Medical aid that costs less than R2,000pm for main member:

January 15, 2025

Below are open medical aid plans that cost less than R2,000 per month for principal members. These are the cheapest medical aids in South Africa. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Momentum Ingwe A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 589	R 589	R 589	No	No	No	Unlimited	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 589	R 589	R 589	No	No	No	Network	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 589	R 589	R 589	No	No	No	State	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

MedMove Student:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 750	R 750	R 750	No	No	No	Network	View Full Plan
Child rates: Up to age 26yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Profmed ProSelect Savvy A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,022	R 1,284	R 782	No	No	No	Network	View Full Plan
Child rates: Up to age 21yrs, unless student, then 28yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed Savvy:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,055	R 1,055	R 775		No	No		View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,143	R 1,143	R 299	No	No	No	State	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start Regional A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,184	R 1,184	R 713	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Shuttle A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,265	R 1,265	R 675	No	No	No		View Full Plan
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,296	R 1,296	R 593	No	No	No	Network	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,331	R 1,331	R 811	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Active Smart:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,350	R 1,350	R 1,350	No	No	No		View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Core A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,381	R 1,381	R 361	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State C:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,492	R 1,492	R 372	No	No	No	State	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonStart:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,498	R 1,498	R 1,498	No	No	No	Network	View Full Plan
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Explorer A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,545	R 1370	R 715	No	No	No		View Full Plan
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonCap A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,554	R 1,554	R 732	No	No	No	Network	View Full Plan
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State D:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,609	R 1,609	R 400	No	No	No	State	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Genesis Med 100:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,610	R 1,610	R 505	No	No	No	Unlimited	View Full Plan
Child rates: Under 21 yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Rhythm1 A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,615	R 1,615	R 665	No	No	No	Network	View Full Plan
Child rates: Under 24 unless registered student, then under 26. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

MedMove:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,638	R 1,638	R 1,638	No	No	No		View Full Plan
Child rates: Up to age 26yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network C:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,650	R 1,650	R 618	No	No	No	Network	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Shuttle B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,660	R 1,660	R 865	No	No	No		View Full Plan
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Dynamic Smart:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,681	R 1,681	R 1,681	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,684	R 1,684	R 668	No	No	No	Unlimited	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediCurve:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,701	R 1,701	R 450	No	No	No	Network	View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. . ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Core B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,723	R 1,723	R 427	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medimed Essential A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,750	R 1,750	R 540	R 2,100	No	No	Network	View Full Plan
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Profmed ProSelect Savvy B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,751	R 1,926	R 783	No	No	No	Network	View Full Plan
Child rates: Up to age 21yrs, unless student, then 28yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start Regional B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,790	R 1,790	R 805	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Plus A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,817	R 1,817	R 661	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medimed Alpha:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,820	R 1,820	R 620	No	No	No	Any hospital	View Full Plan
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Evolve:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,847	R 1,847	R 1,847	No	No	No	Network	View Full Plan
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Rhythm1 B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,883	R 1,883	R 800	No	No	No	Network	View Full Plan
Child rates: Under 24 unless registered student, then under 26. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonCap B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,897	R 1,897	R 872	No	No	No	Network	View Full Plan
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonStart Plus:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,907	R 1,813	R 840	No	No	No	Network	View Full Plan
Child rates: Up to 24yrs. Under 21yrs. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Explorer B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,950	R 1725	R 870	No	No	No		View Full Plan
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start B:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,952	R 1,952	R 878	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 1 Elect:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 1,953	R 1,526	R 711		No		Network	View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

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