Below are open medical aid plans that cost less than R2,000 per month for principal members. These are the cheapest medical aids in South Africa. To see other price points, click here.
Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.
Momentum Ingwe Network A:
| 2026 | Main | Adult | Child |
| Per month: | R 645 | R 645 | R 581 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 699 | R 699 | R 629 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R0-R1500/m. |
Momentum Ingwe A:
| 2026 | Main | Adult | Child |
| Per month: | R 1,079 | R 1079 | R 645 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,158 | R 1,158 | R 323 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R0-R1500/m. |
Momentum Ingwe Connect A:
| 2026 | Main | Adult | Child |
| Per month: | R 645 | R 645 | R 301 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 699 | R 699 | R 699 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | State |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R0-R1500/m. |
MedMove Student:
| 2026 | Main | Adult | Child |
| Per month: | R 804 | R 804 | R 804 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 864 | R 864 | R 864 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Up to age 26yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R0-R900/m. |
Profmed ProSelect Savvy A:
| 2026 | Main | Adult | Child |
| Per month: | R 1,078 | R 1,355 | R 825 |
|---|---|---|---|
| Savings: | None | None | None |
Fedhealth FlexiFed Savvy:
| 2026 | Main | Adult | Child |
| Per month: | R 1,155 | R 1,155 | R 849 |
|---|---|---|---|
| Savings: | R0, but Flexible | Flexible | Flexible |
Momentum Ingwe Connect B:
| 2026 | Main | Adult | Child |
| Per month: | R 1,252 | R 1,252 | R 328 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,344 | R 1,344 | R 352 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | State |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R1,500-R9,000/m. |
Discovery KeyCare Start Regional A:
| 2026 | Main | Adult | Child |
| Per month: | R 1,278 | R 1,278 | R 769 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,392 | R 1,392 | R 837 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R0-R10,100/m. |
Suremed Shuttle A:
| 2025 | Main | Adult | Child |
| Per month: | R 1,265 | R 1,265 | R 675 |
|---|---|---|---|
| Savings: | None | None | None |
Momentum Ingwe Network B:
| 2026 | Main | Adult | Child |
| Per month: | R 1,425 | R 1,425 | R 652 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,537 | R 1,537 | R 703 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R1,500-R9,000/m. |
Discovery KeyCare Start A:
| 2026 | Main | Adult | Child |
| Per month: | R 1,436 | R 1,436 | R 875 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,564 | R 1,564 | R 953 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R0-R10,550/m. |
Discovery Active Smart:
| 2026 | Main | Adult | Child |
| Per month: | R 1,350 | R 1,350 | R 1,350 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,450 | R 1,450 | R 1,450 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
Discovery KeyCare Core A:
| 2026 | Main | Adult | Child |
| Per month: | R 1,490 | R 1,490 | R 390 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,623 | R 1,623 | R 425 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R0-R9,900/m. |
Momentum Ingwe Connect C:
| 2026 | Main | Adult | Child |
| Per month: | R 1,635 | R 1,635 | R 408 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,755 | R 1,755 | R 438 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | State |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R9,001-R11,950/m. |
Bonitas BonStart:
| 2026 | Main | Adult | Child |
| Per month: | R 1,603 | R 1,603 | R 1,603 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,720 | R 1,720 | R 1,720 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Up to 24yrs Pay for all children |
Suremed Explorer A:
| 2025 | Main | Adult | Child |
| Per month: | R 1,545 | R 1370 | R 715 |
|---|---|---|---|
| Savings: | None | None | None |
Bonitas BonCap A:
| 2026 | Main | Adult | Child |
| Per month: | R 1,730 | R 1,730 | R 815 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,929 | R 1,929 | R 909 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Up to 24yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R0-R11,250/m. |
Momentum Ingwe Connect D:
| 2026 | Main | Adult | Child |
| Per month: | R 1,763 | R 1,763 | R 438 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,892 | R 1,892 | R 470 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | State |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R11,951-R17,000/m. |
Genesis Med 100:
| 2026 | Main | Adult | Child |
| Per month: | R 1,680 | R 1,680 | R 525 |
|---|---|---|---|
| Savings: | None | None | None |
Bestmed Rhythm1 A:
| 2026 | Main | Adult | Child |
| Per month: | R 1,736 | R 1,736 | R 715 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,866 | R 1,866 | R 769 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 24yrs. Pay for all children |
| Income Criteria: | This plan is only available if household income is R0-R9,000/m. |
Momentum Ingwe Network C:
| 2026 | Main | Adult | Child |
| Per month: | R 1,814 | R 1,814 | R 680 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,957 | R 1,957 | R 734 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R9,001-R11,950/m. |
Suremed Shuttle B:
| 2025 | Main | Adult | Child |
| Per month: | R 1,660 | R 1,660 | R 865 |
|---|---|---|---|
| Savings: | None | None | None |
Discovery Dynamic Smart:
| 2026 | Main | Adult | Child |
| Per month: | R 1,797 | R 1,797 | R 1,797 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,939 | R 1,939 | R 1,939 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
Momentum Ingwe B:
| 2026 | Main | Adult | Child |
| Per month: | R 1,852 | R 1,852 | R 735 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,998 | R 1,998 | R 793 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R1,500-R9,000/m. |
Medshield MediCurve:
| 2026 | Main | Adult | Child |
| Per month: | R 1,821 | R 1,821 | R 483 |
|---|---|---|---|
| Savings: | None | None | None |
| 2027 | Main | Adult | Child |
| Per month: | R 1,929 | R 1,821 | R 531 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 24yrs, or students under 28 yrs Pay for all children |
Medimed Essential A:
| 2025 | Main | Adult | Child |
| Per month: | R 1,750 | R 1,750 | R 540 |
|---|---|---|---|
| Savings: | R 2,100 | R 2,100 | R 648 |
Profmed ProSelect Savvy B:
| 2025 | Main | Adult | Child |
| Per month: | R 1,751 | R 1,926 | R 783 |
|---|---|---|---|
| Savings: | None | None | None |
Medimed Alpha:
| 2025 | Main | Adult | Child |
| Per month: | R 1,820 | R 1,820 | R 620 |
|---|---|---|---|
| Savings: | None | None | None |
Suremed Explorer B:
| 2025 | Main | Adult | Child |
| Per month: | R 1,950 | R 1725 | R 870 |
|---|---|---|---|
| Savings: | None | None | None |
