Note: We are updating 2024 benefits as they are released. Some plans show old benefits until schemes release new plans.

Keyhealth Gold: dentistry, optometry and wellness (2024)


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Monthly Costs:

Gold 2024 prices
Main member: Adult member: Child member:
Total Cost pm:
  • R7,063
  • R4,758
  • R1,382
  • Pay for all children
Savings:
  • R8,364
  • R5,652
  • R1,644
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • R6,020
  • R4,480
  • R1,440
Children Rates:
  • Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates.
  • Pay for all children
Note:
  • Exclusions: Note that all schemes have extensive exclusions. We've tried to list the major ones, but you must consult with your scheme to get the full list.
  • All treatments and procedures are subject to authorisation and protocols
  • All benefits are listed as an indication only. Please verify with your broker and scheme
♦️View all the other benefits for this plan:♦️
Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
♦️Compare any two plans, side by side | ♦️View all the Keyhealth plans, with costs and brief summary
.

Dentistry benefits (2024):

Keyhealth: Gold
Assume scheme pays all these costs, unless otherwise stated
Standard Dentistry:
  • Consultations:2 check-ups, per person
  • Extra-oral x-ray: 1 per person, every 3 years
  • Fillings: Covered
  • Plastic dentures: 1 set per person, every 4 years
  • Above paid by scheme, otherwise From day-to-day benefit
Specialised Dentistry:
  • Partial chrome cobalt frame dentures: 1 partial frame per person every 5 years
  • Crowns and bridges: 1 per tooth, every 5 years
  • Periodontics: Covered, with protocols
  • Paid by scheme
  • Implants: No benefit
In-Hospital Dentistry:
  • In chair: Covered
  • Childen <5yrs: R1,890 co-payment, unless in day hospital
Orthodontics:
  • 80% scheme rate
  • 9-18yrs only. Only one person per family may start per year
Note:
  • PMBs: Prescribed Minimum Benfits. To read more about PMBs click here
  • DSPs: Designated Service Provders. Where stipulated, you must use specific specific providers to get full benefit.
  • Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product
♦️View all the other benefits for this plan:♦️
Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
♦️Compare any two plans, side by side | ♦️View all the Keyhealth plans, with costs and brief summary
.
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Optometry benefits (2024):

Keyhealth: Gold
Assume scheme pays all these costs, unless otherwise stated
Optometry:
  • R3,780 per person, every 2 years From day-to-day benefit
  • Frame: R1,200, from above limit
  • Contact lenses: R1,790, from above limit
  • Refractive Surgery: From above limit
Note:
  • This section does not apply to opthamology benefits, which fall under "in-hospital" benefits. Some of those are PMBs, and are paid for in full by your scheme. You can read more about PMBs here.
♦️View all the other benefits for this plan:♦️
Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
♦️Compare any two plans, side by side | ♦️View all the Keyhealth plans, with costs and brief summary
.
.
.

Wellness/Preventative benefits (2024):

Keyhealth: Gold
Assume scheme pays all these costs, unless otherwise stated
Flu vaccination:
  • Covered
Pneumonia vaccines:
  • Covered
Biometric Screening:
  • Covered
Child Immunisation:
  • Covered , up to 6yrs
Pap Smear:
  • 1 per year, females 15yrs+
Mammogram:
  • 1 per year, females 40yrs+
PAS Test:
  • 1 per year, males 40yrs+
HIV Test:
  • 1 per year
Other:
  • Tetanus injection: Covered as required
  • Malaria medication: R440
  • Colon screening
♦️View all the other benefits for this plan:♦️
Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
♦️Compare any two plans, side by side | ♦️View all the Keyhealth plans, with costs and brief summary
.

Other benefits for 2024:

Gold
International Insurance:
  • No benefit
Other: .
♦️View all the other benefits for this plan:♦️
Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
♦️Compare any two plans, side by side | ♦️View all the Keyhealth plans, with costs and brief summary
.


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    Important!
  • Unless specified, assume that all benefits are paid are paid at 100% scheme rate
  • No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
  • "Unlimited" benefits are still subject to authorisation, protocols and sublimits
  • Assume that all benefits need to be pre-authorised

Also see these: