How to change your medical aid (2026)
05/01/2025
A quick guide to how you can change your medical aid plan, including the resignation procedure, and things to look out for, such as imposed waiting periods from your new scheme
A quick guide to how you can change your medical aid plan, including the resignation procedure, and things to look out for, such as imposed waiting periods from your new scheme
Waiting periods can prevent you from getting the cover that you need – but they are not always applied. Find out rules here.
Some – but not all! – people who join a medical aid and are 35+ yrs old will pay a Late Joiner Penalty. We explain whether this penalty applies to you, and how much extra it would cost you.
A quick explanation of how medical aids pay for claims, including the scheme rate, scheme rate, day-to-day claims, and claims for in-hospital services.
All plans have different ways they cover ER visits. However, all plans have to cover ER visits that are a medical emergency, since medical emergencies are by default considered PMBs.