Medihelp MedElite: cancer, maternity and mental health (2024)

This page has information on: Costs, Maternity, Oncology, Mental Health for Medihelp MedElite

We also have information on: In-hospital, Out of hospital, Medicine, Dentistry, Optometry, Other/Extra Benefits, Wellness and Preventative and Prosthetics

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Monthly Costs:

MedElite 2024 prices
	Main member:	Adult member:	Child member:
Total Cost pm:	R7,368	R6,900	R1,998 Pay for all children
Savings:	R8,856	R8,280	R2,376
Extended Fund: Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account	Main= R13,900 Main+1= R16,100 Main+2= R18,400 Main+3= R20,700
Children Rates:	Child rates up to age 26. Pay for all children
Note:	Exclusions: Note that all schemes have extensive exclusions. We've tried to list the major ones, but you must consult with your scheme to get the full list. All treatments and procedures are subject to authorisation and protocols All benefits are listed as an indication only. Please verify with your broker and scheme
♦️View all the other benefits for this plan:♦️ Inhospital \| Out of hospital \| Medication \| Maternity \| Cancer \| Mental Health \| Dentistry \| Optometry \| Other/Extra Benefits \| Wellness \| Prosthetics You can also: ♦️Compare any two plans, side by side \| ♦️View all the Medihelp plans, with costs and brief summary
.

Cancer/ Oncology benefits for 2024:

Medihelp: MedElite
Assume scheme pays all these costs, unless otherwise stated
Overall coverage (in and out of hospital):	Non-PMB: R476,700 per family	Treatment required for PMB conditions is always paid by scheme, with no co-payment, if you follow the protocols. Most cancers are PMBs! More info here Most schemes require use of specific providers (DSPs) for oncology treatment.
♦️View all the other benefits for this plan:♦️ Inhospital \| Out of hospital \| Medication \| Maternity \| Cancer \| Mental Health \| Dentistry \| Optometry \| Other/Extra Benefits \| Wellness \| Prosthetics You can also: ♦️Compare any two plans, side by side \| ♦️View all the Medihelp plans, with costs and brief summary
.

Maternity benefits for 2024:

Medihelp: MedElite
Assume scheme pays all these costs, unless otherwise stated
Hospital stay:	100% scheme rate Home birth: R15,600 per event	Usually covered for 2 nights* for natural birth, and 3 nights for C-sections. All newborns receive immediate full medical aid cover at birth, even if parents are on a waiting period.*
Consultations:	Consults: 10 consults with GP, gynaecologist or midwife Post-natal: 2 consults with dietician, lactation specialist, antenatal classes Lactation consult: 1 consult Iron supplements: 9 months Folic Acid supplements: 9 months
Scans:	2 x 2D scans
Note:	If you are pregnant and don't have medical aid, your pregnancy will most likely be excluded for new cover, but your baby will be covered from birth. Read more about pregnancy cover if you don’t have medical aid.
♦️View all the other benefits for this plan:♦️ Inhospital \| Out of hospital \| Medication \| Maternity \| Cancer \| Mental Health \| Dentistry \| Optometry \| Other/Extra Benefits \| Wellness \| Prosthetics You can also: ♦️Compare any two plans, side by side \| ♦️View all the Medihelp plans, with costs and brief summary
.

Mental Health benefits for 2024:

Medihelp: MedElite
Assume scheme pays all these costs, unless otherwise stated
In-hospital:	PMBs: 21 days admission Alcoholism/Drug Addiction: 21 days admission Otherwise, R42,100 per person and R58,400 per family, counting PMBs
Out-of-hospital:	PMBs: 10+ consults, paid by scheme Otherwise, from day-to-day benefit After savings are depleted, sublimits apply as follows (from overall day-to-day limit): M= R3,200 M1= R4,200 M2= R5,300 M3+= R6,300 Shared with GP, Specialists, Physio, Psychology, Psychiatric Nursing, Supplementary Services
Trauma:
Note:	PMBs: Prescribed Minimum Benefits. Here is a list of PMB conditions: Mental Illness. DSPs: Designated Service Provders. Where stipulated, you must use specific specific providers to get full benefit. Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product
♦️View all the other benefits for this plan:♦️ Inhospital \| Out of hospital \| Medication \| Maternity \| Cancer \| Mental Health \| Dentistry \| Optometry \| Other/Extra Benefits \| Wellness \| Prosthetics You can also: ♦️Compare any two plans, side by side \| ♦️View all the Medihelp plans, with costs and brief summary
.

Important!

Unless specified, assume that all benefits are paid are paid at 100% scheme rate
No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
"Unlimited" benefits are still subject to authorisation, protocols and sublimits
Assume that all benefits need to be pre-authorised

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Medihelp MedElite: cancer, maternity and mental health (2024)

Monthly Costs:

Cancer/ Oncology benefits for 2024:

Maternity benefits for 2024:

Mental Health benefits for 2024:

All the medical aid jargon explained (2024)

How do I make a medical aid plan change (2024)?

Medical Aid waiting periods: what you need to know (2024)

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