Can I be refused membership
of a Medical Aid Scheme?
25/01/2025
No, you cannot. You have access to any open medical aid scheme, no matter how old or sick you are.
No, you cannot. You have access to any open medical aid scheme, no matter how old or sick you are.
Waiting periods can prevent you from getting the cover that you need – but they are not always applied. Find out rules here.
Some – but not all! – people who join a medical aid and are 35+ yrs old will pay a Late Joiner Penalty. We explain whether this penalty applies to you, and how much extra it would cost you.