Bonitas Standard Select: cancer, maternity and mental health (2026)

This page has information on: Costs, Maternity, Oncology, Mental Health for Bonitas Standard Select

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Terminology:

• PMBs: Prescribed Minimum Benefits. You can read more about PMBs, see a list of all PMB conditions or read more what "PMB only" benefit means.
• DSPs: Designated Service Providers. Where stipulated, you must use specific providers to get full benefit.
• Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product.
• All schemes have extensive exclusions. We've tried to list the non-common ones here, but please consult your scheme or broker to get the full list.

Monthly Costs (2026)

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Cancer/ Oncology benefits (2026):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bonitas: Standard Select
Assume scheme pays all these costs, unless otherwise stated
Overall cancer coverage (in and out of hospital):	R280,100 per family, for non-PMBs with 20% co-payment once limit is reached Brachytherapy: R63,110 Biological drugs: R164,100 from above limit Unlimited palliative care, including hospice/private nursing, home oxygen, pain management, psychologist, and social worker support. Note: Most cancers are PMBs, and treatment is paid in full by scheme. More info here Most schemes require use of specific providers (DSPs) for oncology treatment.	Gap Cover: Can cover the penalty in full (Plans coming soon)

Maternity benefits (2026):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bonitas: Standard Select
Assume scheme pays all these costs, unless otherwise stated
Hospital stay:	100% scheme rate Usually covered for 2 nights for natural birth, and 3 nights for C-sections. All newborns receive immediate full medical aid cover at birth, even if parents are on a waiting period.	Gap Cover: Can cover most shortfalls (Plans coming soon)
Consultations:	Paid by Bonitas: Consults: 12 consults with GP/gynae/midwife Postnatal: 4 consults with midwife after delivery Antenatal classes: R1,580 Antenatal vitamins: R195 per month, paid from Acute Medicine Benefit, or Booster
Scans:	2 x 2D ultrasound scans 1 amniocentesis
Note:	If you are pregnant and don't have medical aid, your pregnancy will most likely be excluded for new cover, but your baby will be covered from birth. Read more about pregnancy cover if you don't have medical aid.

Mental Health benefits (2026):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bonitas: Standard Select
Assume scheme pays all these costs, unless otherwise stated
Summary of day-to-day benefits:	Main Member: Adult: Child: Savings (per year): No savings account option on this plan The scheme might still cover some or all day-to-day claims. See below, and see benefits. Extended Fund: Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account Main= R13,440 Main+1= R20,170 Main+2= R22,410 Main+3= R24,650 Other Day-to-Day Funds: Benefit Booster: R5,000 per family and use for out of hospital claims like GP consult(s), OTC medicine, etc Available after completing a wellness screening and mental health assessment.
FYI:	Mental Health PMB conditions are covered for in and out of hospital treatment, even on "hospital" plans. For a full list see here. Example of PMB condition: Acute stress disorder accompanied by recent significant trauma, including physical or sexual abuse. Treatment includes hospital admission for psychotherapy / counselling up to 3 days, or up to 12 outpatient psychotherapy / counselling contacts. Scheme will pay this in full, if you use a DSP.
In-hospital:	PMBs: Covered in full at DSP, up to 21 days admission Alcoholism/Drug Addiction: 21 days admission Otherwise, R51,900 per family overall.	Gap Cover: Can cover most co-payments and increase sublimits (Plans coming soon)
Out-of-hospital:	PMBs: 10+ consults, paid by scheme Out-of-hospital: R20,310 per family sublimit, paid out of the in-hospital benefit
Other:	.

Important!
• Unless specified, assume that all benefits are paid at 100% scheme rate.
• No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
• "Unlimited" benefits are still subject to authorisation, protocols and sublimits.
• Assume that all benefits need to be pre-authorised.