Bestmed:
All the 2025 medical aid plans

Table of Contents:

// Beat Series

Bestmed Beat 1:

Main Adult Child
2025 cost: R 2,347 R 1,822 R 987
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,523 R 1,959 R 1061
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Bestmed Beat 1 Network:

Main Adult Child
2025 cost: R 2,111 R 1,641 R 889
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,269 R 1,764 R 956
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Bestmed Beat 2:

Main Adult Child
2025 cost: R 2,869 R 2,228 R 1208
Day-to-Day Benefit:
Savings: R 5,508 R 4,272 R 2,316
Main Adult Child
2026 cost: R 3,084 R 2,395 R 1299
Day-to-Day Benefit:
Savings: R 5,916 R 4,596 R 2,496
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Bestmed Beat 2 Network:

Main Adult Child
2025 cost: R 2,581 R 2,006 R 1086
Day-to-Day Benefit:
Savings: R 4,956 R 3,852 R 2,088
Main Adult Child
2026 cost: R 2,775 R 2,156 R 1167
Day-to-Day Benefit:
Savings: R 5,328 R 4,140 R 2,244
Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Bestmed Beat 3 Network:

Main Adult Child
2025 cost: R 3,779 R 2,696 R 1,334
Day-to-Day Benefit:
Savings: R 6,804 R 4,860 R 2,400
Main Adult Child
2026 cost: R 4,062 R 2,898 R 1,434
Day-to-Day Benefit:
Savings: R 7,308 R 5,220 R 2,580
Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Bestmed Beat 3 Plus:

Main Adult Child
2025 cost: R 4,848 R 3,485 R 5,642
Day-to-Day Benefit:
Savings: R 14,544 R 10,464 R 5,304
Main Adult Child
2026 cost: R 5,042 R 3,746 R 1,902
Day-to-Day Benefit:
Savings: R 15,132 R 11,244 R 5,712
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Bestmed Beat 4:

Main Adult Child
2025 cost: R 6,832 R 5,642 R 1,689
Day-to-Day Benefit:
Savings: R 11,472 R 9,480 R 2,844
Fund:
  • Main= R15,513
  • Main+1= R31,025
Main Adult Child
2026 cost: R 7,365 R 6,082 R 1,821
Day-to-Day Benefit:
Savings: R 12,372 R 10,212 R 3,060
Fund:
  • Main= R16,227
  • Main+1= R32,452
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

// Pace Series

Bestmed Pace 2:

Main Adult Child
2025 cost: R 8,132 R 7,974 R 1,793
Day-to-Day Benefit:
Savings: R 13,668 R 13,392 R 3,012
Fund:
  • Main= R16,475
  • Main+1= R32,949
Main Adult Child
2026 cost: R 8,766 R 8,596 R 1,933
Day-to-Day Benefit:
Savings: R 14,724 R 14,436 R 3,252
Fund:
  • Main= R17,233
  • Main+1= R34,465
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Bestmed Pace 3:

Main Adult Child
2025 cost: R 9,336 R 7,515 R 1,606
Day-to-Day Benefit:
Savings: R 15,684 R 12,624 R 2,688
Fund:
  • Main= R22,015
  • Main+1= R45,497
Main Adult Child
2026 cost: R 10,064 R 8,101 R 1,731
Day-to-Day Benefit:
Savings: R 16,908 R 13,608 R 2,904
Fund:
  • Main= R23,028
  • Main+1= R47,590
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Bestmed Pace 4:

Main Adult Child
2025 cost: R 11,662 R 11,662 R 2,732
Day-to-Day Benefit:
Savings: R 4,200 R 4,200 R 984
Fund:
  • Main= R43,380
  • Main+1= R69,954
Main Adult Child
2026 cost: R 12,572 R 12,572 R 2,945
Day-to-Day Benefit:
Savings: R 4,524 R 4,524 R 1056
Fund:
  • Main= R45,375
  • Main+1= R73,172
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Bestmed Pace 1:

Main Adult Child
2025 cost: R 5,706 R 4,008 R 1440
Day-to-Day Benefit:
Savings: R 13,008 R 9,132 R 3,288
Fund:
  • Main= R13,187
  • Main+1= R26,373
Main Adult Child
2026 cost: R 5,934 R 4,289 R 1541
Day-to-Day Benefit:
Savings: R 13,524 R 9,780 R 3,516
Fund:
  • Main= R13,794
  • Main+1= R27,586
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Capitated Plans, by price

Below is a list of this scheme's capitated medical aid plans. With these plans, the less you make the less you pay for your medical aid. The benefits stay the same for all the income levels, only the price changes. We list all the capitated plans and explain them in more detail here.

Income Bracket: Main: Adult: Child:
Rhythm 1 A R0-R9,000 R 1,615 R 1,615 R 665
Rhythm 1 B R9,001-R14,000 R 1,883 R 1,883 R 800
Rhythm 1 C R14,001+ R 3,363 R 3,363 R 1742
Rhythm 2 A R0-R5,500 R 2,368 R 2,250 R 1425
Rhythm 2 B R5,501-R8,500 R 2,845 R 2,703 R 1707
Rhythm 2 C R8,501+ R 3,413 R 3,072 R 1707
.
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What does a “PMBs only” restriction mean?
In this case, the scheme will only pay for diagnosis, treatment and management of a claim for one of 270 pre-defined conditions (PMBs). Read more, and see full list of PMB conditions. 

What does “From Risk” mean?
The scheme will pay for this claim from its own funds, not from your savings or other day-to-day benefits. 

What is a DSP?
A Designated Service Provider. The scheme has a network of providers, and will often only pay claims in full if you use a DSP. If you choose another provider, you might have a co-payment, or even no cover. 

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