Bestmed: All the 2026 medical aid plans

Contents:

A quick summary of all the Bestmed plans (Beat, Pace and Rhythm), including cost per member and families, and short plan bio. If you want more detail, each plan has a link to full benefits.

The Beat Series offers a hospital plan (Beat 1) as well as plans with a savings account. Beat 1, 2 and 3 have options of using Network hospitals only, for a lower premium.

Bestmed Beat 1:

2026 Main Adult Child
Per month: R 2,523 R 1,959 R 1061
Savings: None None None
2027 Main Adult Child
Per month: R 2,712 R 2,106 R 1,109
Savings: None None None
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Beat 1 Network:

2026 Main Adult Child
Per month: R 2,269 R 1,764 R 956
Savings: None None None
2027 Main Adult Child
Per month: R 2,439 R 1,896 R 999
Savings: None None None
Hospital Choice: Network
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Beat 2:

2026 Main Adult Child
Per month: R 3,084 R 2,395 R 1299
Savings: R 5,916 R 4,596 R 2,496
2027 Main Adult Child
Per month: R 3,315 R 2,575 R 1,357
Savings: R 6,360 R 4,944 R 1,736
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Beat 2 Network:

2026 Main Adult Child
Per month: R 2,775 R 2,156 R 1167
Savings: R 5,328 R 4,140 R 2,244
2027 Main Adult Child
Per month: R 2,983 R 2,318 R 1,220
Savings: R 5,724 R 4,452 R 2,340
Hospital Choice: Network
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Beat 3 Network:

2026 Main Adult Child
Per month: R 4,062 R 2,898 R 1,434
Savings: R 7,308 R 5,220 R 2,580
2027 Main Adult Child
Per month: R 4,367 R 3,115 R 1,542
Savings: R 7,860 R 5,604 R 2,772
Hospital Choice: Network
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Beat 3 Plus:

2026 Main Adult Child
Per month: R 5,042 R 3,746 R 1,902
Savings: R 15,132 R 11,244 R 5,712
2027 Main Adult Child
Per month: R 5,370 R 3,989 R 1,988
Savings: R 16,116 R 11,964 R 5,964
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Beat 4:

2026 Main Adult Child
Per month: R 7,365 R 6,082 R 1,821
Savings: R 12,372 R 10,212 R 3,060
Fund:
  • Main= R16,227
  • Main+1= R32,452
2027 Main Adult Child
Per month: R 7,991 R 6,599 R 1,976
Savings: R 13,428 R 11,088 R 3,324
Fund:
  • Main= R16,876
  • Main+1= R33,750
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Pace 1:

2026 Main Adult Child
Per month: R 5,934 R 4,289 R 1541
Savings: R 13,524 R 9,780 R 3,516
Fund:
  • Main= R13,794
  • Main+1= R27,586
2027 Main Adult Child
Per month: R 6,349 R 4,589 R 1649
Savings: R 14,472 R 10,464 R 3,756
Fund:
  • Main= R14,346
  • Main+1= R28,689
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Pace 2:

2026 Main Adult Child
Per month: R 8,766 R 8,596 R 1,933
Savings: R 14,724 R 14,436 R 3,252
Fund:
  • Main= R17,233
  • Main+1= R34,465
2027 Main Adult Child
Per month: R 9,511 R 9,327 R 2,097
Savings: R 15,984 R 15,672 R 3,528
Fund:
  • Main= R17,922
  • Main+1= R35,844
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Pace 3:

2026 Main Adult Child
Per month: R 10,064 R 8,101 R 1,731
Savings: R 16,908 R 13,608 R 2,904
Fund:
  • Main= R23,028
  • Main+1= R47,590
2027 Main Adult Child
Per month: R 10,919 R 8,790 R 1,878
Savings: R 18,348 R 14,772 R 3,156
Fund:
  • Main= R23,949
  • Main+1= R49,494
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Bestmed Pace 4:

2026 Main Adult Child
Per month: R 12,572 R 12,572 R 2,945
Savings: R 4,524 R 4,524 R 1056
Fund:
  • Main= R45,375
  • Main+1= R73,172
2027 Main Adult Child
Per month: R 13,641 R 13,641 R 3,195
Savings: R 4,908 R 4,908 R 1152
Fund:
  • Main= R47,190
  • Main+1= R76,099
Hospital Choice: Unlimited
Child rates: Under 24yrs.
Only pay for 3 children
View all benefits

Capitated Plans, by price

Below is a list of this scheme's capitated medical aid plans. With these plans, the less you make the less you pay for your medical aid. The benefits stay the same for all the income levels, only the price changes. We list all the capitated plans and explain them in more detail here.

Income Bracket Main Adult Child
Rhythm 1 A R0-R9,000 R 1,615 R 1,615 R 665 View all benefits
Rhythm 1 B R9,001-R14,000 R 1,883 R 1,883 R 800 View all benefits
Rhythm 1 C R14,001+ R 3,363 R 3,363 R 1742 View all benefits
Rhythm 2 A R0-R5,500 R 2,368 R 2,250 R 1425 View all benefits
Rhythm 2 B R5,501-R8,500 R 2,845 R 2,703 R 1707 View all benefits
Rhythm 2 C R8,501+ R 3,413 R 3,072 R 1707 View all benefits
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