Medical aid that costs less than R2,000pm for main member:

Table of Contents:

Below are open medical aid plans that cost less than R2,000 per month for principal members. These are the cheapest medical aids in South Africa. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Momentum Ingwe Network A:

Main Adult Child
2025 cost: R 589 R 589 R 589
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 645 R 645 R 581
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R0-R1500/m.
View all benefits for this plan
.

Momentum Ingwe A:

Main Adult Child
2025 cost: R 589 R 589 R 589
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,079 R 1079 R 645
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R0-R1500/m.
View all benefits for this plan
.

Momentum Ingwe Connect A:

Main Adult Child
2025 cost: R 589 R 589 R 589
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 645 R 645 R 301
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: State
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R0-R1500/m.
View all benefits for this plan
.

MedMove Student:

Main Adult Child
2025 cost: R 750 R 750 R 750
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 804 R 804 R 804
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to age 26yrs; Pay for all children
Income Criteria: This plan is only available if household income is R0-R900/m.
View all benefits for this plan
.

Profmed ProSelect Savvy A:

Main Adult Child
2025 cost: R 1,022 R 1,284 R 782
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,078 R 1,355 R 825
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Pay for all children
Income Criteria: This plan is only available if household income is R0-R7,000/m.
View all benefits for this plan
.

Fedhealth FlexiFed Savvy:

Main Adult Child
2025 cost: R 1,055 R 1,055 R 775
Day-to-Day Benefit:
Savings: R0, but Flexible Flexible Flexible
Main Adult Child
2026 cost: R 1,155 R 1,155 R 849
Day-to-Day Benefit:
Savings: R0, but Flexible Flexible Flexible
Hospital Choice: Network
Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
View all benefits for this plan
.

Momentum Ingwe Connect B:

Main Adult Child
2025 cost: R 1,143 R 1,143 R 299
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,252 R 1,252 R 328
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: State
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R1,500-R9,000/m.
View all benefits for this plan
.

Discovery KeyCare Start Regional A:

Main Adult Child
2025 cost: R 1,184 R 1,184 R 713
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,278 R 1,278 R 769
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R0-R10,100/m.
View all benefits for this plan
.

Suremed Shuttle A:

Main Adult Child
2025 cost: R 1,265 R 1,265 R 675
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 1,265 R 1,265 R 675
Day-to-Day Benefit:
Savings: None None None
Hospital Choice:
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R0-R9,000/m.
View all benefits for this plan
.

Momentum Ingwe Network B:

Main Adult Child
2025 cost: R 1,296 R 1,296 R 593
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,425 R 1,425 R 652
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R1,500-R9,000/m.
View all benefits for this plan
.

Discovery KeyCare Start A:

Main Adult Child
2025 cost: R 1,331 R 1,331 R 811
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,436 R 1,436 R 875
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R0-R10,550/m.
View all benefits for this plan
.

Discovery Active Smart:

Main Adult Child
2025 cost: R 1,350 R 1,350 R 1,350
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,350 R 1,350 R 1,350
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
.

Discovery KeyCare Core A:

Main Adult Child
2025 cost: R 1,381 R 1,381 R 361
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,490 R 1,490 R 390
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R0-R9,900/m.
View all benefits for this plan
.

Momentum Ingwe Connect C:

Main Adult Child
2025 cost: R 1,492 R 1,492 R 372
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,635 R 1,635 R 408
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: State
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R9,001-R11,950/m.
View all benefits for this plan
.

Bonitas BonStart:

Main Adult Child
2025 cost: R 1,498 R 1,498 R 1,498
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,603 R 1,603 R 1,603
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Pay for all children
View all benefits for this plan
.

Suremed Explorer A:

Main Adult Child
2025 cost: R 1,545 R 1370 R 715
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 1,545 R 1370 R 715
Day-to-Day Benefit:
Savings: None None None
Hospital Choice:
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R501-R8,500/m.
View all benefits for this plan
.

Bonitas BonCap A:

Main Adult Child
2025 cost: R 1,554 R 1,554 R 732
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,730 R 1,730 R 815
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Pay for all children
Income Criteria: This plan is only available if household income is R0-R11,250/m.
View all benefits for this plan
.

Momentum Ingwe Connect D:

Main Adult Child
2025 cost: R 1,609 R 1,609 R 400
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,763 R 1,763 R 438
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: State
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R11,951-R17,000/m.
View all benefits for this plan
.

Genesis Med 100:

Main Adult Child
2025 cost: R 1,610 R 1,610 R 505
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,680 R 1,680 R 525
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Unlimited
Child rates: Child rates for Under 21 yrs; Pay for all children
View all benefits for this plan
.

Bestmed Rhythm1 A:

Main Adult Child
2025 cost: R 1,615 R 1,615 R 665
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,736 R 1,736 R 715
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Pay for all children
Income Criteria: This plan is only available if household income is R0-R9,000/m.
View all benefits for this plan
.

MedMove:

Main Adult Child
2025 cost: R 1,638 R 1,638 R 1,638
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,734 R 1,734 R 1,734
Day-to-Day Benefit:
Savings: None None None
Hospital Choice:
Child rates: Child rates for Up to age 26yrs; Pay for all children
View all benefits for this plan
.

Momentum Ingwe Network C:

Main Adult Child
2025 cost: R 1,650 R 1,650 R 618
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,814 R 1,814 R 680
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R9,001-R11,950/m.
View all benefits for this plan
.

Suremed Shuttle B:

Main Adult Child
2025 cost: R 1,660 R 1,660 R 865
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 1,660 R 1,660 R 865
Day-to-Day Benefit:
Savings: None None None
Hospital Choice:
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R9,001-R13,000/m.
View all benefits for this plan
.

Discovery Dynamic Smart:

Main Adult Child
2025 cost: R 1,681 R 1,681 R 1,681
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,797 R 1,797 R 1,797
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
.

Momentum Ingwe B:

Main Adult Child
2025 cost: R 1,684 R 1,684 R 668
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,852 R 1,852 R 735
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R1,500-R9,000/m.
View all benefits for this plan
.

Medshield MediCurve:

Main Adult Child
2025 cost: R 1,701 R 1,701 R 450
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,821 R 1,821 R 483
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Pay for all children
View all benefits for this plan
.

Discovery KeyCare Core B:

Main Adult Child
2025 cost: R 1,723 R 1,723 R 427
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,859 R 1,859 R 461
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R9,901-R15,990/m.
View all benefits for this plan
.

Medimed Essential A:

Main Adult Child
2025 cost: R 1,750 R 1,750 R 540
Day-to-Day Benefit:
Savings: R 2,100 R 2,100 R 648
Main Adult Child
2025 cost: R 1,750 R 1,750 R 540
Day-to-Day Benefit:
Savings: R 2,100 R 2,100 R 648
Hospital Choice: Network
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R0-R11,000/m.
View all benefits for this plan
.

Profmed ProSelect Savvy B:

Main Adult Child
2025 cost: R 1,751 R 1,926 R 783
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 1,751 R 1,926 R 783
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Pay for all children
Income Criteria: This plan is only available if household income is R7,001-R11,000/m.
View all benefits for this plan
.

Discovery KeyCare Start Regional B:

Main Adult Child
2025 cost: R 1,790 R 1,790 R 805
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,932 R 1,932 R 869
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R10,101-R15,250/m.
View all benefits for this plan
.

Discovery KeyCare Plus A:

Main Adult Child
2025 cost: R 1,817 R 1,817 R 661
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2026 cost: R 1,961 R 1,961 R 713
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R0-R9,900/m.
View all benefits for this plan
.

Medimed Alpha:

Main Adult Child
2025 cost: R 1,820 R 1,820 R 620
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 1,820 R 1,820 R 620
Day-to-Day Benefit:
Savings: None None None
Hospital Choice: Any hospital
Child rates: Child rates for ; Pay for all children
View all benefits for this plan
.

Suremed Explorer B:

Main Adult Child
2025 cost: R 1,950 R 1725 R 870
Day-to-Day Benefit:
Savings: None None None
Main Adult Child
2025 cost: R 1,950 R 1725 R 870
Day-to-Day Benefit:
Savings: None None None
Hospital Choice:
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R8,501-R13,000/m.
View all benefits for this plan
.
Great news!
We'll help you squeeze the most out of your cover

Every Friday, you’ll have free inside-help for your medical aid, gap cover and claim issues. Plus: 

💥 Super Deals on wellness products and services
💥 Latest 🇿🇦 healthcare news,
💥 Free healthcare guides, to download and print
💥 Access to free online and offline workshops
💥 Fun weekend read, just for South Africans

Join 5k 🇿🇦 subscribers. We never share your info.

What does a “PMBs only” restriction mean?
In this case, the scheme will only pay for diagnosis, treatment and management of a claim for one of 270 pre-defined conditions (PMBs). Read more, and see full list of PMB conditions. 

What does “From Risk” mean?
The scheme will pay for this claim from its own funds, not from your savings or other day-to-day benefits. 

What is a DSP?
A Designated Service Provider. The scheme has a network of providers, and will often only pay claims in full if you use a DSP. If you choose another provider, you might have a co-payment, or even no cover. 

Compare Plans:
Plan A:

Scheme to compare:

Plan B:

Scheme to compare:

Our Guides (free!)

Get the Guides for free when you join our 5k+ 🇿🇦 newsletter subscribers. We never share your info.

Articles: