Below are open medical aid plans that cost R3,000 – R3,999 per month for principal members. To see other price points, click here.
Discovery KeyCare Start Regional C:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,251+/m.
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,251+/m.
View all benefits for this plan
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Discovery Classic Smart:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
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Fedhealth FlexiFed 2 Elect:
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Hospital Choice: Network
Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once a threshold is reached. More info .
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Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once a threshold is reached. More info .
View all benefits for this plan
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Bestmed Rhythm2 B:
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Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
Income Criteria: This plan is only available if household income is R5,501-R8,500/m.
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Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
Income Criteria: This plan is only available if household income is R5,501-R8,500/m.
View all benefits for this plan
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Bestmed Beat 2:
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Hospital Choice: Unlimited
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
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Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
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Medihelp MedVital:
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Hospital Choice: Any hospital
Child rates: Child rates for Up to age 26yrs; Only pay for 2 children under 18yrs
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Child rates: Child rates for Up to age 26yrs; Only pay for 2 children under 18yrs
View all benefits for this plan
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Discovery Classic Delta Core:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
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Profmed ProActive Plus Savvy:
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Hospital Choice: Network
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Pay for all children
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Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Pay for all children
View all benefits for this plan
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Medihelp MedAdd Elect:
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Hospital Choice: Network
Child rates: Child rates for Up to age 26yrs; Only pay for 2 children under 18yrs
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Child rates: Child rates for Up to age 26yrs; Only pay for 2 children under 18yrs
View all benefits for this plan
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Medshield MediValue:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
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Child rates: Child rates for Under 21yrs, or students under 28 yrs; Only pay for 3 children (excl students)
View all benefits for this plan
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Momentum Custom (State provider for chronic):
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Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
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Child rates: Child rates for Under 21yrs ; Only pay for 3 children
View all benefits for this plan
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Discovery Coastal Core:
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Hospital Choice: Coastal
Child rates: Child rates for Under 21yrs; Only pay for 3 children
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
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Momentum Ingwe Connect F:
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Hospital Choice: State
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R22,402+/m.
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Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R22,402+/m.
View all benefits for this plan
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Sizwe Essential Copper:
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Hospital Choice: Network
Child rates: Child rates for Up to age 26; Only pay for 3 children
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Child rates: Child rates for Up to age 26; Only pay for 3 children
View all benefits for this plan
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Momentum Custom Network (and Network provider for chronic):
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
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Child rates: Child rates for Under 21yrs ; Only pay for 3 children
View all benefits for this plan
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Keyhealth Equilibrium:
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Hospital Choice: Netcare, Life and selected Mediclinics
Child rates: Child rates for Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. ; Only pay for 3 children
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Child rates: Child rates for Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. ; Only pay for 3 children
View all benefits for this plan
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Bonitas BonCap C:
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Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Pay for all children
Income Criteria: This plan is only available if household income is R18,251-R23,740/m.
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Child rates: Child rates for Up to 24yrs; Pay for all children
Income Criteria: This plan is only available if household income is R18,251-R23,740/m.
View all benefits for this plan
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Momentum Incentive Network (and State provider for chronic):
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
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Child rates: Child rates for Under 21yrs ; Only pay for 3 children
View all benefits for this plan
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Discovery KeyCare Start C:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,951-R24,250/m.
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,951-R24,250/m.
View all benefits for this plan
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Suremed Explorer C:
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Hospital Choice:
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R13,000-R17,000/m.
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Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R13,000-R17,000/m.
View all benefits for this plan
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Medihelp MedReach:
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Hospital Choice: Network
Child rates: Child rates for Up to age 26yrs; Pay for all children
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Child rates: Child rates for Up to age 26yrs; Pay for all children
View all benefits for this plan
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Discovery Essential Core:
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Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs; Only pay for 3 children
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
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Discovery KeyCare Start Regional D:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is /m.
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is /m.
View all benefits for this plan
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Genesis Med 200 Plus:
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Hospital Choice: Unlimited
Child rates: Child rates for Under 21 yrs; Pay for all children
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Child rates: Child rates for Under 21 yrs; Pay for all children
View all benefits for this plan
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Momentum Ingwe D:
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Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R11,951-R17,000/m.
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Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R11,951-R17,000/m.
View all benefits for this plan
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Fedhealth FlexiFed 3 Elect:
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Hospital Choice: Network
Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once a threshold is reached. More info .
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Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once a threshold is reached. More info .
View all benefits for this plan
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Momentum Ingwe Network E:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R22,400/m.
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Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R17,001-R22,400/m.
View all benefits for this plan
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Bonitas Hospital Standard:
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Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
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Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
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Momentum Ingwe Network F:
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Hospital Choice:
Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R22,402+/m.
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Child rates: Child rates for Under 21yrs ; Pay for all children
Income Criteria: This plan is only available if household income is R22,402+/m.
View all benefits for this plan
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Medimed Standard D:
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Hospital Choice: Any hospital
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R23,001+/m.
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Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R23,001+/m.
View all benefits for this plan
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Profmed ProActive Plus Premium:
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Hospital Choice: Unlimited
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Pay for all children
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Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Pay for all children
View all benefits for this plan
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Bonitas Primary:
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Hospital Choice: Network
Child rates: Child rates for Up to 24yrs; Only pay for 3 children
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Child rates: Child rates for Up to 24yrs; Only pay for 3 children
View all benefits for this plan
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Bestmed Rhythm1 C:
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Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Pay for all children
Income Criteria: This plan is only available if household income is R14,001+/m.
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Child rates: Child rates for Under 24 unless registered student, then under 26; Pay for all children
Income Criteria: This plan is only available if household income is R14,001+/m.
View all benefits for this plan
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Sizwe Access Saver 25%:
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Hospital Choice: Network
Child rates: Child rates for Up to age 26; Only pay for 3 children
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Child rates: Child rates for Up to age 26; Only pay for 3 children
View all benefits for this plan
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Fedhealth FlexiFed 2 Grid:
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Hospital Choice: Network
Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once a threshold is reached. More info .
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Child rates: Child rates for Up to 27yrs if student, otherwise up to 21yrs; Only pay for 3 children
*SPG: Self Payment Gap. The least amount you can expect to pay out of pocket before ATB kicks in (see below). More info .
*ATB: Above Threshold Benefit = extra amount scheme will pay for out of hospital claims once a threshold is reached. More info .
View all benefits for this plan
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Bestmed Rhythm2 C:
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Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
Income Criteria: This plan is only available if household income is R8,501+/m.
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Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
Income Criteria: This plan is only available if household income is R8,501+/m.
View all benefits for this plan
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Cape Medical 100 Saver:
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Hospital Choice: Life, Mediclinic or Netcare
Child rates: Child rates for ; Under 21yrs
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Child rates: Child rates for ; Under 21yrs
View all benefits for this plan
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Discovery KeyCare Start D:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R24,251+/m.
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R24,251+/m.
View all benefits for this plan
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Sizwe Gold Ascend EDO:
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Hospital Choice: Network
Child rates: Child rates for Up to age 26; Only pay for 3 children
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Child rates: Child rates for Up to age 26; Only pay for 3 children
View all benefits for this plan
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Cape Medical 200:
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Hospital Choice: Life, Mediclinic or Netcare
Child rates: Child rates for ; Under 21yrs
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Child rates: Child rates for ; Under 21yrs
View all benefits for this plan
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Momentum Custom (Network provider for chronic):
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Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs ; Only pay for 3 children
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Child rates: Child rates for Under 21yrs ; Only pay for 3 children
View all benefits for this plan
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Discovery Classic Delta Saver:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
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Discovery Essential Saver:
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Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs; Only pay for 3 children
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
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Discovery Classic Core:
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Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs; Only pay for 3 children
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
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Discovery KeyCare Plus C:
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Hospital Choice: Network
Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,991+/m.
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R15,991+/m.
View all benefits for this plan
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Sizwe Gold Ascend:
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Hospital Choice:
Child rates: Child rates for Up to age 26; Only pay for 3 children
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Child rates: Child rates for Up to age 26; Only pay for 3 children
View all benefits for this plan
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Bestmed Beat 3 Network:
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Hospital Choice: Network
Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
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Child rates: Child rates for Under 24 unless registered student, then under 26; Only pay for 3 children
View all benefits for this plan
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Profmed ProSecure Savvy A:
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Hospital Choice: Network
Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R0-R11,000/m.
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Child rates: Child rates for Up to age 21yrs, unless student, then 28yrs; Only pay for 3 children
Income Criteria: This plan is only available if household income is R0-R11,000/m.
View all benefits for this plan
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Suremed Explorer D:
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Hospital Choice:
Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R17,000+/m.
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Child rates: Child rates for ; Pay for all children
Income Criteria: This plan is only available if household income is R17,000+/m.
View all benefits for this plan
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Compcare SaverCare Plus:
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Hospital Choice: Unlimited
Child rates: Child rates for Under 21yrs; Only pay for 3 children
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Child rates: Child rates for Under 21yrs; Only pay for 3 children
View all benefits for this plan
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