Bestmed Beat 4:
dentistry, optometry and wellness (2026)

Contents:

This page has information on: Costs, Dentistry, Optometry, Wellness and Preventative and Other benefits for Bestmed Beat 4

Terminology:

  • PMBs: Prescribed Minimum Benefits. You can read more about PMBs, see a list of all PMB conditions or read more what "PMB only" benefit means.
  • DSPs: Designated Service Providers. Where stipulated, you must use specific providers to get full benefit.
  • Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product.
  • All schemes have extensive exclusions. We've tried to list the non-common ones here, but please consult your scheme or broker to get the full list.

Monthly Costs (2026)

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bestmed: Beat 4 (2026)
Main member: Adult member: Child member:
Total Cost pm:
  • R7,365
  • R6,082
  • R1,821
Savings:
  • R12,372
  • R10,212
  • R3,060
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • Main= R16,227
  • Main+1= R32,452
Children Rates:
  • Under 24yrs.
  • Only pay for 3 children
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Dentistry benefits (2026):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bestmed: Beat 4
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings:
  • R12,372
  • R10,212
  • R3,060
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • Main= R16,227
  • Main+1= R32,452
Other Day-to-Day Funds:
Standard Dentistry:
  • Preventative dentistry: paid by Bestmed. Includes exam, radiographs, scaling and polishing, fissure sealing and space maintainers
  • Standard dentistry: R7,149 per person and R14,359 per family from day-to-day benefit .
  • Benefit shared with specialised dentistry
Specialised Dentistry:
  • From day-to-day benefit
  • R7,149 per person and R14,359 per family
  • Benefit shared with standard dentistry
Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
In-Hospital Dentistry:
  • Dental and oral surgery: R12,772 per family, in or out of hospital
  • Major maxillofacial surgery: R16,678 per family
Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
Orthodontics:
  • Subject to pre-authorisation

Optometry benefits (2026):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bestmed: Beat 4
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings:
  • R12,372
  • R10,212
  • R3,060
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • Main= R16,227
  • Main+1= R32,452
Other Day-to-Day Funds:
Optometry:
Limit: Paid by scheme, every 24 months
Consult:1 per person
Frames:R1,270
Single lenses100% cost
Bifocals:100% cost
Multifocals100% cost
ContactsR2,085 as alternative to glasses
Refractive Surgery:R11,871 per eye
Notes:Above benefits from network provider. Other limits apply to non-network providers.
Note:
  • This section does not apply to ophthalmology benefits, which fall under "in-hospital" benefits. Some of those are PMBs, and are paid for in full by your scheme. You can read more about PMBs here.

Wellness/Preventative benefits (2026):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bestmed: Beat 4
Assume scheme pays all these costs, unless otherwise stated
Flu vaccination:
  • Covered
Pneumonia vaccines:
  • Covered
Biometric Screening:
  • Covered
Child Immunisation:
  • Covered
Pap Smear:
  • Covered, 18yrs+ every 24 months.
Mammogram:
  • Covered, women 40yrs+, every 24 months
PAS Test:
  • Covered, 50yrs+, every 24 months
HIV Test:
  • 1 test per person
Other:
  • Tempo Programme which includes bio screening, nutrition assessments, fitness and nutritional interventions (biokineticist and dietician consults)
View other benefits for this plan:
In-hospital | Out-of-hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
Compare any two plans, side by side | View all the Bestmed plans, with costs and brief summary.

Find all other open medical aid plans here.

Other benefits for 2026:

Beat 4
International Insurance: Leisure travel:
  • USA : 45 days and R1,000,000 per family.
  • All other countries: 90 days and R5 million for family
Business travel:
  • USA: 45 days and R1,000,000 per family.
  • All other countries: 60 days and R5 million for family
Other:
  • Wound care: R6,311 per family, from day-to-day benefit , (savings first)
    Important!
  • Unless specified, assume that all benefits are paid at 100% scheme rate.
  • No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
  • "Unlimited" benefits are still subject to authorisation, protocols and sublimits.
  • Assume that all benefits need to be pre-authorised.
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