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We have found that some schemes and brokers misrepresent or miscalculate how the late joiner penalty is applied. We have laid three complaints with the Council of Medical Schemes. If you are paying a late joiner penalty, you can use the information on this page to determine if you are paying the correct penalty.
Should medical schemes fund experimental treatments if they are a member's only option for survival?
Savings With plans that have a savings facility as part of the day-to-day benefit, you get an annual allowance, known as your savings account. It...