Medical Aid: What you need to know
05/10/2026
The most essential things you need to know if you are considering joining a medical aid scheme, including Late Joiner Penalties and Waiting Periods
The most essential things you need to know if you are considering joining a medical aid scheme, including Late Joiner Penalties and Waiting Periods
A quick guide to how you can change your medical aid plan, including the resignation procedure, and things to look out for, such as imposed waiting periods from your new scheme
Waiting periods can prevent you from getting the cover that you need – but they are not always applied. Find out rules here.
What kind of cover can you expect if you join a medical aid while pregnant? What about cover for your baby?
From Risk: “From risk” means that the scheme pays for the claims out of its own funds, not from your savings or any other day
No, you cannot. You have access to any open medical aid scheme, no matter how old or sick you are.
How do medical aids pay claims for PMB conditions? Can they require you to use State facilities? Must they pay for diagnosis tests?
A full list of links to all 270 PMB conditions, as well as the 25 CDL conditions.