Medical Aid: What you need to know
03/09/2025
The most essential things you need to know if you are considering joining a medical aid scheme, including Late Joiner Penalties and Waiting Periods
The most essential things you need to know if you are considering joining a medical aid scheme, including Late Joiner Penalties and Waiting Periods
From Risk: “From risk” means that the scheme pays for the claims out of its own funds, not from your savings or any other day
No, you cannot. You have access to any open medical aid scheme, no matter how old or sick you are.
How do medical aids pay claims for PMB conditions? Can they require you to use State facilities? Must they pay for diagnosis tests?
A full list of links to all 270 PMB conditions, as well as the 25 CDL conditions.
This is essential reading! Inside is a helpful introduction to PMBs, and what they mean for you as a medical aid member. Includes links to all PMB conditions and treatments. This will save you money.
What kind of cover can you expect if you join a medical aid while pregnant? What about cover for your baby?