• Medshield Plan, Scheme Plans

Medshield MediCurve: dentistry, optometry and wellness (2027)

Contents:

This page has information on: Costs, Dentistry, Optometry, Wellness and Preventative and Other benefits for Medshield MediCurve

Terminology:

  • PMBs: Prescribed Minimum Benefits. You can read more about PMBs, see a list of all PMB conditions or read more what "PMB only" benefit means.
  • DSPs: Designated Service Providers. Where stipulated, you must use specific providers to get full benefit.
  • Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product.
  • All schemes have extensive exclusions. We've tried to list the non-common ones here, but please consult your scheme or broker to get the full list.

Monthly Costs

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Medshield:MediCurve (2027)
Main member: Adult member: Child member:
Total Cost pm:
  • R1,929
  • R1,821
  • R531
Savings:
  • No savings account option on this plan
  • The scheme might still cover some or all day-to-day claims. See below, and see benefits.
Children Rates:
  • Under 24yrs, or students under 28 yrs
  • Pay for all children
Medshield:MediCurve (2026)
Main member: Adult member: Child member:
Total Cost pm:
  • R1,821
  • R1,821
  • R483
Savings:
  • No savings account option on this plan
  • The scheme might still cover some or all day-to-day claims. See below, and see benefits.
Children Rates:
  • Under 24yrs, or students under 28 yrs
  • Pay for all children
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Dentistry benefits (2027):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Medshield: MediCurve
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings (per year):
  • No savings account option on this plan
  • The scheme might still cover some or all day-to-day claims. See below, and see benefits.
Other Day-to-Day Funds: SmartCare Benefits in SmartCare network:
  • Pharmacy/Clinic private Nurse consult: Unlimited
  • Mental Health consult: Unlimited, if done by nurse
  • Nurse-led virtual GP consults: Unlimited
Standard Dentistry:
  • Dental exam: 2 visits per person
  • Includes: Consultation, fillings, extractions, scaling and polishing. Emergency dental treatment and pulp removal and amputation, intraoral x-rays, extraoral x-rays and fluoride treatment (under 16 years)
Specialised Dentistry:
  • No benefit
 Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
In-Hospital Dentistry:
  • Wisdom Teeth: R4,000 co-payment if in-hospital, R1,800 co-payment if done in day clinic, no co-payment if done in rooms, or
  • Maxillo-Facial: R6,700 per family with R4,000 co-payment if done in-hospital
 Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
Orthodontics:
  • No benefit

Optometry benefits (2027):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Medshield: MediCurve
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings (per year):
  • No savings account option on this plan
  • The scheme might still cover some or all day-to-day claims. See below, and see benefits.
Other Day-to-Day Funds: SmartCare Benefits in SmartCare network:
  • Pharmacy/Clinic private Nurse consult: Unlimited
  • Mental Health consult: Unlimited, if done by nurse
  • Nurse-led virtual GP consults: Unlimited
Optometry:
  • R1,900 per person, every 2 years
  • Eye test: R100 co-payment
  • Glasses/contacts: Paid from above limit, with R100 co-payment
  • Frames: Paid from above limit, up to R750 per person
  • Reading glasses: R220 per person, paid from limit
Note:
  • This section does not apply to ophthalmology benefits, which fall under "in-hospital" benefits. Some of those are PMBs, and are paid for in full by your scheme. You can read more about PMBs here.

Wellness/Preventative benefits (2027):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Medshield: MediCurve
Assume scheme pays all these costs, unless otherwise stated
Flu vaccination:
  • Covered
Pneumonia vaccines:
  • No benefit
Biometric Screening:
  • Covered
Child Immunisation:
  • No benefit
Pap Smear:
  • Covered
Mammogram:
  • Covered, 1 per year 30yr+
PAS Test:
  • Covered
HIV Test:
  • Covered
Other:
View other benefits for this plan:
In-hospital | Out-of-hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
Compare any two plans, side by side | View all the Medshield plans, with costs and brief summary.

Find all other open medical aid plans here.

Other benefits for 2027:

MediCurve
International Insurance: .
Other: .
    Important!
  • Unless specified, assume that all benefits are paid at 100% scheme rate.
  • No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
  • "Unlimited" benefits are still subject to authorisation, protocols and sublimits.
  • Assume that all benefits need to be pre-authorised.
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