Below are open medical aid plans that cost R3,000 – R3,999 per month for principal members. To see other price points, click here.
Discovery KeyCare Start Regional C:
| Main | Adult | Child | |
| Per month: | R 3,011 | R 3,100 | R 922 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R15,251+/m. |
Discovery Classic Smart:
| Main | Adult | Child | |
| Per month: | R 3,018 | R 2,381 | R 1,205 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
Fedhealth FlexiFed 2 Elect:
| Main | Adult | Child | |
| Per month: | R 3,104 | R 2,775 | R 922 |
|---|---|---|---|
| Savings: | R0, but Flexible | Flexible | Flexible |
| SPG*: | 8,724 | ||
| ATB*: |
|
||
| Hospital Choice: | Network |
| Child rates: | Up to 27yrs if student, otherwise up to 21yrs Only pay for 3 children |
| SPG*: | Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info. |
| ATB*: | Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info. |
Bestmed Rhythm2 B:
| Main | Adult | Child | |
| Per month: | R 3,300 | R 3,000 | R 1759 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 24yrs. Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R5,501-R8,500/m. |
Bestmed Beat 2:
| Main | Adult | Child | |
| Per month: | R 3,084 | R 2,395 | R 1299 |
|---|---|---|---|
| Savings: | R 5,916 | R 4,596 | R 2,496 |
| Hospital Choice: | Unlimited |
| Child rates: | Under 24yrs. Only pay for 3 children |
Medihelp MedVital:
| Main | Adult | Child | |
| Per month: | R 3,096 | R 2,376 | R 1,062 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: |
|
||
| Hospital Choice: | Any hospital |
| Child rates: | Up to age 26yrs Only pay for 2 children under 18yrs |
Discovery Classic Delta Core:
| Main | Adult | Child | |
| Per month: | R 3,126 | R 2,465 | R 1,250 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
Profmed ProActive Plus Savvy:
| Main | Adult | Child | |
| Per month: | R 3,164 | R 2,914 | R 1,235 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: |
|
||
| Hospital Choice: | Network |
| Child rates: | Up to age 21yrs, unless student, then 28yrs Pay for all children |
Medihelp MedAdd Elect:
| Main | Adult | Child | |
| Per month: | R 3,186 | R 2,496 | R 1,100 |
|---|---|---|---|
| Savings: | R 5,780 | R 4,496 | R 2,016 |
| Hospital Choice: | Network |
| Child rates: | Up to age 26yrs Only pay for 2 children under 18yrs |
Medshield MediValue:
| Main | Adult | Child | |
| Per month: | R 3,207 | R 2,802 | R 906 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: |
|
||
| Hospital Choice: | Network |
| Child rates: | Under 21yrs, or students under 28 yrs Only pay for 3 children (excl students) |
Momentum Custom (State provider for chronic):
| Main | Adult | Child | |
| Per month: | R 3,295 | R 2,487 | R 1207 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21yrs Only pay for 3 children |
Discovery Coastal Core:
| Main | Adult | Child | |
| Per month: | R 3,250 | R 2,438 | R 1,291 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Coastal |
| Child rates: | Under 21yrs Only pay for 3 children |
Momentum Ingwe Connect F:
| Main | Adult | Child | |
| Per month: | R 3,302 | R 3,302 | R 750 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | State |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R22,402+/m. |
Sizwe Essential Copper:
| Main | Adult | Child | |
| Per month: | R 3,625 | R 3625 | R 1255 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Up to age 26 Only pay for 3 children |
Momentum Custom Network (and Network provider for chronic):
| Main | Adult | Child | |
| Per month: | R 3,334 | R 2,586 | R 1178 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
Keyhealth Equilibrium:
| Main | Adult | Child | |
| Per month: | R 3,296 | R 2,035 | R 1014 |
|---|---|---|---|
| Savings: | R 2,880 | R 1,776 | R 888 |
| Fund: | R3,615 | R2,490 | R1,105 |
| Hospital Choice: | Netcare, Life and selected Mediclinics |
| Child rates: | Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. Only pay for 3 children |
Bonitas BonCap C:
| Main | Adult | Child | |
| Per month: | R 3,404 | R 3,404 | R 1288 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Up to 24yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R18,251-R23,740/m. |
Momentum Incentive Network (and State provider for chronic):
| Main | Adult | Child | |
| Per month: | R 3,362 | R 2,653 | R 1,290 |
|---|---|---|---|
| Savings: | R 4,032 | R 3,180 | R 1,548 |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
Discovery KeyCare Start C:
| Main | Adult | Child | |
| Per month: | R 3,306 | R 3,306 | R 992 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R15,951-R24,250/m. |
Suremed Explorer C:
| Main | Adult | Child | |
| Per month: | R 3,095 | R 3095 | R 901 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | |
| Child rates: | Pay for all children |
| Income Criteria: | This plan is only available if household income is R13,000-R17,000/m. |
Medihelp MedReach:
| Main | Adult | Child | |
| Per month: | R 3,360 | R 2,634 | R 1,092 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: |
|
||
| Hospital Choice: | Network |
| Child rates: | Up to age 26yrs Pay for all children |
Discovery Essential Core:
| Main | Adult | Child | |
| Per month: | R 3,356 | R 2,517 | R 1,347 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21yrs Only pay for 3 children |
Discovery KeyCare Start Regional D:
| Main | Adult | Child | |
| Per month: | R 3,430 | R 3,430 | R 961 |
|---|
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is /m. |
Genesis Med 200 Plus:
| Main | Adult | Child | |
| Per month: | R 3,400 | R 3,400 | R 675 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: | R9,900 | R9,900 | 0 |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21 yrs Pay for all children |
Momentum Ingwe D:
| Main | Adult | Child | |
| Per month: | R 3,527 | R 3,527 | R 822 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R11,951-R17,000/m. |
Fedhealth FlexiFed 3 Elect:
| Main | Adult | Child | |
| Per month: | R 3,705 | R 3,398 | R 1,314 |
|---|---|---|---|
| Savings: | R0, but Flexible | Flexible | Flexible |
| SPG*: | 14,472 | ||
| ATB*: |
|
||
| Hospital Choice: | Network |
| Child rates: | Up to 27yrs if student, otherwise up to 21yrs Only pay for 3 children |
| SPG*: | Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info. |
| ATB*: | Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info. |
Momentum Ingwe Network E:
| Main | Adult | Child | |
| Per month: | R 3,576 | R 3,576 | R 1053 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R17,001-R22,400/m. |
Bonitas Hospital Standard:
| Main | Adult | Child | |
| Per month: | R 3,561 | R 2,999 | R 1,353 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Up to 24yrs Only pay for 3 children |
Momentum Ingwe Network F:
| Main | Adult | Child | |
| Per month: | R 3,590 | R 3590 | R 1058 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | |
| Child rates: | Under 21yrs Pay for all children |
| Income Criteria: | This plan is only available if household income is R22,402+/m. |
Medimed Standard D:
| Main | Adult | Child | |
| Per month: | R 3,280 | R 3,280 | R 700 |
|---|---|---|---|
| Savings: | R 9,840 | R 9,840 | R 2,100 |
| Fund: |
|
||
| Hospital Choice: | Any hospital |
| Child rates: | Pay for all children |
| Income Criteria: | This plan is only available if household income is R23,001+/m. |
Profmed ProActive Plus Premium:
| Main | Adult | Child | |
| Per month: | R 3,516 | R 3,239 | R 1,370 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: |
|
||
| Hospital Choice: | Unlimited |
| Child rates: | Up to age 21yrs, unless student, then 28yrs Pay for all children |
Bonitas Primary:
| Main | Adult | Child | |
| Per month: | R 3,588 | R 2,807 | R 1141 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: |
|
||
| Hospital Choice: | Network |
| Child rates: | Up to 24yrs Only pay for 3 children |
Bestmed Rhythm1 C:
| Main | Adult | Child | |
| Per month: | R 3,615 | R 3,615 | R 1873 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 24yrs. Pay for all children |
| Income Criteria: | This plan is only available if household income is R14,001+/m. |
Sizwe Access Saver 25%:
| Main | Adult | Child | |
| Per month: | R 3,911 | R 3,378 | R 785 |
|---|---|---|---|
| Savings: | R 11733 | R 10134 | R 2355 |
| Hospital Choice: | Network |
| Child rates: | Up to age 26 Only pay for 3 children |
Fedhealth FlexiFed 2 Grid:
| Main | Adult | Child | |
| Per month: | R 3,719 | R 3,315 | R 1,098 |
|---|---|---|---|
| Savings: | R0, but Flexible | Flexible | Flexible |
| SPG*: | 8,724 | ||
| ATB*: |
|
||
| Hospital Choice: | Network |
| Child rates: | Up to 27yrs if student, otherwise up to 21yrs Only pay for 3 children |
| SPG*: | Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info. |
| ATB*: | Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once you've paid the Self Payment Gap. More info. |
Bestmed Rhythm2 C:
| Main | Adult | Child | |
| Per month: | R 3,516 | R 3,165 | R 1759 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 24yrs. Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R8,501+/m. |
Cape Medical 100 Saver:
| Main | Adult | Child | |
| Per month: | R 3,447 | R 3,447 | R 520 |
|---|---|---|---|
| Savings: | R 4,200 | R 4,200 | R 660 |
| Hospital Choice: | Life, Mediclinic or Netcare |
| Child rates: | Under 21yrs Under 21yrs |
Discovery KeyCare Start D:
| Main | Adult | Child | |
| Per month: | R 3,765 | R 3,765 | R 1,024 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R24,251+/m. |
Sizwe Gold Ascend EDO:
| Main | Adult | Child | |
| Per month: | R 4,249 | R 4,077 | R 1171 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: |
|
||
| Hospital Choice: | Network |
| Child rates: | Up to age 26 Only pay for 3 children |
Cape Medical 200:
| Main | Adult | Child | |
| Per month: | R 3,577 | R 3,577 | R 631 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Life, Mediclinic or Netcare |
| Child rates: | Under 21yrs Under 21yrs |
Momentum Custom (Network provider for chronic):
| Main | Adult | Child | |
| Per month: | R 3,953 | R 3,089 | R 1,437 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21yrs Only pay for 3 children |
Discovery Classic Delta Saver:
| Main | Adult | Child | |
| Per month: | R 3,875 | R 3,062 | R 1,556 |
|---|---|---|---|
| Savings: | R 8,688 | R 6,864 | R 3,492 |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
Discovery Essential Saver:
| Main | Adult | Child | |
| Per month: | R 3,886 | R 2,914 | R 1,556 |
|---|---|---|---|
| Savings: | R 4,356 | R 3,264 | R 1,740 |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21yrs Only pay for 3 children |
Discovery Classic Core:
| Main | Adult | Child | |
| Per month: | R 3,985 | R 3,083 | R 1,562 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21yrs Only pay for 3 children |
Discovery KeyCare Plus C:
| Main | Adult | Child | |
| Per month: | R 3,980 | R 3,980 | R 1,064 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | Network |
| Child rates: | Under 21yrs Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R15,991+/m. |
Sizwe Gold Ascend:
| Main | Adult | Child | |
| Per month: | R 4,468 | R 4,291 | R 1234 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: |
|
||
| Hospital Choice: | |
| Child rates: | Up to age 26 Only pay for 3 children |
Bestmed Beat 3 Network:
| Main | Adult | Child | |
| Per month: | R 4,062 | R 2,898 | R 1,434 |
|---|---|---|---|
| Savings: | R 7,308 | R 5,220 | R 2,580 |
| Hospital Choice: | Network |
| Child rates: | Under 24yrs. Only pay for 3 children |
Profmed ProSecure Savvy A:
| Main | Adult | Child | |
| Per month: | R 3,803 | R 3,803 | R 1,724 |
|---|---|---|---|
| Savings: | None | None | None |
| Fund: |
|
||
| Hospital Choice: | Network |
| Child rates: | Up to age 21yrs, unless student, then 28yrs Only pay for 3 children |
| Income Criteria: | This plan is only available if household income is R0-R11,000/m. |
Suremed Explorer D:
| Main | Adult | Child | |
| Per month: | R 3,860 | R 3860 | R 1200 |
|---|---|---|---|
| Savings: | None | None | None |
| Hospital Choice: | |
| Child rates: | Pay for all children |
| Income Criteria: | This plan is only available if household income is R17,000+/m. |
Compcare SaverCare Plus:
| Main | Adult | Child | |
| Per month: | R 3,999 | R 3,340 | R 1,198 |
|---|---|---|---|
| Savings: | R 7,188 | R 6,000 | R 2,148 |
| Fund: | R4,809 | R4,020 | R1,446 |
| Hospital Choice: | Unlimited |
| Child rates: | Under 21yrs Only pay for 3 children |
