Below are open medical aid plans that cost less than R2,000 per month for principal members. These are the cheapest medical aids in South Africa. To see other price points, click here.
Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.
Momentum Ingwe A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 589 | R 589 | R 589 | No | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe Network A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 589 | R 589 | R 589 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe State A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 589 | R 589 | R 589 | No | No | No | State | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
MedMove Student:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 750 | R 750 | R 750 | No | No | No | Network | View Full Plan |
Child rates: Up to age 26yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Profmed ProSelect Savvy A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,022 | R 1,284 | R 782 | No | No | No | Network | View Full Plan |
Child rates: Up to age 21yrs, unless student, then 28yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Fedhealth FlexiFed Savvy:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,055 | R 1,055 | R 775 | No | No | View Full Plan |
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Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe State B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,143 | R 1,143 | R 299 | No | No | No | State | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Start Regional A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,184 | R 1,184 | R 713 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Suremed Shuttle A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,265 | R 1,265 | R 675 | No | No | No | View Full Plan |
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Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe Network B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,296 | R 1,296 | R 593 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Start A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,331 | R 1,331 | R 811 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery Active Smart:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,350 | R 1,350 | R 1,350 | No | No | No | View Full Plan |
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Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Core A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,381 | R 1,381 | R 361 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe State C:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,492 | R 1,492 | R 372 | No | No | No | State | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas BonStart:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,498 | R 1,498 | R 1,498 | No | No | No | Network | View Full Plan |
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Suremed Explorer A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,545 | R 1370 | R 715 | No | No | No | View Full Plan |
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Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas BonCap A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,554 | R 1,554 | R 732 | No | No | No | Network | View Full Plan |
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe State D:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,609 | R 1,609 | R 400 | No | No | No | State | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Genesis Med 100:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,610 | R 1,610 | R 505 | No | No | No | Unlimited | View Full Plan |
Child rates: Under 21 yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bestmed Rhythm1 A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,615 | R 1,615 | R 665 | No | No | No | Network | View Full Plan |
Child rates: Under 24 unless registered student, then under 26. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
MedMove:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,638 | R 1,638 | R 1,638 | No | No | No | View Full Plan |
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Child rates: Up to age 26yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe Network C:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,650 | R 1,650 | R 618 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Suremed Shuttle B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,660 | R 1,660 | R 865 | No | No | No | View Full Plan |
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Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery Dynamic Smart:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,681 | R 1,681 | R 1,681 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,684 | R 1,684 | R 668 | No | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medshield MediCurve:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,701 | R 1,701 | R 450 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs, or students under 28 yrs. . ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Core B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,723 | R 1,723 | R 427 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medimed Essential A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,750 | R 1,750 | R 540 | R 2,100 | No | No | Network | View Full Plan |
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Profmed ProSelect Savvy B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,751 | R 1,926 | R 783 | No | No | No | Network | View Full Plan |
Child rates: Up to age 21yrs, unless student, then 28yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Start Regional B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,790 | R 1,790 | R 805 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Plus A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,817 | R 1,817 | R 661 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medimed Alpha:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,820 | R 1,820 | R 620 | No | No | No | Any hospital | View Full Plan |
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Evolve:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,847 | R 1,847 | R 1,847 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bestmed Rhythm1 B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,883 | R 1,883 | R 800 | No | No | No | Network | View Full Plan |
Child rates: Under 24 unless registered student, then under 26. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas BonCap B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,897 | R 1,897 | R 872 | No | No | No | Network | View Full Plan |
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas BonStart Plus:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,907 | R 1,813 | R 840 | No | No | No | Network | View Full Plan |
Child rates: Up to 24yrs. Under 21yrs. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Suremed Explorer B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,950 | R 1725 | R 870 | No | No | No | View Full Plan |
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Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Start B:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,952 | R 1,952 | R 878 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Fedhealth FlexiFed 1 Elect:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 1,953 | R 1,526 | R 711 | No | Network | View Full Plan |
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Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |