Medical aids that cost R3,000 – R4,000pm for main member:

January 15, 2025

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Below are open medical aid plans that cost R3,000 – R3,999 per month for principal members. To see other price points, click here.

Discovery Coastal Core:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,011	R 2,259	R 1,196	No	No	No	Coastal	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe State F:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,014	R 3,014	R 685	No	No	No	State	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Sizwe Essential Copper:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,023	R 3023	R 1046	No	No	No	Network	View Full Plan
Child rates: Up to age 25. Grandchildren included. . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Custom Network (and Network provider for chronic):

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,033	R 2,352	R 1072	No	No	No	Network	View Full Plan
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Keyhealth Equilibrium:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,054	R 1,886	R 939	R 2,664	R R3,615	No	Network	View Full Plan
Child rates: Under 21yrs, unless student. Then, under 27yrs. Spouses/partners who are under 27 and full time students pay child rates. . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonCap C:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,058	R 3,058	R 1157	No	No	No	Network	View Full Plan
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Incentive Network (and State provider for chronic):

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,060	R 2,414	R 1,174	R 3,672	No	No	Network	View Full Plan
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start C:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,063	R 3,063	R 919	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Explorer C:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,095	R 3095	R 901	No	No	No		View Full Plan
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medihelp MedElect:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,126	R 2,448	R 1,014	No	R 6,400	No	Network	View Full Plan
Child rates: Up to age 26yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Essential Core:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,138	R 2,354	R 1,260	No	No	No	Unlimited	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start Regional D:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,178	R 3,178	R 890					View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Genesis Med 200 Plus:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,200	R 3,200	R 645	No	R R9,900	No	Unlimited	View Full Plan
Child rates: Under 21 yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe D:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,208	R 3,208	R 748	No	No	No	Unlimited	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 3 Elect:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,236	R 2,968	R 1,148		No		Network	View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network E:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,252	R 3,252	R 958	No	No	No	Network	View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas Hospital Standard:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,252	R 2,739	R 1,236	No	No	No	Unlimited	View Full Plan
Child rates: Up to 24yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Ingwe Network F:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,265	R 3265	R 962	No	No	No		View Full Plan
Child rates: Under 21yrs . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medimed Standard D:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,280	R 3,280	R 700	R 9,840	R 6,000	No	Any hospital	View Full Plan
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Profmed ProActive Plus Premium:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,286	R 3,028	R 1,280	No	R 4,548	No	Unlimited	View Full Plan
Child rates: Up to age 21yrs, unless student, then 28yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas Primary:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,307	R 2,587	R 1052	No	R 5,330	No	Unlimited	View Full Plan
Child rates: Up to 24yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Rhythm1 C:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,363	R 3,363	R 1742	No	No	No	Network	View Full Plan
Child rates: Under 24 unless registered student, then under 26. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Sizwe Access Saver 25%:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,371	R 2,911	R 676	R 10080	No	No		View Full Plan
Child rates: Up to age 25. Grandchildren included. . . ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Custom Network(and any provider for chronic):

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,393	R 2,677	R 1,196	No	No	No	Network	View Full Plan
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 2 Grid:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,396	R 3,027	R 1,003		No		Network	View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Rhythm2 C:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,413	R 3,072	R 1707	No	No	No	Network	View Full Plan
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Cape Medical 100 Saver:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,447	R 3,447	R 520	R 4,200	No	No	Unlimited	View Full Plan
Child rates: . Under 21yrs. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Start D:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,488	R 3,488	R 949	No	No	No		View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Sizwe Gold Ascend EDO:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,543	R 3,400	R 976	R 15072	R 7,589	No	Network	View Full Plan
Child rates: Up to age 25. Grandchildren included. . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Cape Medical 200:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,577	R 3,577	R 631	No	No	No	Unlimited	View Full Plan
Child rates: . Under 21yrs. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Custom (Network provider for chronic):

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,596	R 2,810	R 1,307	No	No	No	Unlimited	View Full Plan
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Classic Delta Saver:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,624	R 2,863	R 1,455	R 8,688	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Essential Saver:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,634	R 2,725	R 1,455	R 4,356	No	No	Unlimited	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Classic Core:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,652	R 2,882	R 1,461	No	No	No	Unlimited	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery KeyCare Plus C:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,687	R 3,687	R 986	No	No	No	Network	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medihelp MedAdd:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,720	R 3,138	R 1,260	R 6,696	No	No	Any hospital	View Full Plan
Child rates: Up to age 26yrs. Only pay for 2 children under 18yrs. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Sizwe Gold Ascend:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,726	R 3,578	R 1029	No	R 7,589	No		View Full Plan
Child rates: Up to age 25. Grandchildren included. . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonCap D:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,753	R 3,753	R 1,424	No	No	No	Network	View Full Plan
Child rates: Up to 24yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bestmed Beat 3 Network:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,779	R 2,696	R 1,334	R 6,804	No	No	Network	View Full Plan
Child rates: Under 24 unless registered student, then under 26. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Bonitas BonSave:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,782	R 2,859	R 1132	R 11,352	No	No	Unlimited	View Full Plan
Child rates: Up to 24yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 2 Any:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,787	R 3,370	R 1,118		No		Most hospitals	View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Discovery Coastal Saver:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,797	R 2,855	R 1,533	R 6,828	No	No	Coastal	View Full Plan
Child rates: Under 21yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Momentum Incentive (State provider for chronic):

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,801	R 2,994	R 1503	R 4,560	No	No	Unlimited	View Full Plan
Child rates: Under 21yrs . Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Profmed ProSecure Savvy A:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,803	R 3,803	R 1,724	No	R 12,588	No	Network	View Full Plan
Child rates: Up to age 21yrs, unless student, then 28yrs. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Suremed Explorer D:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,860	R 3860	R 1200	No	No	No		View Full Plan
Child rates: . Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Fedhealth FlexiFed 3 Grid:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,874	R 3,553	R 1,374		No		Network	View Full Plan
Child rates: Under 27yrs, if financially dependant, unmarried and don't earn more than max social pension. Only pay for 3 children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medshield MediCore:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,891	R 3,291	R 897	No	No	No	Network	View Full Plan
Child rates: Under 21yrs, or students under 28 yrs. Only pay for 3 children (excl students). ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Medihelp MedSaver:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,900	R 3,204	R 1,200	R 11,664	No	No	Any hospital	View Full Plan
Child rates: Up to age 26yrs. Pay for all children. ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

Compcare SaverCare Plus:

Year	Main	Adult	Child	Savings (Main)	Fund (Main)	ATB (Main)	Hospitals
2025	R 3,999	R 3,340	R 1,198	R 7,188	R R4,809	No		View Full Plan
Child rates: . . ATB: Above Threshold Benefit = extra amount scheme will pay for claims once a threshold is reached.

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