Medihelp MedElite:
dentistry, optometry and wellness (2025)

Contents:

This page has information on: Costs, Dentistry, Optometry, Wellness and Preventative and Other benefits for Medihelp MedElite

Terminology:

  • PMBs: Prescribed Minimum Benefits. You can read more about PMBs, see a list of all PMB conditions or read more what "PMB only" benefit means.
  • DSPs: Designated Service Providers. Where stipulated, you must use specific providers to get full benefit.
  • Co-payment: Paid out of pocket, or out of savings account. Sometimes this is refundable to you if you have a gap product.
  • All schemes have extensive exclusions. We've tried to list the non-common ones here, but please consult your scheme or broker to get the full list.

Monthly Costs (2026)

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Medihelp:MedElite (2026)
Main member: Adult member: Child member:
Total Cost pm:
  • R8,922
  • R8,352
  • R2,418
Savings:
  • R10,728
  • R10,008
  • R2,418
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • Main= R15,200
  • Main+1= R17,700
  • Main+2= R20,200
  • Main+3= R22,700
Children Rates:
  • Up to age 26yrs
  • Pay for all children
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Dentistry benefits (2025):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Medihelp: MedElite
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings:
  • R10,728
  • R10,008
  • R2,418
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • Main= R15,200
  • Main+1= R17,700
  • Main+2= R20,200
  • Main+3= R22,700
Other Day-to-Day Funds:
Standard Dentistry:
  • Paid by scheme
Specialised Dentistry:
  • Dentures: Two frames per person, every 5 years
  • Crowns and bridges: Two crowns per family, every 5 years
  • Implants: No cover
  • Above is paid by scheme
Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
In-Hospital Dentistry:
  • Impacted wisdom teeth: Dentist account paid by scheme, if done in-chair, otherwise R1,120 co-payment
  • Treatment for children <7yrs: R1,120 co-payment
  • Maxillofacial surgery: Unlimited
Gap Cover:
Can cover most co-payments and increase sublimits
(Plans coming soon)
Orthodontics:
  • R14,595 per person, per lifetime

Optometry benefits (2025):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Medihelp: MedElite
Assume scheme pays all these costs, unless otherwise stated
Main Member: Adult: Child:
Savings:
  • R10,728
  • R10,008
  • R2,418
Extended Fund:
Extra funds from the scheme for (mostly) out of hospital claims, over and above any savings account
  • Main= R15,200
  • Main+1= R17,700
  • Main+2= R20,200
  • Main+3= R22,700
Other Day-to-Day Funds:
Optometry:
    Every two years, paid by scheme
  • Eye test and lenses
  • Frame/lens enhancement: R1,135
  • Contact Lenses: R1,835
  • Refractive Surgery:
  • R23,900 per family, paid by scheme
Note:
  • This section does not apply to ophthalmology benefits, which fall under "in-hospital" benefits. Some of those are PMBs, and are paid for in full by your scheme. You can read more about PMBs here.

Wellness/Preventative benefits (2025):

(Other benefits: Costs | Inhospital | Out of hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics)

Medihelp: MedElite
Assume scheme pays all these costs, unless otherwise stated
Flu vaccination:
  • Covered
Pneumonia vaccines:
  • No benefit
Biometric Screening:
  • Covered
Child Immunisation:
  • Covered, up to 7yrs
Pap Smear:
  • Covered, every 3 years
Mammogram:
  • Covered, every 2 years
PAS Test:
  • Covered
HIV Test:
  • Covered
Other:
  • Tetanus injection
  • An FOBT test
  • A bone mineral density test
View other benefits for this plan:
In-hospital | Out-of-hospital | Medication | Maternity | Cancer | Mental Health | Dentistry | Optometry | Other/Extra Benefits | Wellness | Prosthetics

You can also:
Compare any two plans, side by side | View all the Medihelp plans, with costs and brief summary.

Find all other open medical aid plans here.

Other benefits for 2025:

MedElite
International Insurance:
  • No benefit
Other:
    Important!
  • Unless specified, assume that all benefits are paid at 100% scheme rate.
  • No limits or co-payments can apply to treatment of PMBs, which is always unlimited, although subject to strict protocols and scheme rules.
  • "Unlimited" benefits are still subject to authorisation, protocols and sublimits.
  • Assume that all benefits need to be pre-authorised.
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