Below are open medical aid plans that cost R3,000 – R3,999 per month for principal members. To see other price points, click here.
Discovery Coastal Core:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,011 | R 2,259 | R 1,196 | No | No | No | Coastal | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe State F:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,014 | R 3,014 | R 685 | No | No | No | State | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Sizwe Essential Copper:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,023 | R 3023 | R 1046 | No | No | No | Network | View Full Plan |
Child rates: Up to age 25. Grandchildren included. . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Custom Network (and Network provider for chronic):
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,033 | R 2,352 | R 1072 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Keyhealth Equilibrium:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,054 | R 1,886 | R 939 | R 2,664 | R R3,615 | No | Network | View Full Plan |
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas BonCap C:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,058 | R 3,058 | R 1157 | No | No | No | Network | View Full Plan |
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Incentive Network (and State provider for chronic):
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,060 | R 2,414 | R 1,174 | R 3,672 | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Start C:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,063 | R 3,063 | R 919 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Suremed Explorer C:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,095 | R 3095 | R 901 | No | No | No | View Full Plan |
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Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medihelp MedElect:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,126 | R 2,448 | R 1,014 | No | R 6,400 | No | Network | View Full Plan |
Child rates: Up to age 26yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery Essential Core:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,138 | R 2,354 | R 1,260 | No | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Start Regional D:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,178 | R 3,178 | R 890 | View Full Plan |
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Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Genesis Med 200 Plus:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,200 | R 3,200 | R 645 | No | R R9,900 | No | Unlimited | View Full Plan |
Child rates: Under 21 yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe D:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,208 | R 3,208 | R 748 | No | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Fedhealth FlexiFed 3 Elect:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,236 | R 2,968 | R 1,148 | No | Network | View Full Plan |
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Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe Network E:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,252 | R 3,252 | R 958 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas Hospital Standard:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,252 | R 2,739 | R 1,236 | No | No | No | Unlimited | View Full Plan |
Child rates: Up to 24yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Ingwe Network F:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,265 | R 3265 | R 962 | No | No | No | View Full Plan |
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Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medimed Standard D:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,280 | R 3,280 | R 700 | R 9,840 | R 6,000 | No | Any hospital | View Full Plan |
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Profmed ProActive Plus Premium:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,286 | R 3,028 | R 1,280 | No | R 4,548 | No | Unlimited | View Full Plan |
Child rates: Up to age 21yrs, unless student, then 28yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas Primary:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,307 | R 2,587 | R 1052 | No | R 5,330 | No | Unlimited | View Full Plan |
Child rates: Up to 24yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bestmed Rhythm1 C:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,363 | R 3,363 | R 1742 | No | No | No | Network | View Full Plan |
Child rates: Under 24 unless registered student, then under 26. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Sizwe Access Saver 25%:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,371 | R 2,911 | R 676 | R 10080 | No | No | View Full Plan |
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Child rates: Up to age 25. Grandchildren included. . . ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Custom Network(and any provider for chronic):
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,393 | R 2,677 | R 1,196 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Fedhealth FlexiFed 2 Grid:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,396 | R 3,027 | R 1,003 | No | Network | View Full Plan |
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Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bestmed Rhythm2 C:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,413 | R 3,072 | R 1707 | No | No | No | Network | View Full Plan |
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Cape Medical 100 Saver:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,447 | R 3,447 | R 520 | R 4,200 | No | No | Unlimited | View Full Plan |
Child rates: . Under 21yrs. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Start D:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,488 | R 3,488 | R 949 | No | No | No | View Full Plan |
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Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Sizwe Gold Ascend EDO:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,543 | R 3,400 | R 976 | R 15072 | R 7,589 | No | Network | View Full Plan |
Child rates: Up to age 25. Grandchildren included. . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Cape Medical 200:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,577 | R 3,577 | R 631 | No | No | No | Unlimited | View Full Plan |
Child rates: . Under 21yrs. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Custom (Network provider for chronic):
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,596 | R 2,810 | R 1,307 | No | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery Classic Delta Saver:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,624 | R 2,863 | R 1,455 | R 8,688 | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery Essential Saver:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,634 | R 2,725 | R 1,455 | R 4,356 | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery Classic Core:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,652 | R 2,882 | R 1,461 | No | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery KeyCare Plus C:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,687 | R 3,687 | R 986 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medihelp MedAdd:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,720 | R 3,138 | R 1,260 | R 6,696 | No | No | Any hospital | View Full Plan |
Child rates: Up to age 26yrs. Only pay for 2 children under 18yrs. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Sizwe Gold Ascend:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,726 | R 3,578 | R 1029 | No | R 7,589 | No | View Full Plan |
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Child rates: Up to age 25. Grandchildren included. . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas BonCap D:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,753 | R 3,753 | R 1,424 | No | No | No | Network | View Full Plan |
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bestmed Beat 3 Network:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,779 | R 2,696 | R 1,334 | R 6,804 | No | No | Network | View Full Plan |
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Bonitas BonSave:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,782 | R 2,859 | R 1132 | R 11,352 | No | No | Unlimited | View Full Plan |
Child rates: Up to 24yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Fedhealth FlexiFed 2 Any:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,787 | R 3,370 | R 1,118 | No | Most hospitals | View Full Plan |
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Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Discovery Coastal Saver:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,797 | R 2,855 | R 1,533 | R 6,828 | No | No | Coastal | View Full Plan |
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Momentum Incentive (State provider for chronic):
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,801 | R 2,994 | R 1503 | R 4,560 | No | No | Unlimited | View Full Plan |
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Profmed ProSecure Savvy A:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,803 | R 3,803 | R 1,724 | No | R 12,588 | No | Network | View Full Plan |
Child rates: Up to age 21yrs, unless student, then 28yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Suremed Explorer D:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,860 | R 3860 | R 1200 | No | No | No | View Full Plan |
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Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Fedhealth FlexiFed 3 Grid:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,874 | R 3,553 | R 1,374 | No | Network | View Full Plan |
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Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medshield MediCore:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,891 | R 3,291 | R 897 | No | No | No | Network | View Full Plan |
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students). ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Medihelp MedSaver:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,900 | R 3,204 | R 1,200 | R 11,664 | No | No | Any hospital | View Full Plan |
Child rates: Up to age 26yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |
Compcare SaverCare Plus:
Year | Main | Adult | Child | Savings (Main) | Fund (Main) | ATB (Main) | Hospitals | |
2025 | R 3,999 | R 3,340 | R 1,198 | R 7,188 | R R4,809 | No | View Full Plan |
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Child rates: . . ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached. |