
Pregnant with no medical aid? (2026)
What kind of cover can you expect if you join a medical aid while pregnant? What about cover for your baby?

What kind of cover can you expect if you join a medical aid while pregnant? What about cover for your baby?

No, you cannot. You have access to any open medical aid scheme, no matter how old or sick you are.

A quick guide to how you can change your medical aid plan, including the resignation procedure, and things to look out for, such as imposed waiting periods from your new scheme

Waiting periods can prevent you from getting the cover that you need – but they are not always applied. Find out rules here.

There are 4 specific circumstances in which a new member can avoid a waiting period – but it’s not usually in the member’s control.