Profmed ProPinnacle Savvy:
dentistry, optometry and wellness (2025)

Contents:

This page has information on: Costs, Dentistry, Optometry, Wellness and Preventative and Other benefits for Profmed ProPinnacle Savvy

Terminology:

  • PMBs: Prescribed Minimum Benefits. You can read more about PMBs, see a list of all PMB conditions or read more what "PMB only" benefit means.
  • DSPs: Designated Service Providers. Where stipulated, you must use specific providers to get full benefit.
  • Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product.
  • All schemes have extensive exclusions. We've tried to list the non-common ones here, but please consult your scheme or broker to get the full list.

Monthly Costs (2026)

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Profmed:ProPinnacle Savvy (2026)
Main member: Adult member: Child member:
Total Cost pm:
  • R13,534
  • R12,554
  • R4,061
Savings:
  • No savings account option on this plan
  • The scheme might still cover some or all day-to-day claims. See below, and see benefits.
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • Main= R21,100
  • Main+1= R31,200
  • Max per family= R40,600
Children Rates:
  • Up to age 21yrs, unless student, then 28yrs
  • Only pay for 3 children
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Dentistry benefits (2025):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Profmed: ProPinnacle Savvy
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings (per year):
  • No savings account option on this plan
  • The scheme might still cover some or all day-to-day claims. See below, and see benefits.
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • Main= R21,100
  • Main+1= R31,200
  • Max per family= R40,600
Other Day-to-Day Funds:
  • Amplifire: R2,500 per family when you complete preventative screening
  • Benefit can be used for: GP consults, dental consultations, supplementary services, wellbeing assessment
Standard Dentistry:
  • R7,722 per person and R15,444 per family
  • Shared with Standard dentistry, Specialised dentistry and Orthodontics
  • Paid by scheme
Specialised Dentistry:
  • R7,722 per person and R15,444 per family
  • Shared with Standard dentistry, Specialised dentistry and Orthodontics
  • Paid by scheme
Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
In-Hospital Dentistry:
  • Wisdom teeth and treatment for children <8yrs: 100% scheme rate
  • Orthognathic surgery: R39,447 per family
Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
Orthodontics:
  • R7,722 per person and R15,444 per family
  • Shared with Standard dentistry, Specialised dentistry and Orthodontics
  • Paid by scheme

Optometry benefits (2025):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Profmed: ProPinnacle Savvy
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings (per year):
  • No savings account option on this plan
  • The scheme might still cover some or all day-to-day claims. See below, and see benefits.
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • Main= R21,100
  • Main+1= R31,200
  • Max per family= R40,600
Other Day-to-Day Funds:
  • Amplifire: R2,500 per family when you complete preventative screening
  • Benefit can be used for: GP consults, dental consultations, supplementary services, wellbeing assessment
Optometry:
  • Paid from day to day benefit, every 24 months. Sublimits below
  • Frames: R1,480
  • Contacts: R3,491
  • Refractive surgery: R4,019 per person, paid by scheme
Note:
  • This section does not apply to ophthalmology benefits, which fall under "in-hospital" benefits. Some of those are PMBs, and are paid for in full by your scheme. You can read more about PMBs here.

Wellness/Preventative benefits (2025):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Profmed: ProPinnacle Savvy
Assume scheme pays all these costs, unless otherwise stated
Flu vaccination:
  • Covered
Pneumonia vaccines:
  • Covered
Biometric Screening:
  • Covered
Child Immunisation:
  • Covered
Pap Smear:
  • Covered
Mammogram:
  • Covered, for 40yrs+, every 2 years
PAS Test:
  • Covered
HIV Test:
  • Covered
Other:
  • Malaria: R460 per person
  • Tobacco and Alcohol counselling: 2 sessions per family
  • Bone density test: 65yrs+, every 5 years
  • Fecal occult test: 50yrs+
View other benefits for this plan:
In-hospital | Out-of-hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
Compare any two plans, side by side | View all the Profmed plans, with costs and brief summary.

Find all other open medical aid plans here.

Other benefits for 2025:

ProPinnacle Savvy
International Insurance:
  • In and Out of hospital emergencies: R8 million per person per trip
  • Out of hospital non-emergencies: R10,000 with R2,000 co-payment
  • Glasses: R3,300 with R2,000 excess
Other:
    Important!
  • Unless specified, assume that all benefits are paid at 100% scheme rate.
  • No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
  • "Unlimited" benefits are still subject to authorisation, protocols and sublimits.
  • Assume that all benefits need to be pre-authorised.
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