Medical aids that cost R3,000 – R4,000pm for main member:

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Below are open medical aid plans that cost R3,000 – R3,999 per month for principal members. To see other price points, click here.

Discovery Coastal Core:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,011 R 2,259 R 1,196 No No No Coastal
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State F:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,014 R 3,014 R 685 No No No State
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Sizwe Essential Copper:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,023 R 3023 R 1046 No No No Network
View Full Plan
Child rates: Up to age 25. Grandchildren included. . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Custom Network (and Network provider for chronic):

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,033 R 2,352 R 1072 No No No Network
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Keyhealth Equilibrium:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,054 R 1,886 R 939 R 2,664 R R3,615 No Network
View Full Plan
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonCap C:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,058 R 3,058 R 1157 No No No Network
View Full Plan
Child rates: Up to 24yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Incentive Network (and State provider for chronic):

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,060 R 2,414 R 1,174 R 3,672 No No Network
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start C:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,063 R 3,063 R 919 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Explorer C:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,095 R 3095 R 901 No No No
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medihelp MedElect:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,126 R 2,448 R 1,014 No R 6,400 No Network
View Full Plan
Child rates: Up to age 26yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Essential Core:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,138 R 2,354 R 1,260 No No No Unlimited
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start Regional D:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,178 R 3,178 R 890
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Genesis Med 200 Plus:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,200 R 3,200 R 645 No R R9,900 No Unlimited
View Full Plan
Child rates: Under 21 yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe D:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,208 R 3,208 R 748 No No No Unlimited
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 3 Elect:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,236 R 2,968 R 1,148 No Network
View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network E:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,252 R 3,252 R 958 No No No Network
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas Hospital Standard:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,252 R 2,739 R 1,236 No No No Unlimited
View Full Plan
Child rates: Up to 24yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network F:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,265 R 3265 R 962 No No No
View Full Plan
Child rates: Under 21yrs . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medimed Standard D:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,280 R 3,280 R 700 R 9,840 R 6,000 No Any hospital
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Profmed ProActive Plus Premium:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,286 R 3,028 R 1,280 No R 4,548 No Unlimited
View Full Plan
Child rates: Up to age 21yrs, unless student, then 28yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas Primary:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,307 R 2,587 R 1052 No R 5,330 No Unlimited
View Full Plan
Child rates: Up to 24yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Rhythm1 C:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,363 R 3,363 R 1742 No No No Network
View Full Plan
Child rates: Under 24 unless registered student, then under 26. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Sizwe Access Saver 25%:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,371 R 2,911 R 676 R 10080 No No
View Full Plan
Child rates: Up to age 25. Grandchildren included. . .
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Custom Network(and any provider for chronic):

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,393 R 2,677 R 1,196 No No No Network
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 2 Grid:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,396 R 3,027 R 1,003 No Network
View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Rhythm2 C:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,413 R 3,072 R 1707 No No No Network
View Full Plan
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Cape Medical 100 Saver:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,447 R 3,447 R 520 R 4,200 No No Unlimited
View Full Plan
Child rates: . Under 21yrs.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start D:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,488 R 3,488 R 949 No No No
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Sizwe Gold Ascend EDO:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,543 R 3,400 R 976 R 15072 R 7,589 No Network
View Full Plan
Child rates: Up to age 25. Grandchildren included. . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Cape Medical 200:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,577 R 3,577 R 631 No No No Unlimited
View Full Plan
Child rates: . Under 21yrs.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Custom (Network provider for chronic):

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,596 R 2,810 R 1,307 No No No Unlimited
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Classic Delta Saver:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,624 R 2,863 R 1,455 R 8,688 No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Essential Saver:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,634 R 2,725 R 1,455 R 4,356 No No Unlimited
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Classic Core:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,652 R 2,882 R 1,461 No No No Unlimited
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Plus C:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,687 R 3,687 R 986 No No No Network
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medihelp MedAdd:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,720 R 3,138 R 1,260 R 6,696 No No Any hospital
View Full Plan
Child rates: Up to age 26yrs. Only pay for 2 children under 18yrs.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Sizwe Gold Ascend:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,726 R 3,578 R 1029 No R 7,589 No
View Full Plan
Child rates: Up to age 25. Grandchildren included. . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonCap D:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,753 R 3,753 R 1,424 No No No Network
View Full Plan
Child rates: Up to 24yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Beat 3 Network:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,779 R 2,696 R 1,334 R 6,804 No No Network
View Full Plan
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonSave:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,782 R 2,859 R 1132 R 11,352 No No Unlimited
View Full Plan
Child rates: Up to 24yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 2 Any:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,787 R 3,370 R 1,118 No Most hospitals
View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Coastal Saver:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,797 R 2,855 R 1,533 R 6,828 No No Coastal
View Full Plan
Child rates: Under 21yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Incentive (State provider for chronic):

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,801 R 2,994 R 1503 R 4,560 No No Unlimited
View Full Plan
Child rates: Under 21yrs . Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Profmed ProSecure Savvy A:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,803 R 3,803 R 1,724 No R 12,588 No Network
View Full Plan
Child rates: Up to age 21yrs, unless student, then 28yrs. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Explorer D:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,860 R 3860 R 1200 No No No
View Full Plan
Child rates: . Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 3 Grid:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,874 R 3,553 R 1,374 No Network
View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediCore:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,891 R 3,291 R 897 No No No Network
View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students).
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medihelp MedSaver:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,900 R 3,204 R 1,200 R 11,664 No No Any hospital
View Full Plan
Child rates: Up to age 26yrs. Pay for all children.
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Compcare SaverCare Plus:

Year Main Adult Child Savings (Main) Fund (Main) ATB (Main) Hospitals
2025 R 3,999 R 3,340 R 1,198 R 7,188 R R4,809 No
View Full Plan
Child rates: . .
ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.



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