Sizwe Access Saver 25:
dentistry, optometry and wellness (2025)

Contents:

This page has information on: Costs, Dentistry, Optometry, Wellness and Preventative and Other benefits for Sizwe Access Saver 25%

Terminology:

  • PMBs: Prescribed Minimum Benefits. You can read more about PMBs, see a list of all PMB conditions or read more what "PMB only" benefit means.
  • DSPs: Designated Service Providers. Where stipulated, you must use specific providers to get full benefit.
  • Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product.
  • All schemes have extensive exclusions. We've tried to list the non-common ones here, but please consult your scheme or broker to get the full list.

Monthly Costs (2026)

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Sizwe:Access Saver 25 (2026)
Main member: Adult member: Child member:
Total Cost pm:
  • R3,911
  • R3,378
  • R785
Savings:
  • R11733
  • R10134
  • R2355
Children Rates:
  • Up to age 26
  • Only pay for 3 children
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Dentistry benefits (2025):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Sizwe: Access Saver 25
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings:
  • R11733
  • R10134
  • R2355
Other Day-to-Day Funds:
Standard Dentistry:
  • 2 consults per person
  • Fillings, extractions, oral hygiene: Covered
  • Plastic dentures: one set per beneficiary every 4 years
  • Paid by scheme
Specialised Dentistry:
  • From day to day benefit
Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
In-Hospital Dentistry:
  • Children under 7yrs: Paid by scheme
  • Impacted wisdom teeth: Covered as day case
  • Maxillo facial surgery: PMBs only
Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
Orthodontics:
  • No benefit

Optometry benefits (2025):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Sizwe: Access Saver 25
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings:
  • R11733
  • R10134
  • R2355
Other Day-to-Day Funds:
Optometry:
LimitPaid by scheme
Consult:1 test per person every 2 years
Frames:R670
Single lensesR257 per lens
Bifocals:R544 per lens
MultifocalsR544 per lens
ContactsR1,219 per person
Note:
  • This section does not apply to ophthalmology benefits, which fall under "in-hospital" benefits. Some of those are PMBs, and are paid for in full by your scheme. You can read more about PMBs here.

Wellness/Preventative benefits (2025):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Sizwe: Access Saver 25
Assume scheme pays all these costs, unless otherwise stated
Flu vaccination:
  • Covered
Pneumonia vaccines:
  • Covered, for 65yrs+
Biometric Screening:
  • Covered
Child Immunisation:
  • Covered, up to age 12m
Pap Smear:
  • Covered for 18yrs+,
Mammogram:
  • Covered for 40yrs+, every year
PAS Test:
  • Covered for 40yrs+
HIV Test:
  • Covered
Other:
  • Bone density test: Covered, 50yrs+
View other benefits for this plan:
In-hospital | Out-of-hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
Compare any two plans, side by side | View all the Sizwe plans, with costs and brief summary.

Find all other open medical aid plans here.

Other benefits for 2025:

Access Saver 25
International Insurance:
Other:
    Important!
  • Unless specified, assume that all benefits are paid at 100% scheme rate.
  • No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
  • "Unlimited" benefits are still subject to authorisation, protocols and sublimits.
  • Assume that all benefits need to be pre-authorised.
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