Medical aid that costs less than R2,000pm for main member:




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Table of Contents

Below are open medical aid plans that cost less than R2,000 per month for principal members. These are the cheapest medical aids in South Africa. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Momentum Ingwe A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 541 R 541 R 541 No No No Unlimited
(Income level: R0-R875) .
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Momentum Ingwe Network A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 541 R 541 R 488 No No No Network
(Income level: R0-R875) .
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Momentum Ingwe State A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 541 R 541 R 466 No No No State
(Income level: R0-R875) .
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Medihelp MedElect Student:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 894 R 894 R 894 No No Network
(Income level: R0-R800) .
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Momentum Ingwe State B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 942 R 942 R 508 No No No State
(Income level: R875-R8,550) .
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Profmed ProSelect Savvy A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 956 R 1,201 R 731 No No No Network
(Income level: R0-R7,000) .
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Momentum Ingwe State C:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,078 R 1,078 R 521 No No No State
(Income level: R8,551-R11,325) .
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Discovery KeyCare Start Regional A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,102 R 1,102 R 664 No No No Network
(Income level: R0-R10,100) .
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Suremed Shuttle A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,150 R 1,150 R 613 No No No
(Income level: R0-R9,000) .
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Momentum Ingwe Network B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,184 R 1,184 R 542 No No No Network
(Income level: R875-R8,550) .
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Momentum Fusion A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,199 R 1,199 R 314 No No No Network
(Income level: R0-R8,550) .
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Discovery KeyCare Start A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,239 R 1,239 R 755 No No No Network
(Income level: R0-R10,100) .
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Momentum Ingwe State D:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,259 R 1,259 R 544 No No No State
(Income level: R11,326-R16,100) .
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Discovery KeyCare Core A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,286 R 1,286 R 336 No No No Network
(Income level: R0-R9,450) .
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Bonitas BonStart:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,378 R 1,378 R 1,378 No No No Network
(Income level: All income levels) .
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Suremed Explorer A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,405 R 1245 R 649 No No No
(Income level: R0-R8,500) .
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Bonitas BonCap A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,430 R 1,430 R 673 No No No Network
(Income level: R0-R10,680) .
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Bestmed Rhythm1 A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,432 R 1,432 R 590 No No No Network
(Income level: R0-R9,000) .
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Momentum Fusion B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,432 R 1,432 R 356 No No No Network
(Income level: R8,551-R11,325) .
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Momentum Fusion C:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,476 R 1,476 R 367 No No No Network
(Income level: R11,326-R16,100) .
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Momentum Ingwe Network C:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,507 R 1,507 R 564 No No No Network
(Income level: R8,551-R11,325) .
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Suremed Shuttle B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,509 R 1,509 R 785 No No No
(Income level: R9,001-R13,000) .
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Genesis Med 100:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,530 R 1,530 R 490 No No No Unlimited
(Income level: All income levels) .
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Momentum Ingwe B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,538 R 1,538 R 610 No No No Unlimited
(Income level: R875-R8,550) .
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Discovery Dynamic Smart:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,565 R 1,565 R 1,565 No No No Network
(Income level: All income levels) .
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Medshield MediCurve:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,584 R 1,584 R 1584 No No No Network
(Income level: All income levels) .
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Fedhealth myFed A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,590 R 1,590 R 677 No No No Network
(Income level: R1-R6,251) .
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Medimed Essential A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,600 R 1,600 R 510 Yes No No Network
(Income level: R0-R10,000) .
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Discovery KeyCare Core B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,604 R 1,604 R 398 No No No Network
(Income level: R9,451-R15,250) .
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Fedhealth myFed B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,622 R 1,622 R 750 No No No Network
(Income level: R6,252- R8,550) .
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Profmed ProSelect Savvy B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,638 R 1,802 R 732 No No No Network
(Income level: R7,001-R11,000) .
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Discovery KeyCare Plus A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,652 R 1,652 R 601 No No No Network
(Income level: R0-R9,450) .
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Discovery KeyCare Start Regional B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,666 R 1,666 R 735 No No No Network
(Income level: R10,101-R15,250) .
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Bestmed Rhythm1 B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,670 R 1,670 R 710 No No No Network
(Income level: R9,001-R14,000) .
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Medimed Alpha:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,680 R 1,680 R 660 No No No Any hospital
(Income level: All income levels) .
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Momentum Evolve:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,687 R 1,687 R 1,687 No No No Network
(Income level: All income levels) .
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Fedhealth FlexiFed 1 Elect:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,716 R 1,341 R 625 No Network
(Income level: All income levels) .
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Bonitas BonCap B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,745 R 1,745 R 802 No No No Network
(Income level: R10,680-R17,330) .
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Bonitas BonStart Plus:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,754 R 1,668 R 773 No No No Network
(Income level: ) .
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Suremed Explorer B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,775 R 1570 R 790 No No No
(Income level: R8,501-R13,000) .
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Medshield MediPhila:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,851 R 1851 R 477 No No Network
(Income level: All income levels) .
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Sizwe Essential Copper Core A:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,870 R 1870 R 649 No No No Network
(Income level: R0-R8,500) .
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Bestmed Beat 1 Network:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,873 R 1,456 R 789 No No No Network
(Income level: All income levels) .
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Discovery Essential Smart:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,881 R 1,881 R 1,881 No No No Network
(Income level: All income levels) .
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Medimed Essential B:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,910 R 1,910 R 560 Yes No No Network
(Income level: R10,001-R16,000) .
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Fedhealth myFed C:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,935 R 1,681 R 946 No No No Network
(Income level: R8,551 - R10,219) .
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Keyhealth Essence:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,990 R 1,595 R 717 No No No Network
(Income level: All income levels) .
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Bonitas BonEssential Select:

Year Main Adult Child Savings? Fund? Threshold? Hospitals
2024: R 1,998 R 1,464 R 659 No No No Network
(Income level: All income levels) .
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