• Benefits, Bonitas Plan, dentistry, optometry, Scheme Plans, wellness

Bonitas BonComplete: dentistry, optometry and wellness (2026)

Contents:

This page has information on: Costs, Dentistry, Optometry, Wellness and Preventative and Other benefits for Bonitas BonComplete

Terminology:

  • PMBs: Prescribed Minimum Benefits. You can read more about PMBs, see a list of all PMB conditions or read more what "PMB only" benefit means.
  • DSPs: Designated Service Providers. Where stipulated, you must use specific providers to get full benefit.
  • Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product.
  • All schemes have extensive exclusions. We've tried to list the non-common ones here, but please consult your scheme or broker to get the full list.

Monthly Costs (2026)

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bonitas: BonComplete (2026)
Main member: Adult member: Child member:
Total Cost pm:
  • R6,614
  • R5,298
  • R1,794
Savings:
  • R11,880
  • R9,516
  • R3,216
Self Payment Gap:
(What you need to pay out of pocket before you can access the "Above Threshold" benefit)
  • R2,350
  • R1,990
  • R510
"Above Threshold" benefit (ATB):
Additional cover the scheme makes available to you, once you've paid the self payment gap.
  • 6,250
  • 3,660
  • 1,600
Children Rates:
  • Up to 24yrs
  • Only pay for 3 children
medicalaid_guide
FREE GUIDE!
How to choose the right Medical Aid plan
Instant download when you subscribe

Dentistry benefits (2026):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Bonitas: BonComplete
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings:
  • R11,880
  • R9,516
  • R3,216
Self Payment Gap:
(What you need to pay out of pocket before you can access the "Above Threshold" benefit)
  • R2,350
  • R1,990
  • R510
"Above Threshold" benefit (ATB):
Additional cover the scheme makes available to you, once you've paid the self payment gap.
  • 6,250
  • 3,660
  • 1,600
Other Day-to-Day Funds:
  • Benefit Booster: R2,070 per family and use for out of hospital claims like GP consult(s), OTC medicine, etc
  • Available after completing a wellness screening and mental health assessment.
Standard Dentistry:
  • Paid by Bonitas. Includes:
    • 2 annual checkups
    • X-rays. (Extra-oral 1 every 3 years)
    • 2 annual scale and polish treatments per person
    • Fissure sealants for under 16yr olds
    • Fluoride treatments for children 5-16yrs
    • One filling per tooth every 2 years
    • Root canals, except for primary teeth
    • Plastic dentures, 1 set per person every 4 years
Specialised Dentistry:
  • Paid by Bonitas
  • Partial metal frame dentures: 1 frame per person every 5 years
  • Crowns and bridges: 1 crown per family per year
  • Implants: No benefit
  • Periodontics: Conservative, non-surgical therapy only
    		•  Gap Cover:
    Can cover most co-payments and increase sublimits
    (Plans coming soon)
    In-Hospital Dentistry:
    • Children under 5yrs: R3,640 co-payment, once per lifetime
    • All other admissions: R5,200 co-payment or R2,600 co-payment if done at day hospital
    		 Gap Cover:
    Can cover most co-payments and increase sublimits
    (Plans coming soon)
    Orthodontics:
    • Benefit granted where function is impaired, not for cosmetic reasons, at 65% scheme rate, for 9yrs-18yrs.
    • Only one member may begin treatment in a year.

    Optometry benefits (2026):

    (Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

    Bonitas: BonComplete
    Assume scheme pays all these costs, unless otherwise stated
    Main Member: Adult: Child:
    Savings:
    • R11,880
    • R9,516
    • R3,216
    Self Payment Gap:
    (What you need to pay out of pocket before you can access the "Above Threshold" benefit)
    • R2,350
    • R1,990
    • R510
    "Above Threshold" benefit (ATB):
    Additional cover the scheme makes available to you, once you've paid the self payment gap.
    • 6,250
    • 3,660
    • 1,600
    Other Day-to-Day Funds:
    • Benefit Booster: R2,070 per family and use for out of hospital claims like GP consult(s), OTC medicine, etc
    • Available after completing a wellness screening and mental health assessment.
    Optometry:
    Limit: day-to-day benefit , every 24 months
    Consult:1 per person
    Frames:R945 per person
    Single lensesR215 per lens
    Bifocals:R460 per lens
    MultifocalsR860 per lens
    ContactsR2,320
    Refractive Surgery:no benefit
    Notes:Above benefits from network provider
    Note:
    • This section does not apply to ophthalmology benefits, which fall under "in-hospital" benefits. Some of those are PMBs, and are paid for in full by your scheme. You can read more about PMBs here.

    Wellness/Preventative benefits (2026):

    (Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

    Bonitas: BonComplete
    Assume scheme pays all these costs, unless otherwise stated
    Flu vaccination:
    • Covered
    Pneumonia vaccines:
    • Covered, 65yrs+ every 5 yrs
    Biometric Screening:
    • Covered
    Child Immunisation:
    • Covered
    Pap Smear:
    • Covered, every 3 years for women 21yrs-65yrs
    Mammogram:
    • 1 mammogram every 2 years, women 40-74yrs
    PAS Test:
    • 1 test for men 45-69yrs, who are high risk for prostate cancer
    HIV Test:
    • Covered
    Other:
    • One stool test for colon cancer, 45yrs-75yrs
    • One lipogram every 5yr, 20yrs+
    • One bone density screening every 5 years for women 65yrs+ and men 70yrs+
    • Dental fissure sealants on permanent teeth for children under 16
    • Whooping cough booster vaccine every 10 years
    • Benefit Booster: Available after completing a wellness screening and mental health assessment. Get R2,070 per family and use for out of hospital claims like GP consult(s), OTC medicine, etc
    View other benefits for this plan:
    In-hospital | Out-of-hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

    You can also:
    Compare any two plans, side by side | View all the Bonitas plans, with costs and brief summary.

    Find all other open medical aid plans here.

    Other benefits for 2026:

    BonComplete
    International Insurance:
    • Up to R1.2 million for travel outside South Africa. You must register for this benefit.
    • Africa benefit: 100% Bonitas rate, in and out of hospital
    Other:
    • Insulin pump or continuous glucose monitor: R89,420 per family, every 5 years
      Important!
    • Unless specified, assume that all benefits are paid at 100% scheme rate.
    • No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
    • "Unlimited" benefits are still subject to authorisation, protocols and sublimits.
    • Assume that all benefits need to be pre-authorised.
    medicalaid_guide
    FREE GUIDE!
    How to choose the right Medical Aid plan
    Instant download when you subscribe

    More Information