Medical aid that costs less than R2,000pm for main member:

October 15, 2023

Below are open medical aid plans that cost less than R2,000 per month for principal members. These are the cheapest medical aids in South Africa. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Momentum Ingwe A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 541	R 541	R 541	No	No	No	Unlimited
(Income level: R0-R875) . . View Full Plan

Momentum Ingwe Network A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 541	R 541	R 488	No	No	No	Network
(Income level: R0-R875) . . View Full Plan

Momentum Ingwe State A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 541	R 541	R 466	No	No	No	State
(Income level: R0-R875) . . View Full Plan

Medihelp MedElect Student:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 894	R 894	R 894	No		No	Network
(Income level: R0-R800) . . View Full Plan

Momentum Ingwe State B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 942	R 942	R 508	No	No	No	State
(Income level: R875-R8,550) . . View Full Plan

Profmed ProSelect Savvy A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 956	R 1,201	R 731	No	No	No	Network
(Income level: R0-R7,000) . . View Full Plan

Momentum Ingwe State C:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,078	R 1,078	R 521	No	No	No	State
(Income level: R8,551-R11,325) . . View Full Plan

Discovery KeyCare Start Regional A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,102	R 1,102	R 664	No	No	No	Network
(Income level: R0-R10,100) . . View Full Plan

Suremed Shuttle A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,150	R 1,150	R 613	No	No	No
(Income level: R0-R9,000) . . View Full Plan

Momentum Ingwe Network B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,184	R 1,184	R 542	No	No	No	Network
(Income level: R875-R8,550) . . View Full Plan

Momentum Fusion A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,199	R 1,199	R 314	No	No	No	Network
(Income level: R0-R8,550) . . View Full Plan

Discovery KeyCare Start A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,239	R 1,239	R 755	No	No	No	Network
(Income level: R0-R10,100) . . View Full Plan

Momentum Ingwe State D:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,259	R 1,259	R 544	No	No	No	State
(Income level: R11,326-R16,100) . . View Full Plan

Discovery KeyCare Core A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,286	R 1,286	R 336	No	No	No	Network
(Income level: R0-R9,450) . . View Full Plan

Bonitas BonStart:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,378	R 1,378	R 1,378	No	No	No	Network
(Income level: All income levels) . . View Full Plan

Suremed Explorer A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,405	R 1245	R 649	No	No	No
(Income level: R0-R8,500) . . View Full Plan

Bonitas BonCap A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,430	R 1,430	R 673	No	No	No	Network
(Income level: R0-R10,680) . . View Full Plan

Bestmed Rhythm1 A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,432	R 1,432	R 590	No	No	No	Network
(Income level: R0-R9,000) . . View Full Plan

Momentum Fusion B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,432	R 1,432	R 356	No	No	No	Network
(Income level: R8,551-R11,325) . . View Full Plan

Momentum Fusion C:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,476	R 1,476	R 367	No	No	No	Network
(Income level: R11,326-R16,100) . . View Full Plan

Momentum Ingwe Network C:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,507	R 1,507	R 564	No	No	No	Network
(Income level: R8,551-R11,325) . . View Full Plan

Suremed Shuttle B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,509	R 1,509	R 785	No	No	No
(Income level: R9,001-R13,000) . . View Full Plan

Genesis Med 100:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,530	R 1,530	R 490	No	No	No	Unlimited
(Income level: All income levels) . . View Full Plan

Momentum Ingwe B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,538	R 1,538	R 610	No	No	No	Unlimited
(Income level: R875-R8,550) . . View Full Plan

Discovery Dynamic Smart:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,565	R 1,565	R 1,565	No	No	No	Network
(Income level: All income levels) . . View Full Plan

Medshield MediCurve:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,584	R 1,584	R 1584	No	No	No	Network
(Income level: All income levels) . . View Full Plan

Fedhealth myFed A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,590	R 1,590	R 677	No	No	No	Network
(Income level: R1-R6,251) . . View Full Plan

Medimed Essential A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,600	R 1,600	R 510	Yes	No	No	Network
(Income level: R0-R10,000) . . View Full Plan

Discovery KeyCare Core B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,604	R 1,604	R 398	No	No	No	Network
(Income level: R9,451-R15,250) . . View Full Plan

Fedhealth myFed B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,622	R 1,622	R 750	No	No	No	Network
(Income level: R6,252- R8,550) . . View Full Plan

Profmed ProSelect Savvy B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,638	R 1,802	R 732	No	No	No	Network
(Income level: R7,001-R11,000) . . View Full Plan

Discovery KeyCare Plus A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,652	R 1,652	R 601	No	No	No	Network
(Income level: R0-R9,450) . . View Full Plan

Discovery KeyCare Start Regional B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,666	R 1,666	R 735	No	No	No	Network
(Income level: R10,101-R15,250) . . View Full Plan

Bestmed Rhythm1 B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,670	R 1,670	R 710	No	No	No	Network
(Income level: R9,001-R14,000) . . View Full Plan

Medimed Alpha:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,680	R 1,680	R 660	No	No	No	Any hospital
(Income level: All income levels) . . View Full Plan

Momentum Evolve:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,687	R 1,687	R 1,687	No	No	No	Network
(Income level: All income levels) . . View Full Plan

Fedhealth FlexiFed 1 Elect:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,716	R 1,341	R 625		No		Network
(Income level: All income levels) . . View Full Plan

Bonitas BonCap B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,745	R 1,745	R 802	No	No	No	Network
(Income level: R10,680-R17,330) . . View Full Plan

Bonitas BonStart Plus:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,754	R 1,668	R 773	No	No	No	Network
(Income level: ) . . View Full Plan

Suremed Explorer B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,775	R 1570	R 790	No	No	No
(Income level: R8,501-R13,000) . . View Full Plan

Medshield MediPhila:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,851	R 1851	R 477	No		No	Network
(Income level: All income levels) . . View Full Plan

Sizwe Essential Copper Core A:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,870	R 1870	R 649	No	No	No	Network
(Income level: R0-R8,500) . . View Full Plan

Bestmed Beat 1 Network:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,873	R 1,456	R 789	No	No	No	Network
(Income level: All income levels) . . View Full Plan

Discovery Essential Smart:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,881	R 1,881	R 1,881	No	No	No	Network
(Income level: All income levels) . . View Full Plan

Medimed Essential B:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,910	R 1,910	R 560	Yes	No	No	Network
(Income level: R10,001-R16,000) . . View Full Plan

Fedhealth myFed C:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,935	R 1,681	R 946	No	No	No	Network
(Income level: R8,551 - R10,219) . . View Full Plan

Keyhealth Essence:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,990	R 1,595	R 717	No	No	No	Network
(Income level: All income levels) . . View Full Plan

Bonitas BonEssential Select:

Year	Main	Adult	Child	Savings?	Fund?	Threshold?	Hospitals
2024:	R 1,998	R 1,464	R 659	No	No	No	Network
(Income level: All income levels) . . View Full Plan

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