
How to change your medical aid (2026)
A quick guide to how you can change your medical aid plan, including the resignation procedure, and things to look out for, such as imposed waiting periods from your new scheme

A quick guide to how you can change your medical aid plan, including the resignation procedure, and things to look out for, such as imposed waiting periods from your new scheme

To help you focus your search, you can now view all the open medical aid plans by price. Find a new Medical Aid by price: Click on the price points that suits your budget. These prices are for main member, per month, including savings account if applicable: Up to R2,000pm

This is essential reading! Inside is a helpful introduction to PMBs, and what they mean for you as a medical aid member. Includes links to all PMB conditions and treatments. This will save you money.

Some – but not all! – people who join a medical aid and are 35+ yrs old will pay a Late Joiner Penalty. We explain whether this penalty applies to you, and how much extra it would cost you.
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The most essential things you need to know if you are considering joining a medical aid scheme, including Late Joiner Penalties and Waiting Periods

A quick guide to how you can change your medical aid plan, including the resignation procedure, and things to look out for, such as imposed waiting periods from your new scheme

Waiting periods can prevent you from getting the cover that you need – but they are not always applied. Find out rules here.

What kind of cover can you expect if you join a medical aid while pregnant? What about cover for your baby?

There are real things you can do to save money and optimize your plan. Example: some plans don’t charge for all your kids.

No, you cannot. You have access to any open medical aid scheme, no matter how old or sick you are.

This is essential reading! Inside is a helpful introduction to PMBs, and what they mean for you as a medical aid member. Includes links to all PMB conditions and treatments. This will save you money.

Medical aid and PMBs? DSPs? PPNs? We decipher the medical aid jargon into plain(er) English :-).