Discovery Coastal Saver:
cancer, maternity and mental health (2025)

This page has information on: Costs, Maternity, Oncology, Mental Health for Discovery Coastal Saver

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Monthly Costs (2025)

Coastal Saver 2025 prices
	Main member:	Adult member:	Child member:
Total Cost pm:	R3,797	R2,855	R1,533 Only pay for 3 children
Savings:	R6,828	R5,136	R2,760
Children Rates:	Under 21yrs Only pay for 3 children
Note:	Exclusions: Note that all schemes have extensive exclusions. We've tried to list the major ones, but you must consult with your scheme to get the full list. All treatments and procedures are subject to authorisation and protocols All benefits are listed as an indication only. Please verify with your broker and scheme
View all the other benefits for this plan: In-hospital \| Out-of-hospital \| Medication \| Maternity Cancer \| Mental Health \| Dentistry \| Optometry Other/Extra Benefits \| Wellness \| Prosthetics You can also: Compare any two plans, side by side \| View all the Discovery plans, with costs and brief summary. Find all other open medical aid plans here.
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Discovery: Coastal Saver
Assume scheme pays all these costs, unless otherwise stated
Overall cancer coverage (in and out of hospital):	R250,000, then 20% co-payment applies for non-PMB cancers Oncology Innovation Benefit: Certain "innovative cancer medicine" is covered with a 50% co-payment Palliative Care: Unlimited cover for approved care at home Note: Most cancers are PMBs, and treatment is paid in full by scheme. More info here Most schemes require use of specific providers (DSPs) for oncology treatment.	Treatment required for PMB conditions is always paid by scheme, with no co-payment, if you follow the protocols.
View all the other benefits for this plan: In-hospital \| Out-of-hospital \| Medication \| Maternity Cancer \| Mental Health \| Dentistry \| Optometry Other/Extra Benefits \| Wellness \| Prosthetics You can also: Compare any two plans, side by side \| View all the Discovery plans, with costs and brief summary. Find all other open medical aid plans here.
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Discovery: Coastal Saver
Assume scheme pays all these costs, unless otherwise stated
Hospital stay:	100% scheme rate for specialists	Usually covered for 2 nights* for natural birth, and 3 nights for C-sections. All newborns receive immediate full medical aid cover at birth, even if parents are on a waiting period.*
Consultations:	Discovery pays for: 8 consults with GP, Gynae or midwife Nuchal translucency or Non-Invasive Prenatal Test if you meet the criteria Certain blood tests Five antenatal or postnatal classes or consultations with a registered nurse up until two years after you have given birth After birth: One six week post-birth consult with midwife, GP or gynae One nutritional assessment Two mental health consults Breastfeeding consultation Savings on stem cell banking
Scans:	2 x ultrasound scans
Note:	If you are pregnant and don't have medical aid, your pregnancy will most likely be excluded for new cover, but your baby will be covered from birth. Read more about pregnancy cover if you don’t have medical aid.
View all the other benefits for this plan: In-hospital \| Out-of-hospital \| Medication \| Maternity Cancer \| Mental Health \| Dentistry \| Optometry Other/Extra Benefits \| Wellness \| Prosthetics You can also: Compare any two plans, side by side \| View all the Discovery plans, with costs and brief summary. Find all other open medical aid plans here.
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Discovery: Coastal Saver

Assume scheme pays all these costs, unless otherwise stated

	Main Member:	Adult:	Child:
Savings:	R6,828	R5,136	R2,760

Major affective disorders, anorexia and bulimia: 21 days for admissions or 15 out-of-hospital consultations
Attempted suicide or detoxification: 3 days admission
Other mental health admissions: 21 days in-hospital
Alcohol and drug rehab: 21 days in-hospital
All admissions are covered in full at a network facility, or at 80% scheme rate at a non-network facility

Traumatic event claims: 6 counselling sessions per person per year, for the year in which the trauma event occurred and the year after

PMBs: Prescribed Minimum Benefits. Here is a list of PMB conditions: Mental Illness.
DSPs: Designated Service Provders. Where stipulated, you must use specific specific providers to get full benefit.
Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product

Important!

Unless specified, assume that all benefits are paid are paid at 100% scheme rate
No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
"Unlimited" benefits are still subject to authorisation, protocols and sublimits
Assume that all benefits need to be pre-authorised