Waiting periods and medical aid: what you need to know (2026)
05/01/2026
Waiting periods can prevent you from getting the cover that you need – but they are not always applied. Find out rules here.
Waiting periods can prevent you from getting the cover that you need – but they are not always applied. Find out rules here.
No, you cannot. You have access to any open medical aid scheme, no matter how old or sick you are.
Some – but not all! – people who join a medical aid and are 35+ yrs old will pay a Late Joiner Penalty. We explain whether this penalty applies to you, and how much extra it would cost you.