Medical aid that costs R2,000 – R3,000pm for main member:

Table of Contents:

Below are open medical aid plans that cost R2,000 – R2,999 per month for principal members. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Momentum Evolve:

Main Adult Child
2025 cost: R 1,847 R 1,847 R 1,847
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,029 R 2,029 R 2,029
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
View all benefits for this plan
.

Bestmed Rhythm1 B:

Main Adult Child
2025 cost: R 1,883 R 1,883 R 800
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,024 R 2,024 R 860
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Pay for all children
Income Criteria: This plan is only available if household income is R9,001-R14,000/m.
View all benefits for this plan
.

Bonitas BonCap B:

Main Adult Child
2025 cost: R 1,897 R 1,897 R 872
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,111 R 2,111 R 971
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Pay for all children
Income Criteria: This plan is only available if household income is R11,251-R18,250/m.
View all benefits for this plan
.

Bonitas BonStart Plus:

Main Adult Child
2025 cost: R 1,907 R 1,813 R 840
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,040 R 1,940 R 899
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Under 21yrs
View all benefits for this plan
.

Discovery KeyCare Start B:

Main Adult Child
2025 cost: R 1,952 R 1,952 R 878
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,107 R 2,107 R 947
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R10,551-R15,950/m.
View all benefits for this plan
.

Fedhealth FlexiFed 1 Elect:

Main Adult Child
2025 cost: R 1,953 R 1,526 R 711
Day-to-Day Benefit:
Savings: R0, but Flexible Flexible Flexible
SPG*:
  • Main= R5,400
  • Main+1= R8,600
  • Main+2= R10,500
  • Main+3= R12,500
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Main Adult Child
2026 cost: R 2,051 R 1,602 R 747
Day-to-Day Benefit:
Savings: R0, but Flexible Flexible Flexible
SPG*: 5,508
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Hospital Choice: Network
Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once a threshold is reached. More info .
View all benefits for this plan
.

Medshield MediPhila:

Main Adult Child
2025 cost: R 2,004 R 2004 R 519
Day-to-Day Benefit:
Savings: None None None
Fund:
  • R4,500 per family
Main Adult Child
2026 cost: R 2,145 R 2145 R 558
Day-to-Day Benefit:
Savings: None None None
Fund:
  • R4,700 per family
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Pay for all children
View all benefits for this plan
.

Discovery Essential Smart:

Main Adult Child
2025 cost: R 2,021 R 2,021 R 2,021
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,161 R 2,161 R 2,161
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
.

Medimed Essential B:

Main Adult Child
2025 cost: R 2,030 R 2,030 R 600
Day-to-Day Benefit:
Savings: R 2,436 R 2,436 R 720
Main Adult Child
2025 cost: R 2,030 R 2,030 R 600
Day-to-Day Benefit:
Savings: R 2,436 R 2,436 R 720
Hospital Choice: Network
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R11,001-R17,000/m.
View all benefits for this plan
.

Bestmed Beat 1 Network:

Main Adult Child
2025 cost: R 2,111 R 1,641 R 889
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,269 R 1,764 R 956
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Keyhealth Essence:

Main Adult Child
2025 cost: R 2,187 R 1,753 R 788
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,393 R 1,918 R 862
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. ; Pay for all children
View all benefits for this plan
.

Bonitas BonEssential Select:

Main Adult Child
2025 cost: R 2,192 R 1,606 R 723
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,345 R 1,718 R 774
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Medihelp MedVital Elect:

Main Adult Child
2025 cost: R 2,244 R 1,632 R 942
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R1,500
  • Main+1= R2,900
Main Adult Child
2026 cost: R 2,412 R 1,752 R 1,014
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R1,575
  • Main+1= R3,045
Hospital Choice: Network
Child rates: Child rates for Up to age 26yrs; Only pay for 2 children under 18yrs
View all benefits for this plan
.

Genesis Med 200:

Main Adult Child
2025 cost: R 2,255 R 2,255 R 645
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,325 R 2,325 R 675
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Unlimited
Child rates: Child rates for Under 21 yrs; Pay for all children
View all benefits for this plan
.

Momentum Ingwe Network D:

Main Adult Child
2025 cost: R 2,266 R 2,266 R 667
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,492 R 2,492 R 733
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R11,951-R17,000/m.
View all benefits for this plan
.

Bestmed Beat 1:

Main Adult Child
2025 cost: R 2,347 R 1,822 R 987
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,523 R 1,959 R 1061
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Profmed ProSelect Savvy B:

Main Adult Child
2025 cost: R 2,348 R 2,170 R 915
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,477 R 2,290 R 965
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Pay for all children
Income Criteria: This plan is only available if household income is R11,001+/m.
View all benefits for this plan
.

Momentum Custom Network (and State provider for chronic):

Main Adult Child
2025 cost: R 2,353 R 1,780 R 834
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,585 R 1,956 R 916
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
View all benefits for this plan
.

Momentum Ingwe C:

Main Adult Child
2025 cost: R 2,355 R 2,355 R 712
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,590 R 2,590 R 783
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R9,001-R11,950/m.
View all benefits for this plan
.

Bestmed Rhythm2 A:

Main Adult Child
2025 cost: R 2,368 R 2,250 R 1425
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,747 R 2,610 R 1653
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
Income Criteria: This plan is only available if household income is R0-R5,500/m.
View all benefits for this plan
.

Suremed Shuttle C:

Main Adult Child
2025 cost: R 2,390 R 2,390 R 1225
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 2,390 R 2,390 R 1225
Day-to-Day Benefit:
Savings: None None None
Hospital Choice:
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R13,001- R17,000/m.
View all benefits for this plan
.

Medimed Standard A:

Main Adult Child
2025 cost: R 2,450 R 2,450 R 550
Day-to-Day Benefit:
Savings: R 7,350 R 7,350 R 1,650
Fund:
  • Main= R6,000
  • Main+1= R12,000
Main Adult Child
2025 cost: R 2,450 R 2,450 R 550
Day-to-Day Benefit:
Savings: R 7,350 R 7,350 R 1,650
Fund:
  • Main= R6,000
  • Main+1= R12,000
Hospital Choice: Any hospital
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R0-R11,000/m.
View all benefits for this plan
.

Keyhealth Origin:

Main Adult Child
2025 cost: R 2,451 R 1,746 R 799
Day-to-Day Benefit:
Savings: None None None
Fund: R3,295 R1,915 R1,010
Main Adult Child
2026 cost: R 2,633 R 1,876 R 859
Day-to-Day Benefit:
Savings: None None None
Fund: R3,295 R1,915 R1,010
Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Child rates for Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. ; Pay for all children
View all benefits for this plan
.

Medimed Essential C:

Main Adult Child
2025 cost: R 2,480 R 2,480 R 650
Day-to-Day Benefit:
Savings: R 2,976 R 2,976 R 780
Main Adult Child
2025 cost: R 2,480 R 2,480 R 650
Day-to-Day Benefit:
Savings: R 2,976 R 2,976 R 780
Hospital Choice: Network
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R23,000/m.
View all benefits for this plan
.

Discovery KeyCare Plus B:

Main Adult Child
2025 cost: R 2,497 R 2,497 R 704
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,695 R 2,695 R 760
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R9,901-R15,990/m.
View all benefits for this plan
.

Fedhealth FlexiFed 1 Main:

Main Adult Child
2025 cost: R 2,505 R 1,963 R 917
Day-to-Day Benefit:
Savings: R0, but Flexible Flexible Flexible
SPG*:
  • Main= R5,400
  • Main+1= R8,600
  • Main+2= R10,500
  • Main+3= R12,500
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Main Adult Child
2026 cost: R 2,630 R 2,061 R 963
Day-to-Day Benefit:
Savings: R0, but Flexible Flexible Flexible
SPG*: 5,508
ATB*:
  • Some day-to-day claims, like GP consults, are covered by Fedhealth once you've paid the Self Payment Gap
Hospital Choice: Network
Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once a threshold is reached. More info .
View all benefits for this plan
.

Discovery Essential Delta Core:

Main Adult Child
2025 cost: R 2,507 R 1,887 R 1,006
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,681 R 2,018 R 1,076
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
.

Bonitas BonEssential:

Main Adult Child
2025 cost: R 2,509 R 1,854 R 811
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,747 R 2,030 R 888
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Unlimited
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Bonitas BonFit:

Main Adult Child
2025 cost: R 2,524 R 1,890 R 849
Day-to-Day Benefit:
Savings: R 4,536 R 3,396 R 1,524
Main Adult Child
2026 cost: R 2,698 R 2,021 R 908
Day-to-Day Benefit:
Savings: R 4,848 R 3,636 R 1,632
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
.

Suremed Shuttle D:

Main Adult Child
2025 cost: R 2,545 R 2,545 R 1290
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 2,545 R 2,545 R 1290
Day-to-Day Benefit:
Savings: None None None
Hospital Choice:
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R30,000/m.
View all benefits for this plan
.

Medimed Standard B:

Main Adult Child
2025 cost: R 2,560 R 2,560 R 600
Day-to-Day Benefit:
Savings: R 7,680 R 7,680 R 1,800
Fund:
  • Main= R6,000
  • Main+1= R12,000
Main Adult Child
2025 cost: R 2,560 R 2,560 R 600
Day-to-Day Benefit:
Savings: R 7,680 R 7,680 R 1,800
Fund:
  • Main= R6,000
  • Main+1= R12,000
Hospital Choice: Any hospital
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R11,001-R17,000/m.
View all benefits for this plan
.

Compcare SelfCare Plus:

Main Adult Child
2025 cost: R 2,566 R 2,566 R 898
Day-to-Day Benefit:
Savings: R 3,072 R 3,072 R 1,068
Main Adult Child
2025 cost: R 2,566 R 2,566 R 898
Day-to-Day Benefit:
Savings: R 3,072 R 3,072 R 1,068
Hospital Choice: Netcare, Mediclinic
Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
.

Bestmed Beat 2 Network:

Main Adult Child
2025 cost: R 2,581 R 2,006 R 1086
Day-to-Day Benefit:
Savings: R 4,956 R 3,852 R 2,088
Main Adult Child
2026 cost: R 2,775 R 2,156 R 1167
Day-to-Day Benefit:
Savings: R 5,328 R 4,140 R 2,244
Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
.

Profmed ProSelect Premium:

Main Adult Child
2025 cost: R 2,611 R 2,559 R 1,079
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,754 R 2,700 R 1,138
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Pay for all children
View all benefits for this plan
.

Momentum Ingwe Connect E:

Main Adult Child
2025 cost: R 2,620 R 2,620 R 595
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,870 R 2,870 R 652
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: State
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R22,400/m.
View all benefits for this plan
.

Discovery KeyCare Core C:

Main Adult Child
2025 cost: R 2,636 R 2,636 R 598
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 2,845 R 2,845 R 645
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,991+/m.
View all benefits for this plan
.

Sizwe Access Core:

Main Adult Child
2025 cost: R 2,636 R 2,273 R 530
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 3,161 R 2,726 R 636
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to age 26; Only pay for 3 children
View all benefits for this plan
.

Suremed Shuttle E:

Main Adult Child
2025 cost: R 2,710 R 2710 R 1390
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 2,710 R 2710 R 1390
Day-to-Day Benefit:
Savings: None None None
Hospital Choice:
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R30,001+/m.
View all benefits for this plan
.

Medshield MediValue Compact:

Main Adult Child
2025 cost: R 2,715 R 2,373 R 762
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R7,500
  • Main+1= R9,200
  • Main+2= R9,600
  • Main+3= R11,000
  • Main+4+= R12,000
Main Adult Child
2026 cost: R 2,907 R 2,541 R 816
Day-to-Day Benefit:
Savings: None None None
Fund:
  • Main= R8,500
  • Main+1= R10,200
  • Main+2= R10,600
  • Main+3= R12,000
  • Main+4+= R13,000
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
View all benefits for this plan
.

Discovery Essential Delta Saver:

Main Adult Child
2025 cost: R 2,898 R 2,187 R 1,163
Day-to-Day Benefit:
Savings: R 3,468 R 2,616 R 1,392
Main Adult Child
2026 cost: R 3,099 R 2,339 R 1,243
Day-to-Day Benefit:
Savings: R 3,468 R 2,616 R 1,392
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
.

Medimed Essential D:

Main Adult Child
2025 cost: R 2,930 R 2,930 R 680
Day-to-Day Benefit:
Savings: R 3,516 R 3,516 R 816
Main Adult Child
2025 cost: R 2,930 R 2,930 R 680
Day-to-Day Benefit:
Savings: R 3,516 R 3,516 R 816
Hospital Choice: Network
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R23,001+/m.
View all benefits for this plan
.

Medimed Standard C:

Main Adult Child
2025 cost: R 2,980 R 2,980 R 660
Day-to-Day Benefit:
Savings: R 8,940 R 8,940 R 1,980
Fund:
  • Main= R6,000
  • Main+1= R12,000
Main Adult Child
2025 cost: R 2,980 R 2,980 R 660
Day-to-Day Benefit:
Savings: R 8,940 R 8,940 R 1,980
Fund:
  • Main= R6,000
  • Main+1= R12,000
Hospital Choice: Any hospital
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R23,000/m.
View all benefits for this plan
.
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What does a “PMBs only” restriction mean?
In this case, the scheme will only pay for diagnosis, treatment and management of a claim for one of 270 pre-defined conditions (PMBs). Read more, and see full list of PMB conditions. 

What does “From Risk” mean?
The scheme will pay for this claim from its own funds, not from your savings or other day-to-day benefits. 

What is a DSP?
A Designated Service Provider. The scheme has a network of providers, and will often only pay claims in full if you use a DSP. If you choose another provider, you might have a co-payment, or even no cover. 

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