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Pregnant with no medical aid? (2026)
What kind of cover can you expect if you join a medical aid while pregnant? What about cover for your baby?
Medical Aid: What you need to know
The most essential things you need to know if you are considering joining a medical aid scheme, including Late Joiner Penalties and Waiting Periods
Can I be refused membership
of a Medical Aid Scheme?
No, you cannot. You have access to any open medical aid scheme, no matter how old or sick you are.
PMBs: everything you need to know about Prescribed Minimum Benefits
This is essential reading! Inside is a helpful introduction to PMBs, and what they mean for you as a medical aid member. Includes links to all PMB conditions and treatments. This will save you money.
Medical aid jargon, explained (2026)
Medical aid and PMBs? DSPs? PPNs? We decipher the medical aid jargon into plain(er) English :-).
How to change your medical aid (2026)
A quick guide to how you can change your medical aid plan, including the resignation procedure, and things to look out for, such as imposed waiting periods from your new scheme
Waiting periods and medical aid: what you need to know (2026)
Waiting periods can prevent you from getting the cover that you need – but they are not always applied. Find out rules here.
Late Joiner Penalty and medical aid:
what you need to know (2026)
Some – but not all! – people who join a medical aid and are 35+ yrs old will pay a Late Joiner Penalty. We explain whether this penalty applies to you, and how much extra it would cost you.
10 real ways to save money on your medical aid in 2026!
There are real things you can do to save money and optimize your plan. Example: some plans don’t charge for all your kids.
How medical aid pays for
day-to-day claims (2026)
A quick explanation of how medical aids pay for claims, including the scheme rate, scheme rate, day-to-day claims, and claims for in-hospital services.
Medical Emergency and ER visits:
who pays what (2026)?
All plans have different ways they cover ER visits. However, all plans have to cover ER visits that are a medical emergency, since medical emergencies are by default considered PMBs.