Medical aid that costs less than R2,000pm for main member:

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Below are open medical aid plans that cost less than R2,000 per month for principal members. These are the cheapest medical aids in South Africa. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Momentum Ingwe A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 589 R 589 R 589 No No No Unlimited
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 589 R 589 R 589 No No No Network
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 589 R 589 R 589 No No No State
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

MedMove Student:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 750 R 750 R 750 No No No Network
View Full Plan
Child rates: Up to age 26yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Profmed ProSelect Savvy A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,022 R 1,284 R 782 No No No Network
View Full Plan
Child rates: Up to age 21yrs, unless student, then 28yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed Savvy:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,055 R 1,055 R 775 No No
View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,143 R 1,143 R 299 No No No State
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start Regional A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,184 R 1,184 R 713 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Shuttle A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,265 R 1,265 R 675 No No No
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,296 R 1,296 R 593 No No No Network
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,331 R 1,331 R 811 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Active Smart:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,350 R 1,350 R 1,350 No No No
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Core A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,381 R 1,381 R 361 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State C:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,492 R 1,492 R 372 No No No State
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonStart:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,498 R 1,498 R 1,498 No No No Network
View Full Plan
Child rates: Up to 24yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Explorer A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,545 R 1370 R 715 No No No
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonCap A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,554 R 1,554 R 732 No No No Network
View Full Plan
Child rates: Up to 24yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State D:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,609 R 1,609 R 400 No No No State
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Genesis Med 100:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,610 R 1,610 R 505 No No No Unlimited
View Full Plan
Child rates: Under 21 yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Rhythm1 A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,615 R 1,615 R 665 No No No Network
View Full Plan
Child rates: Under 24 unless registered student, then under 26. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

MedMove:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,638 R 1,638 R 1,638 No No No
View Full Plan
Child rates: Up to age 26yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network C:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,650 R 1,650 R 618 No No No Network
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Shuttle B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,660 R 1,660 R 865 No No No
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Dynamic Smart:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,681 R 1,681 R 1,681 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,684 R 1,684 R 668 No No No Unlimited
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediCurve:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,701 R 1,701 R 450 No No No Network
View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. .
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Core B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,723 R 1,723 R 427 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medimed Essential A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,750 R 1,750 R 540 R 2,100 No No Network
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Profmed ProSelect Savvy B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,751 R 1,926 R 783 No No No Network
View Full Plan
Child rates: Up to age 21yrs, unless student, then 28yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start Regional B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,790 R 1,790 R 805 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Plus A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,817 R 1,817 R 661 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medimed Alpha:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,820 R 1,820 R 620 No No No Any hospital
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Evolve:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,847 R 1,847 R 1,847 No No No Network
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Rhythm1 B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,883 R 1,883 R 800 No No No Network
View Full Plan
Child rates: Under 24 unless registered student, then under 26. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonCap B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,897 R 1,897 R 872 No No No Network
View Full Plan
Child rates: Up to 24yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonStart Plus:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,907 R 1,813 R 840 No No No Network
View Full Plan
Child rates: Up to 24yrs. Under 21yrs.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Explorer B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,950 R 1725 R 870 No No No
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start B:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,952 R 1,952 R 878 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 1 Elect:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 1,953 R 1,526 R 711 No Network
View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.



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