 R 1178
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Momentum Custom Network (and State provider for chronic):

Main Adult Child
Per month: R 2,585 R 1,956 R 916
Savings: None None None
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Extender

Momentum Extender (Any provider for chronic):

Main Adult Child
Per month: R 11,472 R 9,240 R 3,291
Savings: R 34,416 R 27,720 R 9,873
SPG*: R 2,484 R 4,280 R 727
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Momentum Extender (Network provider for chronic):

Main Adult Child
Per month: R 10,079 R 8,117 R 2,899
Savings: R 30,240 R 24,348 R 8,700
SPG*: R 6,660 R 7,652 R 1,900
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Momentum Extender (State provider for chronic):

Main Adult Child
Per month: R 9,017 R 7,401 R 2,647
Savings: R 27,048 R 22,200 R 7,944
SPG*: R 9,852 R 9,800 R 2,656
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Momentum Extender Network (and any provider for chronic):

Main Adult Child
Per month: R 10,088 R 8,125 R 2,856
Savings: R 30,264 R 24,372 R 8,568
SPG*: R 6,636 R 7,628 R 2,032
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Momentum Extender Network (and Network provider for chronic):

Main Adult Child
Per month: R 9,081 R 7,309 R 2,612
Savings: R 27,240 R 21,924 R 7,836
SPG*: R 9,660 R 10,076 R 2,764
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Momentum Extender Network (and State provider for chronic):

Main Adult Child
Per month: R 7,939 R 6,021 R 2,335
Savings: R 23,820 R 18,060 R 7,008
SPG*: R 13,080 R 13,940 R 3,592
Hospital Choice: Network
Child rates: Under 21yrs
Only pay for 3 children
SPG*: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info.
ATB*: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info.
View all benefits

Summit

Momentum Summit:

Main Adult Child
Per month: R 16,469 R 13,075 R 3,756
Savings: None None None
Fund: R31,300 R31,300 R31,300
Hospital Choice: Unlimited
Child rates: Under 21yrs
Only pay for 3 children
View all benefits

Capitated Plans, by price

Below is a list of this scheme's capitated medical aid plans. With these plans, the less you make the less you pay for your medical aid. The benefits stay the same for all the income levels, only the price changes. We list all the capitated plans and explain them in more detail here.

Income Bracket Main Adult Child
Ingwe A R0-R1500 R 589 R 589 R 589 View all benefits
Ingwe B R1,500-R9,000 R 1,684 R 1,684 R 668 View all benefits
Ingwe C R9,001-R11,950 R 2,355 R 2,355 R 712 View all benefits
Ingwe Connect A R0-R1500 R 589 R 589 R 589 View all benefits
Ingwe Connect B R1,500-R9,000 R 1,143 R 1,143 R 299 View all benefits
Ingwe Connect C R9,001-R11,950 R 1,492 R 1,492 R 372 View all benefits
Ingwe Connect D R11,951-R17,000 R 1,609 R 1,609 R 400 View all benefits
Ingwe Connect E R17,001-R22,400 R 2,620 R 2,620 R 595 View all benefits
Ingwe D R11,951-R17,000 R 3,208 R 3,208 R 748 View all benefits
Ingwe E R17,001-R22,400 R 4,117 R 4,117 R 1,195 View all benefits
Ingwe F R22,402+ R 4,134 R 4134 R 1199 View all benefits
Ingwe Network A R0-R1500 R 589 R 589 R 589 View all benefits
Ingwe Network B R1,500-R9,000 R 1,296 R 1,296 R 593 View all benefits
Ingwe Network C R9,001-R11,950 R 1,650 R 1,650 R 618 View all benefits
Ingwe Network D R11,951-R17,000 R 2,266 R 2,266 R 667 View all benefits
Ingwe Network E R17,001-R22,400 R 3,252 R 3,252 R 958 View all benefits
Ingwe Network F R22,402+ R 3,265 R 3265 R 962 View all benefits
Ingwe State F R22,402+ R 3,014 R 3,014 R 685 View all benefits

Network Hospitals

Some plans require you to use Network (Associate) hospitals for admissions. You can find a list of these networks here:
Evolve plan
Incentive plans
Custom plans
Extender plans
Ingwe plans

medicalaid_guide
FREE GUIDE!
How to choose the right Medical Aid plan
Instant download when you subscribe